New design for Amex MRCC

[psycho2711]

Just got this replacement card delivered.

 

[Infamous]

how long it take for application after document submission.

i did kyc on 4th july . still no updates

What's your status now?

 

[ALOAK]

What's your status now?

Check your email you should have received a mail from amex stating approved or pending further review. If u have received approved email you can contact amex care and they will update you.

 

[helloworld]

Applied for MRCC card. income 6.40 lakh salaried private . they called and asked me to email Statatement and pay slips. today. 🙂 shown my own pay slips. 🙂 she said application under process now. chances for approval any idea guys. 🙂
my cibil is 740. credit uti is 84%.

740 .. any payment delays?

 

[hcj21212]

740 .. any payment delays?

yes 2 payment delays
1. sbi 1 day payment delay in 2023.
2. rbl 5 days payment delay of 500/- in 2022.

 

[hcj21212]

What's your status now?

this is status from last 15 days we will get back to u

 

[helloworld]

this is status from last 15 days we will get back to u

it shouldn't take this much time.. check with support or drop an email to speed up the process.

 

[hcj21212]

it shouldn't take this much time.. check with support or drop an email to speed up the process.

no email id of support?

 

[hcj21212]

no email id of support?

support saying our team will get back to you . but they dont . from last few days🙁

 

[helloworld]

no email id of support?

Customer Complaint & Grievance Redressal Policy

Customer Complaint & Grievance Redressal Policy

www.americanexpress.com

. . .

 

[hcj21212]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

 

[Wealth is my birth right!]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

auto approved or u gave docs?

 

[helloworld]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

it doesn't matter, some banks takes your income and credit exposure to give new card limit while some uses existing cards to match the limit.

after 6 months simply call amex support to get new limit, its easy unlike other banks where you have to share income, here its just a call.

 

[dravidsarang]

Received my replacement card couple of days back.
Good thing, the card number moved to the rear, also the design is much better then the earlier version.


Bad part: the quality of card is on the lower side. The plastic is way light and thin and does not feel premium in hand.

I am keeping both cards for now

 

[hcj21212]

it doesn't matter, some banks takes your income and credit exposure to give new card limit while some uses existing cards to match the limit.

after 6 months simply call amex support to get new limit, its easy unlike other banks where you have to share income, here its just a call.

thanks ☺️ yeah will wait 6 months

 

[hcj21212]

auto approved or u gave docs?

gave itr 24. of 6,49,000 inr

 

[dravidsarang]

i got mrcc approved with limit of only 50k. while i have 3-4 credit cards of hdfc icici with limits of 2 lakh each

I created another thread on Amex credit limit increase, it do have many helpful comments as well.
It should help

https://www.technofino.in/community...e-smooth-process-with-amex-chat-support.29485

 

[varun__goel_]

When are the bonus MRs credited for Rs20000 spend?

 

[ALOAK]

When are the bonus MRs credited for Rs20000 spend?

It should get credited 2 to 3 wk days

 

[varun__goel_]

It should get credited 2 to 3 wk days

After month end or txn settlement?

 

[SonyTom]

After month end or txn settlement?

Once the 20,000 transaction is settled (generally 2 days after transaction)