Non BBPS payments via 3rd party apps to be stopped by RBI forcing all banks to register as BBPS billers

RBI has directed all CC payments to be made using BBPS only.

3rd party apps to stop non bbps card payments from 1st July onwards.

Banks who are not registered as a BBPS biller have been given time till 30th June but 90 days extension has been sought from RBI.

 

[desiviru]

Bhai Jio finance, Canara Setu pe payment karne se mile points HDFC platinum debit card pe ??

Bhai, mere pass Platinum card nahi Millennia DC hai aur baki sbi dc ka 0.25/0.50%. Platinum free mein mil raha hai because of hdfc preferred savings account par mujhe Millennia zyada better hai filhaal because 75k bill every month not possible. Baki tension free ho ke transact karo, jab tak Utility MCC hai Platinum pe 1% milega hi milega. Abhishek bhai already confirm kar chuke hai JipFin app ka. Atal setu ka bhi milega hi. Choti txn kar ke dekh lo 500-1000 ki aur wait karo 3-7 days max.

 

[VISION]

paid icici bill via airtel 30 minutes back still not received in card!

 

[Centurion_wala]

sbi dc ka 0.25/0.50%

0.5% kaise ?

 

[desiviru]

0.5% kaise ?

0.5% only in birthday month as 2X points are rewarded whole birthday month but max. cap remains same i.e 1K points. So in that month 50K txn = 500x2= 1000 pts. We have 4 SBI acc. in family with 6 cards, 2DC (Physical)+VDC(same acc.) and 2VDC (no physical card). So for four people, 4 months are birthday months in a year. I use card accordingly.

We all know this CC payments via DC will stop anyday. After that we will be back to auto-pay through bank account itself.

 

[Centurion_wala]

0.5% only in birthday month as 2X points are rewarded whole birthday month but max. cap remains same i.e 1K points. So in that month 50K txn = 500x2= 1000 pts. We have 4 SBI acc. in family with 6 cards, 2DC (Physical)+VDC(same acc.) and 2VDC (no physical card). So for four people, 4 months are birthday months in a year. I use card accordingly.

We all know this CC payments via DC will stop anyday. After that we will be back to auto-pay through bank account itself.

Ohh, you were telling about birthday month points- Nice, I thought you’re getting this 1000 bonus from SBI-
But they don’t honour this.

 

[desiviru]

Ohh, you were telling about birthday month points- Nice, I thought you’re getting this 1000 bonus from SBI-
But they don’t honour this.

Yeah the 2X one. They do honor 1 Lakh milestone also but only for txn between April 1 to March 31st, next year. The points gets credited within 90-120 days of reaching milestone. Allowed only once a year. One of my cousin is heavy spender (being a girl) having SBI debit card and I checked her rewards which were like 2826 and in history I found entry with 1000 pts being written as Manual Credit for 1 Lakh POS/E-Com. The entry was on 30th June 2024 i.e last month. So I assume this was milestone entry.

 

[PKMKB]

Bhai log SBI Unipay per debit card option dobara aa gaya h per CC to CC payment wala bug ab fix ho gaya h. MCC ka dekhna padega ek chota transaction karke

iske alawa

Canara Bank Billpay (setu)
Jio finance app

ye 2 or platform h jaha debit cards per rewards mil rahe

 

[harshgupta940]

Bhai log SBI Unipay per debit card option dobara aa gaya h per CC to CC payment wala bug ab fix ho gaya h. MCC ka dekhna padega ek chota transaction karke

iske alawa

Canara Bank Billpay (setu)
Jio finance app

ye 2 or platform h jaha debit cards per rewards mil rahe

I think entire TF army has reached SBI Unipay . SBI be like debit card option aate hi vaapis traffic kaise aagaya.

 

[PKMKB]

View attachment 61881
I think entire TF army has reached SBI Unipay . SBI be like debit card option aate hi vaapis traffic kaise aagaya.

Customer traffic upper circuit se lower circuit touch kar gaya inka in 2 dino m.

Debit card option with 4900 MCC must h upper circuit ke liye.

