PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[binno]

They send reminders asking for ITR specifically, you need to send it as a reply

what did u send ?? they sent me a message for discrepancy

 

[P B R G]

what did u send ?? they sent me a message for discrepancy

I also got the same message. Send them either ITR or Form 16. I sent From 16 and mine was approved. No ITR needed.

 

[paresh22]

is it ‘that’ mandatory ? any alternative?

It's very much mandatory for PNB cards

 

[rajeev11]

I applied for PNB select rupay credit card on 08 oct 2023.Did video KYC on 9 oct 2023 and got VKYC approval SMS on 10 oct 2023.and got card approval SMS on 16 oct 2023 and got credit dispatch message on 18 oct 2023.Very fast process for me.

 

[emadiqbalali]

I applied for PNB select rupay credit card on 08 oct 2023.Did video KYC on 9 oct 2023 and got VKYC approval SMS on 10 oct 2023.and got card approval SMS on 16 oct 2023 and got credit dispatch message on 18 oct 2023.Very fast process for me.

Maybe lucky. The whole process of applying and doing vkyc till it goes in process took 3 weeks since they keep asking ITR even when given salary slips. And after giving ITR, they keep sending same emails of submitting ITR even though already submitted. At last they acknowledged and put the application in process, and it took 3 days more to approve.

It's been 35 days and multiple follow up, then my card got dispatched, even though I activated the card through app to avoid closing of it before it arrives. My highest limit is 6.3L and they approve me for 50K.

Overall, the worse experience for me at least.

 

[ronakshah]

Can someone confirm if we get amazon prime offer on pnb rupay select cc?

 

[paresh22]

Can someone confirm if we get amazon prime offer on pnb rupay select cc?

No such offer on PNB Rupay Select CC. I think OTT offers are only on Rupay Select DC.

 

[ronakshah]

No such offer on PNB Rupay Select CC. I think OTT offers are only on Rupay Select DC.

Is it? I applied for pnb rupay select cc assuming it is eligible for ott offers.

 

[paresh22]

Is it? I applied for pnb rupay select cc assuming it is eligible for ott offers.

Check this topic

RuPay Select Wellness Credit Card Benefits & How To Claim Benefits

If you are a RuPay Select credit card cardholder, setup your RuPay account and enjoy amazing benefits. Make sure you have RuPay select credit card issued by Canara Bank, Indian Bank, Union Bank Of India Or PNB. Link - https://www.rupay.co.in/select-booking Benefits - 1. Spa Services -...

www.technofino.in

 

[ronakshah]

My pnb rupay select cc got approved 5 days back which I'm yet to receive and they sent me the first statement yesterday with joining fees. Is it normal for pnb?

 

[KT Shanmuganathan]

My pnb rupay select cc got approved 5 days back which I'm yet to receive and they sent me the first statement yesterday with joining fees. Is it normal for pnb?

Yes, PNB RuPay Select has joining Fee.

Please check your virtual card in PNB Genie app, using virtual card you can start using the card in UPI and online.
If you can't able to see your Virtual card then only the issue is.

They will deliver in 5 to 7 working days.

Normally their billing date for Rupay Select is 21st of every month, but you could change this to you desired date.

 

[hks789]

Can someone share the BIN number of PNB Rupay Select credit card?

 

[TheMentalist]

Can someone share the BIN number of PNB Rupay Select credit card?

Check here : https://www.technofino.in/community...and-ways-for-quick-approval.10340/post-366819

 

[AllThatStuff]

PNB RuPay Select Credit Card -

Free Spa, Gym, Golf, Health checkup etc available on this RuPay Select Credit card.

RuPay Credit card also offer 15% off bigbasket offer per month.

Is free Spa Gym Health Check etc. only for 1st year or every year??

 

[booklover]

My pnb rupay select cc got approved 5 days back which I'm yet to receive and they sent me the first statement yesterday with joining fees. Is it normal for pnb?

I also got a statement with joining fees.

Mine got approved 3 weeks ago and they still haven't delivered the card. I haven't even activated the card but I still got the statement.

PNB service is really bad and disappointing.

 

[anantnitish]

Dont go with status in screenshot. Just do VKYC and once you will got kyc approval message then send all documents that you have uploaded in application time to given below email id for faster decision on your application.
"creditcardpnb2@pnb.co.in"

I completed my vkyc on 21st ,yet to receive any message stating vkyc approval

 

[Rkr]

I completed my vkyc on 21st ,yet to receive any message stating vkyc approval

Ask the vkyc stayus by mailing them at
Creditcardho@pnb.co.in