• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Pro Tips to make a SBI card life time free

RkrRkr is verified member.

TF Legend
TF Family
Moderator
Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Update - placed request to close cb on 26th and got a call today from Retention team and after eventually she was like sir offer is there first pay and then do the same thing again what you initially did and then fees will be reversed. She can't get me in writing nor. So I'm thinking what should I do here! Out of card I have I wanted to spend as much on infinia and smartbuy so rewards is around between 3.3 to 16.6 max so 🤷 not sure. Any suggestions.
 
Update - placed request to close cb on 26th and got a call today from Retention team and after eventually she was like sir offer is there first pay and then do the same thing again what you initially did and then fees will be reversed. She can't get me in writing nor. So I'm thinking what should I do here! Out of card I have I wanted to spend as much on infinia and smartbuy so rewards is around between 3.3 to 16.6 max so 🤷 not sure. Any suggestions.
Yes. usually, once the fees are paid. you can contact them asking for refund or close and they will reverse it.
 
Update - placed request to close cb on 26th and got a call today from Retention team and after eventually she was like sir offer is there first pay and then do the same thing again what you initially did and then fees will be reversed. She can't get me in writing nor. So I'm thinking what should I do here! Out of card I have I wanted to spend as much on infinia and smartbuy so rewards is around between 3.3 to 16.6 max so 🤷 not sure. Any suggestions.
Bro you didn't spend 2 lakh in a year? How? Theres alot of methods to basically spend more than that for free. Rotating 2 lakh in a year won't even effect at all bro.
 
Back
Top