 

[PKMKB]

Jinpr IDFC DC or HDFC platinum DC h and SBI cashback per agar thoda bohot bhi due h, to HDFC Billpay se apna platinum card use karke 75000 ka payment kardo SBI CB per. Transaction fail hokr 2 din m paisa aa jayega and points bhi reverse nahi honge. baki actual transaction ke liye IDFC wealth use karlo.

bina kuch kiye free ke ₹750 h

 

[bigbyte]

Jinpr IDFC DC or HDFC platinum DC h and SBI cashback per agar thoda bohot bhi due h, to HDFC Billpay se apna platinum card use karke 75000 ka payment kardo SBI CB per. Transaction fail hokr 2 din m paisa aa jayega and points bhi reverse nahi honge. baki actual transaction ke liye IDFC wealth use karlo.

bina kuch kiye free ke ₹750 h

First banks have these kinds of bugs in their system and when people start to exploit these bugs then the banks, without realising issue, shutdown the genuine benefits as well.

 

[arvinder]

Bhai log SBI Unipay per debit card option dobara aa gaya h per CC to CC payment wala bug ab fix ho gaya h. MCC ka dekhna padega ek chota transaction karke

iske alawa

Canara Bank Billpay (setu)
Jio finance app

ye 2 or platform h jaha debit cards per rewards mil rahe

What about airtel app ?

 

[PKMKB]

What about airtel app ?

Not sure about Airtel.

 

[PKMKB]

First banks have these kinds of bugs in their system and when people start to exploit these bugs then the banks, without realising issue, shutdown the genuine benefits as well.

mere guru sri Arindam Paul ne ye message dene ko kaha tha.

Vaise bhi HDFC ne 750/400 loss per user accept kar rakha h. Ye har chiz bariki se devalue kiye h except for debit card reward points on CC payments. kuch log inke yaha account sirf platinum DC lene ke liye hi kholte h.

m aapki baat se bilkul sehmat hu. Actuality m toh CC payments per points milne bhi nahi chahiye fir bhi mil rahe h. Agar kabhi HDFC ka mann hua kuch fix karne ka, to wo rewards points reversal for failed transactions se pehle CC payments per rewards points dena hi band karenge.

 

[Reaper]

Use Jio finance app na, HDFC CC available there.

Yes this is an option but rather I would prefer using Canara Setu as I see their (Android) app is still in beta phase.
I don’t think Jio Finance has a dedicated website, correct me if my understanding is wrong.

 

[Reaper]

Airtel is still a valid option, right?

Yes, it is but the problem is that not all banks are available there.
If your bank has made it to the list, you should get cash back (if paid through debit card).

Waiting since the day HDFC migrated. ICICI became available the same day.

Same here, not sure if Airtel is slow in updating billers or if it's HDFC.

 

[fageriaji]

Any update on SBI unipay MCC for debit card?

 

[PKMKB]

Any update on SBI unipay MCC for debit card?

Used to be 4900. I paid my HSBC cc bill yesterday using wealth DC. Will update on Tuesday if there are any changes

 

[desiviru]

Now again, good bye to JioFin and back to unipay website from tomorrow. I avoid payment on holiday.

Update: Payments are failing on Unipay with DC. Tried with 500 and failed before going to OTP page. There is update on site that it will not be available between 10:00 PM to 11:30 PM tonight. But seems their upgarde will take longer. So it is sure something is getting fixed here. Maybe no rewards or MCC change.

 

[Centurion_wala]

Yeah the 2X one. They do honor 1 Lakh milestone also but only for txn between April 1 to March 31st, next year. The points gets credited within 90-120 days of reaching milestone. Allowed only once a year. One of my cousin is heavy spender (being a girl) having SBI debit card and I checked her rewards which were like 2826 and in history I found entry with 1000 pts being written as Manual Credit for 1 Lakh POS/E-Com. The entry was on 30th June 2024 i.e last month. So I assume this was milestone entry.

Thanks for sharing this. So, it doesn’t matter if someone spends 1L or 5L, both would end up only with 1k bonus points?
But then why do they write “1000 points per lakh spends”?