New design for Amex MRCC

[psycho2711]

Just got this replacement card delivered.

 

[Infamous]

how long it take for application after document submission.

i did kyc on 4th july . still no updates

What's your status now?

 

[ALOAK]

What's your status now?

Check your email you should have received a mail from amex stating approved or pending further review. If u have received approved email you can contact amex care and they will update you.

 

[helloworld]

Applied for MRCC card. income 6.40 lakh salaried private . they called and asked me to email Statatement and pay slips. today. shown my own pay slips. she said application under process now. chances for approval any idea guys.
my cibil is 740. credit uti is 84%.

740 .. any payment delays?

 

[hcj21212]

740 .. any payment delays?

yes 2 payment delays
1. sbi 1 day payment delay in 2023.
2. rbl 5 days payment delay of 500/- in 2022.

 

[hcj21212]

What's your status now?

this is status from last 15 days we will get back to u

 

[helloworld]

this is status from last 15 days we will get back to u

it shouldn't take this much time.. check with support or drop an email to speed up the process.

 

[hcj21212]

it shouldn't take this much time.. check with support or drop an email to speed up the process.

no email id of support?

 

[hcj21212]

no email id of support?

support saying our team will get back to you . but they dont . from last few days

 

[helloworld]

no email id of support?

Customer Complaint & Grievance Redressal Policy

Customer Complaint & Grievance Redressal Policy

www.americanexpress.com

. . .

 

[hcj21212]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

 

[Wealth is my birth right!]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

auto approved or u gave docs?

 

[helloworld]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

it doesn't matter, some banks takes your income and credit exposure to give new card limit while some uses existing cards to match the limit.

after 6 months simply call amex support to get new limit, its easy unlike other banks where you have to share income, here its just a call.

 

[dravidsarang]

Received my replacement card couple of days back.
Good thing, the card number moved to the rear, also the design is much better then the earlier version.


Bad part: the quality of card is on the lower side. The plastic is way light and thin and does not feel premium in hand.

I am keeping both cards for now

 

[hcj21212]

it doesn't matter, some banks takes your income and credit exposure to give new card limit while some uses existing cards to match the limit.

after 6 months simply call amex support to get new limit, its easy unlike other banks where you have to share income, here its just a call.

thanks yeah will wait 6 months

 

[hcj21212]

auto approved or u gave docs?

gave itr 24. of 6,49,000 inr

 

[dravidsarang]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

I created another thread on Amex credit limit increase, it do have many helpful comments as well.
It should help

https://www.technofino.in/community...e-smooth-process-with-amex-chat-support.29485

 

[varun__goel_]

When are the bonus MRs credited for Rs20000 spend?

 

[ALOAK]

When are the bonus MRs credited for Rs20000 spend?

It should get credited 2 to 3 wk days

 

[varun__goel_]

It should get credited 2 to 3 wk days

After month end or txn settlement?

 

[SonyTom]

After month end or txn settlement?

Once the 20,000 transaction is settled (generally 2 days after transaction)