Possibilty to get SCB Ultimate using C2C without prior relationship?

[advikm]

Is there a possibility of getting a card-to-card SCB Ultimate. Holding no relationship with SCB whatsoever. Have SBI with 6L limit.

 

[BMR]

what i did head over to youtube even some youtube got the card since it seem to be basic/ starter card from scb i knew it there would more chances of approval and first year free made it more appealing ,plus i wanted one scb card and as per blog on scb ultimate if i would have received limit of 4 lakhs on smart scb i could have applied for ultimate no cooling period whatsoever once i get the limit of 4 lakshs or after limit enhancement.

Exactly my thoughts bro . Even I want to make headway into SC and apply for the ultimate once I get the limit of 4 lac. I was applying for the most basic entry-level Smart card and thought it should be easy to get. Calling customer care is useless because they outrightly reject your application for any card if you are not on their approved list.

 

[BMR]

i can confirm no sms nor no email from cibil so.. that means scb didn't actually looked into my cibil and hence as per email they might reach me either to ask for document and reject me after a hard enquiry cause I'm pretty sure all info provided was accurate and never been rejected when cibil was access through bank , my ciibil is sitting at 792

This is strange. Do keep us posted on what happens next, would be very eager to know and it will be helpful.

 

[vaibhav111]

This is strange. Your application never went past the "processing" stage, right? Then how do you know that the application was rejected?

you didn't receive such email right? cause it seem for pending of approval/document such email are send

 

[vaibhav111]

This is strange. Do keep us posted on what happens next, would be very eager to know and it will be helpful.

sure if somehow this pending/rejection turn into approval would comment on this thread

 

[BMR]

you didn't receive such email right? cause it seem for pending of approval/document such email are send

That's correct. I didn't receive any email. Yeah it does look like they will ask you for documents and ask for employer's name.

 

[BMR]

yes cause whenever i have applied either bob or zomato rbl or even IDFC first bank cc i would get message from cibil cause i have subscribe to them . i hope I'm not wrong will check my cibil on 10th of august , and for me i didn't see any option of choosing bank statement of cc statement , it only asked for itr document but didn't asked to upload them cause it stuck on processing , i can't believe scb as such stupid system and they say it instant approval cause they ask for so much information compare to other cc which are either LTF or paid it much faster.

This is where it shows:

Payslip
Other Bank Card Statement

Document uploading is on the final stage once the application is approved.

 

[nitin007]

Exactly my thoughts bro . Even I want to make headway into SC and apply for the ultimate once I get the limit of 4 lac. I was applying for the most basic entry-level Smart card and thought it should be easy to get. Calling customer care is useless because they outrightly reject your application for any card if you are not on their approved list.

Hi, can you let me know on which customer care number did you tried calling on. I have some issues with the application processing.

 

[vaibhav111]

just receive a sms from cibil saying your cibil have changed, i think late hard enquiry from scb and can't even refresh cause need to wait until 9th august

 

[vaibhav111]

This is where it shows:

Payslip
Other Bank Card Statement

Document uploading is on the final stage once the application is approved.

oh yes it was ITR for me and even you had c2c statement option where for me no such option , you applied on 1st august right? i wonder why i didn't show up on mine even though it won't matter much

 

[BMR]

oh yes it was ITR for me and even you had c2c statement option where for me no such option , you applied on 1st august right? i wonder why i didn't show up on mine even though it won't matter much

Are you self-employed? That could be the only reason why it showed ITR for you and payslip for me.

Yes, i applied on 1st Aug.

 

[bengaltiger]

how to know their list of companies?

I checked with an agent who checked it for me

 

[vaibhav111]

Are you self-employed? That could be the only reason why it showed ITR for you and payslip for me.

Yes, i applied on 1st Aug.

yes

 

[BMR]

Hi, can you let me know on which customer care number did you tried calling on. I have some issues with the application processing.

City-wise phone numbers are on https://www.sc.com/in/contact-us/ but you cannot talk to anyone if you are not an SC customer. Last month, I had tried applying for ultimate and customer care had called me proactively only to be told that I cannot get any card since my employer is not on their approved list.

BUT if this was true, then no self employed person can get a SC....dont know what their real ctiteria is.

 

[vaibhav111]

Are you self-employed? That could be the only reason why it showed ITR for you and payslip for me.

Yes, i applied on 1st Aug.

did you gave your c2c statment ? cause at least that youtube said he receive scb smart card using c2c even though i skipped most of the video

 

[BMR]

just receive a sms from cibil saying your cibil have changed, i think late hard enquiry from scb and can't even refresh cause need to wait until 9th august

if you have a HDFC credit card, you can do unlimited refreshes using https://www.hdfcbank.com/personal/pay/payment-solutions/loan-repayment/check-your-free-cibil-score

 

[BMR]

did you gave your c2c statment ? cause at least that youtube said he receive scb smart card using c2c even though i skipped most of the video

I chose c2c as the option from the dropdown, but the document upload is after the approval. It got stuck on "processing" page only.

 

[vaibhav111]

if you have a HDFC credit card, you can do unlimited refreshes using https://www.hdfcbank.com/personal/pay/payment-solutions/loan-repayment/check-your-free-cibil-score

oh didn't knew about multiple time it can refresh

 

[vaibhav111]

what I'm doing wrong here

 

[vaibhav111]

https://myscore.cibil.com/CreditView/dashboard.page?enterprise=HDFCBANK

what I'm doing wrong here

 

[BMR]

what I'm doing wrong here

Not sure bro, on the same link, I always see the option to refresh even a day old score.