If you are using 'you' in the general sense, I agree. But in case you are saying that to me, I never said that is my intention. In fact, I specifically said that making extra payments for rewards is wrong.
Here by you I meant people as general with such intent although I am not saying intent is wrong as this is your own money and how you use it should not be dictated by Govt, RBI or IT Dept. I understand that sometimes these people give mental agony to people just because they don't understand things themselves and if someone else is using their brain, they don't like it. It is an unfortunate state of this country where People in different departments are expected to handle things that don't belong to them. So a stressed out authority will give stress to people to shift load from them or lighten their own burden. Nothing against you brother. I am just like you. An aam aadmi but try to simply my life with my own efforts because I know Govt can't do everything and we need to help out by educating outselves.
But another part is, if we are using something the onus of fulfilling things with it rely on us.
I share with you a stroy. Few days back I was at bank. A senior citizen came and asked the bank that why is my savings Interest not showing in 26AS. The attendant at bank explained him that only deposit interest is shown in 26AS and not savings. Savings interest is furnished in AIS. But he just asked them to do their duty and submit it to tax department so it appears in 26AS so that he don't have to go through any kind of mismatch thing. 4-5 employees shown every circular pertaining to it but then he started shouting at them and how illiterate branch staff is.
Here even branch staff was not fully aware of the facts. So I made him sit down with me and started explaining while others bankers incl. manager was listening. I told him that a 26AS is a TDS reconcilation form where only those transactions where Tax is deducted at source is furnished or where fixed deposit with 15G/H submitted is shown. If interest is less than 40000 (50K for senior citizens), banks don't deduct TDS or don't even need to provide info, for 26AS. It only furnishes in AIS and you don't have to worry. There is no TDS deducted on your savings interest and no matter how much interest is given even if Saving interest is 5 Lakh, even then TDS won't be deducted as TDS is for Term Deposit only with yearly interest in one bank 50K or more. This was a 15 minute lesson and he went with satisfaction because I explained every law pertaining to it. He was himself in darkness but blaming others. Same way we blame others for our own darkness. Here most people in India expect Govt to do duties that actually relies on us.
We should be thankful that banks are doing stuff at their own end else we have to went through every single thing to report things which would make our lives miserable. 90% of work that relies on us is actually getting done by department itself and trust me they don't even get extra pay for it like in case of senior citizens, RBI asked banks to provide them doorstep banking and they are paying for petrol and other charges from their own pockets as doorstep banking is free or with minimal charges.
This is one such scenario but everyday we remain thankless for things that we can't see and only the day we have to collect everything on own we get to know how good of a job others are doing for many many people without getting anything in return. We Indians should have to learn that we can't get every services without paying a small price for it. I am thankful that From Internet banking to fund transfers, most carry no charges and other places also where infra cost is getting bear by business providers themselves. Just for a day you go to other developed countries and you will find although pay is more but people are spending more on things which are free here.
Here people start bashing banks even if ttheir system goes down for 30 mins. A simple holiday and everyone thinks banks should work on Sunday also whereas in other countries 4 day working has started and people aren't bashing Govt for more holidays. So if departments are stressed here, we should be thankful that they are giving their lifetimes in it which they would have enjoyed. During demonetisiation, my own people worked till 2-3AM everyday and they don't get a single penny for extra hours whereas in other countries even for 30 mins more you get paid. We are a big and highly populated country and everyone of us including you and me are sacrificng things so that others can get to live too.
