abythomas557
TF Buzz
Hi,
Can any one share the experience with Punjab national bank credit cards?
Can any one share the experience with Punjab national bank credit cards?
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PNB Credit cards experience | Application process and time
- Thread starter abythomas557
- Start date
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- Tags
- pnb credit card
Don't want to demotivate you but you would receive the following copy pasted response from this email. At least this was the case for myself and they kept on responding with the same old story for 3 months continuously.
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Dear customer,
Greetings from PNB!
Thank you for giving us an opportunity to address your concerns.
We have taken up the matter with concerned cell as per details provided by you in trail mail.
Thanking you and assuring you our best services at all times
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How did you apply online or offline? Do they still make a 20L+ CIBIL Enquiry?
Rohit75
TF Select
ITR, Adhaar, PAN, DL. That's it. fully online process.
Rohit75
TF Select
They made 8.7L enquiry which I filled up as my Gross profit in ITR.
How long did they take to process and provide credit card?
Rohit75
TF Select
I haven't received the card. Application completed within 3 days.
I received an SMS as in-principle approved and told me to complete VKYC which i successfully did today.
Yeah, PNB again asked for documents the 5th time and again I received the same email that my email can't be processed due to PNB's security policies.
I have simply given up on the idea of having a PNB card.
How you can given up so easily being a member of TF??
Escalate the issue and see the what is the resolution they are going to provide you
I have also shared ITR 3 times. Even escalated the matter. These are low-tier PSU banks. Very poor service.
Already escalated to Nodal officer, they again shared some emails and again emails are bouncing on those email addresses. Waiting for them to finally reject my application so that I can escalate it to RBI ombudsman.
I don't blame him, after a point it's to much of an hassle to talk to people and reply to emails stating the same thing again and again with no resolution. It gets draining and you start to evaluate, whether it's worth it?
As long as I don't have to waist any time & energy for them other than writing mail, is worth it.
Once you schedule a call, you would need to join the VKYC at the scheduled time. A call button would appear at the scheduled time which you would need to use to call the VKYC agent. Also, there is no guarantee that they will pick you call, you may need to call them at least 4-5 times to complete your VKYC.
