• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Prior to Amazon ICICI application help/suggestions needed

Apply For Lifetime Free IDFC First Credit Card
Z

zenchill

TF Select
I had a savings bank account which I hardly used with a bank which was taken over by ICICI Bank. Over the years they increased the MAB to regular account and so I withdrew funds but didn’t close the account. The account is now dormant and may be they may have added some MAB non maintenance charges.
I have been thinking of applying ICICI Amazon CC. Now as per my understanding if you are already an ICICI customer it helps with approval (considering they are rejecting quite a lot recently)
Also some threads say go for regular ICICI CC first and then Amazon variant.
Please suggest what’s the better option.
Option 1: Apply for Amazon ICICI straight away
Option 2: make my dormant account active, pay non MAB charges etc and then apply
Or
Option 3: Reactivate dormant account, wait for a regular CC offering and once I get that which I don’t know when it may be then look at amazon pay ICICI.

Experts comments welcome. Thanks in advance.
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
Having a core card from ICICI helps during sale times. So I would suggest you to get pre-approved card from ICICI by maintaining the account properly with balance and get your amazon pay card instantly with shared limit. But this route will take atleast 6 months minimum and may take an year or more.

Fastest way is to just apply right away and try your luck.
 
Upvote 0 Downvote
Akashn said:
Apply for Amazon and if its approved then request for platinum via twitter route. ( Search this forum )
Click to expand...
Bhai can you suggest after how much time post Amazon card should one go the Twitter way. Is within 1-2 months ok it not recommended? Also going the Twitter way does that result in another hard enquiry?
 
Upvote 0 Downvote
zenchill said:
I had a savings bank account which I hardly used with a bank which was taken over by ICICI Bank. Over the years they increased the MAB to regular account and so I withdrew funds but didn’t close the account. The account is now dormant and may be they may have added some MAB non maintenance charges.
I have been thinking of applying ICICI Amazon CC. Now as per my understanding if you are already an ICICI customer it helps with approval (considering they are rejecting quite a lot recently)
Also some threads say go for regular ICICI CC first and then Amazon variant.
Please suggest what’s the better option.
Option 1: Apply for Amazon ICICI straight away
Option 2: make my dormant account active, pay non MAB charges etc and then apply
Or
Option 3: Reactivate dormant account, wait for a regular CC offering and once I get that which I don’t know when it may be then look at amazon pay ICICI.

Experts comments welcome. Thanks in advance.
Click to expand...
Option 1- Apply Amazonpay cc
Are you getting any banner like get card in 60 seconds or 30 minutes?
 
Upvote 0 Downvote
zenchill said:
I had a savings bank account which I hardly used with a bank which was taken over by ICICI Bank. Over the years they increased the MAB to regular account and so I withdrew funds but didn’t close the account. The account is now dormant and may be they may have added some MAB non maintenance charges.
I have been thinking of applying ICICI Amazon CC. Now as per my understanding if you are already an ICICI customer it helps with approval (considering they are rejecting quite a lot recently)
Also some threads say go for regular ICICI CC first and then Amazon variant.
Please suggest what’s the better option.
Option 1: Apply for Amazon ICICI straight away
Option 2: make my dormant account active, pay non MAB charges etc and then apply
Or
Option 3: Reactivate dormant account, wait for a regular CC offering and once I get that which I don’t know when it may be then look at amazon pay ICICI.

Experts comments welcome. Thanks in advance.
Click to expand...
Go ahead with Option 4:

Apply for an ICICI Bank core card, there are very good chance you will get it approved very quick. Once you receive the card, immediately you can apply for Amazon Card and get it approved.

My friend had an ICICI account dormant from 2013. He followed this method and got both cards within 2 months.
 
Upvote 0 Downvote
placard said:
Go ahead with Option 4:

Apply for an ICICI Bank core card, there are very good chance you will get it approved very quick. Once you receive the card, immediately you can apply for Amazon Card and get it approved.

My friend had an ICICI account dormant from 2013. He followed this method and got both cards within 2 months.
Click to expand...
Thanks for the info. Core card you mean Coral?
 
