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No way to apply IDFC First Wow Card - Query & Discussion

gogetassj4

TF Buzz
Hello folks,

I am already an existing customer of IDFC having a SB account since last month. Since then, I have successfully created a FD of Rs. 20000 (auto renewal on) so that I can apply for first wow card.

While applying for the card from the wow card page, it takes my name, DOB, mobile no. , OTP, PAN, income, address, etc as input and then farts out a completely unrelated bunch of cards which I absolutely don't need. Now there is no link/URL to apply for wow card via mobile app or IB.

Has anyone here faced this situation? If yes, how did you manage to apply?

Thanks and regards

//Edit: I raised a request the day before yesterday and got a phone call from them yesterday assuring me that I would be able to see the FD based card on their offer list but it turned out to be a lie. The offer page still shows 4 unsecured cards.
 
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No, I was thinking of closing the card, but now I will keep it for VI BMS offer and zero forex card.
Wow Card can be closed and immediately applied. It worked for me in 2023 that way. Back then I was looking for IDFC card but I was always getting WOW only. But later on one trick worked. Now I got IDFC Wealth, Vistara, Mayura.
 
@BVC, I know it's unrelated. Did Ashva also provide 0 Forex?
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@BVC, I know it's unrelated. Did Ashva also provide 0 Forex?
View attachment 92594
As per the product page they charge 1% Forex markup. Need to check the conversion.
 
As per the product page they charge 1% Forex markup. Need to check the conversion.
Yes, but they didn't charge me anything. Not sure what the case is. My friend bought a jersey, and they charged exactly the amount shown on the site. I have already paid the bill. Will check this month's statement also.
 
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Last 2 yrs almost. Yeah location is unserviceable but tried with relatives address also. Same result
I am telling you scenario worked in March 2024, not sure if that's patched.

Give relative address or any residential address that is serviceable, keep your working address (even that can be managed) within 50kms radius. That should work.
 
View All Credit Cards is not showing me.

I too have Wealth Credit card.

Now, I applied Wow Credit card with 20,000 FD. Only 100%. Not 200%.
Upto 200% is a marketing from IDFC. Haven never seen anyone got 200% of limit.
 
UPDATE: On receipt of my email, IDFC have closed the previous application which was offering me 4 unsecured cards and told me to apply via URL they sent in the email. Through that link, I successfully applied the wow card but I noted some a couple of things:

1) I had to do the vKYC again. I had opened my savings account a month ago via vKYC....
2) The previous FD that I had created of 20,000 was wasted, so during the application I had to deposit 20,000 yet again which has a tenure of 367 days.

So whenever we apply a CC for IDFC, we have to do the vKYC each and everytime it seems.

Anyway, the thread can be closed. Thank you all for the replies 🙂
 
UPDATE: On receipt of my email, IDFC have closed the previous application which was offering me 4 unsecured cards and told me to apply via URL they sent in the email. Through that link, I successfully applied the wow card but I noted some a couple of things:

1) I had to do the vKYC again. I had opened my savings account a month ago via vKYC....
I also got the same reply from my RM. Was going to update here.
Yes, even if you have an existing relationship, Vkyc is required.
2) The previous FD that I had created of 20,000 was wasted, so during the application I had to deposit 20,000 yet again which has a tenure of 367 days.
Yes, Wow card FD interest rate is 7.25%, unlike a normal FD.
Have you got any more LE than the FD amount?
So whenever we apply a CC for IDFC, we have to do the vKYC each and everytime it seems.
Yes, again, you have to do it for an unsecured card or an add-on. Ashva & Mayura, they give without Vkyc if you already hold an unsecured core card.
 
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