Possibility to get Debit cards without any charges in Axis

[evilz]

Is there any method to get Debit cards without charges in Axis Bank savings accounts 10k -25k variants? I have no need for a debit card as I never use it.

 

[AllSeeker]

I didn't know bout it not changing MAB, I have 0 bal account in icici so up until i turn 35 , don't have to worry bout icici mab

What's this 35 condition?

 

[akshayhs]

Closing their account is also not easy, its quite a lengthy process.

Not really. Download the account closure form online. Fill it, including it with debit card broken into pieces, include unused cheque leaves and send it to your home branch.

They can't do anything afterwards. Make sure to transfer 100% of your account balance to another account so you don't have to deal with a demand draft later.

 

[akshayhs]

What's this 35 condition?

Must be holding a mine account if I'm not mistaken. Mine accounts are 0 balance sb accounts given for people above 18 and below 35.

 

[Bob78900]

I didn't know bout it not changing MAB, I have 0 bal account in icici so up until i turn 35 , don't have to worry bout icici mab

After turning 35we have to maintain balance?

 

[Extrovert🌃]

After turning 35we have to maintain balance?

I have a account varient called as "mine"
The only eligibility criteria for that is age mist be in between 18 to 35 years old and it's a zero bal account

 

[Extrovert🌃]

Must be holding a mine account if I'm not mistaken. Mine accounts are 0 balance sb accounts given for people above 18 and below 35.

Exactly. But I've a question, is mine any different from standerd MAB maintained accounts in terms of pre-approved offers etc? I got a call from icici for doing little more txns and they were like if you want to do these Txn get current account or we will block your account. The amount was less then any two wheelers price in india except TVS excel 😂

 

[AllSeeker]

Exactly. But I've a question, is mine any different from standerd MAB maintained accounts in terms of pre-approved offers etc? I got a call from icici for doing little more txns and they were like if you want to do these Txn get current account or we will block your account. The amount was less then any two wheelers price in india except TVS excel 😂

ICICI called you? Maybe take it seriously and move your a/c to somewhere else. 🤣

 

[Batmanbaba]

Exactly. But I've a question, is mine any different from standerd MAB maintained accounts in terms of pre-approved offers etc? I got a call from icici for doing little more txns and they were like if you want to do these Txn get current account or we will block your account. The amount was less then any two wheelers price in india except TVS excel 😂

Mine is the last account you should open in icici..... Lot of restrictions.... Better to go to any rural branch in your city and open a regular savings account with just 2000 MAB.... And you will get regular account upgrades.like in silver then gold then titanium... .. If you do good transactions...... And more chance of pre-approved cards.... Mine has very less chance.... Also there is mine credit card.... That is worse.....

 

[Batmanbaba]

When is silver upgraded?

That depends on bank.... Either you keep more than 25000 for two three months or just make the closing mab 25000...you might get the upgrade.... Or good transactions.... More than 25k....

 

[Batmanbaba]

I keep 2L balance for more than 2-4 months yet I didn't get any upgrade offers

Tat is what I told.... Depends on their system.... Some people get without maintaining that much... And you are not getting... Its quite random.... So called bank policy

 

[AllSeeker]

I keep 2L balance for more than 2-4 months yet I didn't get any upgrade offers

I feel transactions matter more than money in the account, even if its just little above mab, lets say twice as much, and you are doing all kinds of transactions on account, in wide variety, you get offers very easily.

 

[007]

I feel transactions matter more than money in the account, even if its just little above mab, lets say twice as much, and you are doing all kinds of transactions on account, in wide variety, you get offers very easily.

Yeah I can say it's somewhat true being an ICICI account holder. The number of transactions matter, MAB not that much!

 

[AllSeeker]

Yeah I can say it's somewhat true being an ICICI account holder. The number of transactions matter, MAB not that much!

I've experienced this with every bank I've account with.

 

[souvikdey2002]

Axis has rupay debit card too, but they will not give easily, you have to talk to RM. I think that does cost 200. Maybe that's what you are talking about.

That card is only issued with Basic Savings Account under "Pradhanmantri Yandhan Yojna" scheme.
First they will try everything possible to convince you to not go for those accounts, secondly if you still insists then they will say the "KITS are finished" for this particular Savings Account under.

Thirdly it is almost impossible to convince them to convert your regular savings account to Basic Savings account since that will devaluate their Branch proposition. So yes, it's a very tough job to do that in any case.

 

[007]

I've experienced this with every bank I've account with.

Ohh is it! 😆

 

[Extrovert🌃]

I keep 2L balance for more than 2-4 months yet I didn't get any upgrade offers

Because you already are silver customer, no?

 

[Extrovert🌃]

ICICI called you? Maybe take it seriously and move your a/c to somewhere else. 🤣

Yep , vo bhi personal number pe with personal number that too. Branch staff aren't provided with icici landline ig

 

[AllSeeker]

Yep , vo bhi personal number pe with personal number that too. Branch staff aren't provided with icici landline ig

Anirban is right, no personal number calls are counted as official bank ones. This could very well be some salesman trying to have you shift to current account to get his current account target. 🤣 🤣

 

[Extrovert🌃]

Anirban is right, no personal number calls are counted as official bank ones. This could very well be some salesman trying to have you shift to current account to get his current account target. 🤣 🤣

Trueeee

 

[Extrovert🌃]

@Extrovert🌃 is a kid who's easily intimidated by bank people 😛

Can you really blame me? I'm a novice 😶