Not for everyone. I just did a test transaction of 1 rupee and it works. It is blocked for customers who they consider to have abused the system. If wallet loads beyond a threshold, they block all wallet mcc. So it won’t work for wallet loads.
They don’t reveal the time to unblock. If one puts a lot of pressure, they close the card.
How do I know? Me and my colleagues got the card and we collected data of blocked cards. Anyone who did transaction above 15k (single transaction) or monthly value of 20k+ got blocked. Sad truth is I got this card for paying electricity bills (around 10 to 20k every 2 months) via PayZapp but cannot use it. I currently only use it for fast tag which will be less than 2k per month.
Bonus tip: Don’t use BOB cards for wallet loads beyond 5k a month. The 5k is just an assumption based on data I collected from colleagues.
Tip 2: The block is automatic with a business rule and kicks off immediately. There is no way to remove the block via customer care. If anyone was successful, please reply with time taken for unblock.