Upvote 0 Downvote
Yes, Platinum Chip Card or any Gemstone cards including Coral. If you had some prior relationship with ICICI you might already have a pre-approved offer for HPCL Coral, be it a dormant account.
 
Upvote 0 Downvote
Just tried logging into my dormant account. It says reactivate with userid and phone but after entering The user id seems to be deactivated and says contact branch for rekyc.

Now if I apply Amazon pay card will I get another userid ? The phone number is still the same linked to my first user id.

Userid ke lafde mein reject na ho jaye. Pls suggest Bhai log
 
Upvote 0 Downvote
zenchill said:
Just tried logging into my dormant account. It says reactivate with userid and phone but after entering The user id seems to be deactivated and says contact branch for rekyc.

Now if I apply Amazon pay card will I get another userid ? The phone number is still the same linked to my first user id.

Userid ke lafde mein reject na ho jaye. Pls suggest Bhai log
Click to expand...
Account reactive karlo customer care ya branch ko contact karke
Amazonpay apply karonge to kyc issue aa skta hai
 
Upvote 0 Downvote
zenchill said:
Just tried logging into my dormant account. It says reactivate with userid and phone but after entering The user id seems to be deactivated and says contact branch for rekyc.

Now if I apply Amazon pay card will I get another userid ? The phone number is still the same linked to my first user id.

Userid ke lafde mein reject na ho jaye. Pls suggest Bhai log
Click to expand...
If you made the acc bal 0 and you've been charged for non maintenance, contact bm to waive off the charges. As per rbi they cannot charge for nmc if acc bal is 0.
 
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
So post rekyc do I write to cc and request to undo any old MAB charges. Will this work? I don't know charges purane kitne dale hein ya nahin Dale. Account was with 0 balance so they may deduct old mab charges now if I add funds?

I'm getting mails from icici to go to any branch and not necessarily home branch to do rekyc and get account back running.
 
Upvote 0 Downvote
zenchill said:
So post rekyc do I write to cc and request to undo any old MAB charges. Will this work? I don't know charges purane kitne dale hein ya nahin Dale. Account was with 0 balance so they may deduct old mab charges now if I add funds?

I'm getting mails from icici to go to any branch and not necessarily home branch to do rekyc and get account back running.
Click to expand...
BM se baat karlo nmc charges waive off karne liye agar nahi mana to sidha RBI bamboo fir wo khud call karke waive off karenga and account active kar ke denga
 
Upvote 0 Downvote
NShah said:
BM se baat karlo nmc charges waive off karne liye agar nahi mana to sidha RBI bamboo fir wo khud call karke waive off karenga and account active kar ke denga
Click to expand...
Bro home branch is far. I was thinking going to nearest ICICI branch and get rekyc done. Can charges be waived at cc email level post rekyc? Any idea?
 
Upvote 0 Downvote
CardGame said:
Having a core card from ICICI helps during sale times. So I would suggest you to get pre-approved card from ICICI by maintaining the account properly with balance and get your amazon pay card instantly with shared limit. But this route will take atleast 6 months minimum and may take an year or more.

Fastest way is to just apply right away and try your luck.
Click to expand...
And get rejected & wait for 6 month 😁
 
Upvote 0 Downvote
NShah said:
Account reactive karlo customer care ya branch ko contact karke
Amazonpay apply karonge to kyc issue aa skta hai
Click to expand...
Bhai had gone to ICICI bank for rekyc. The banker says MAB are charges before account went dormant are unlikely to be waived off and once you do rekyc and add funds they will deduct. It wont show a -ve balance but charges will be deducted when you add funds. He suggested to close this one account and open a fresh account if you want.

Since my objective currently is Amazon ICICI card application and i think my phone number may be linked to the current customer id (of this dormant account).

So should i close the account to get customer id and phone number off the record before applying for ICICI amazon card?

Or can i just apply for amazon ICICI card nonetheless and they will generate another customer id for the card account if approved?

Thoda expert guidance needed. Thanks to all bhai log in advance.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

rated__9-by-11
ICICI Amazon Pay Application Help/ Suggestion Needed.
2 3 4
Replies
72
Views
2K
Rohith-2009
R
sarathmr
  • Question Question
Amazon pay icici application
2
Replies
20
Views
5K
Tejo
Tejo
Back
Top