abythomas557
TF Buzz
Hi,
Can any one share the experience with Punjab national bank credit cards?
Can any one share the experience with Punjab national bank credit cards?
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PNB Credit cards experience | Application process and time
- Thread starter abythomas557
- Start date
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- Tags
- pnb credit card
bagarwal
TF Buzz
If you complete the video KYC then it will show in app immediately after that.
Applied in offline via Bank, now is trackable, bank sent reference number, called CC and got application number. It surpassed VKYC stage
It could be less according to them, no issues once you get platinum and ask for upgrade to select. They will do
Akash Topder
TF Premier
I have a weird question. I know PNB Rupay select is better than platinum but in select 2 rp for 150 rupees and in platinum 1 rp for 100 rupees. 1 rp = 0.5 here so select has 0.67% and platinum has 0.5% valueback but as these cards will most likely be used for UPI and in UPI smaller transactions are a lot. For a transaction of 100 rupees UPI, you'll be receiving 1 rp for platinum but 0 rp for select as select needs atleast a transaction of 150 rupees to give 2 rp. We'll be making a lot of transactions which will fall between 100 to 149 rupees. So is PNB Rupay platinum better than PNB rupay select for UPI usage?
Who use PNB for rewards here 😂 it's mainly for the health voucher in select variant, and platinum have no joining fee.. also UPI is one other perks.. for rewards, go with tata neu.. PNB is not great for that
Akash Topder
TF Premier
Neu is not LTF for me. PNB will be. Not really into non LTF staff.
If you need LTF then compromise on rewards.. Try neu, I got LTF offer recently and applied today. Just start the application and leave in mid way, do some bbnow transactions for few 100rs daily for 3 or 4 days.. LTF will come, after 31st March it's really tough, start today
Akash Topder
TF Premier
The problem is everytime I put the PAN and proceed, a new enquiry hits.
AsB
TF Legend
PNB Credit card approved WITHOUT ITR or Form 16- by escalation to RBI
PNB Application process for me goes like this :- 6 March 2023 - Applied for PNB card using 3 months payslip and 6 months bank statement, even though I didnt have ITR or Form 16. 7 March 2023 - Tried to complete VKYC, but no agent was connecting. 8 March 2023 - Still no agent till 4.40 PM...
www.technofino.in
Here is mine
bagarwal
TF Buzz
It shouldn't be. Same company can't do the checks in same week span
Akash Topder
TF Premier
I see. Anyway the trick you mentioned is this a sure shot trick? Because as I already given PAN and clicked proceed the application is already started.
