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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

TF Legend
TF Family
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Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Are you sure? That's like 14 full months
My reply is based on my SBI prime card statements and cibil report showing this card account open date. Also, I think its 13 months to charge next annual fee.
EDIT: Sorry I wrote wrong date in my previous reply. Let me correct it.
 
Last edited:
SBI Cashback card.

Got the card on Sept 16 last year. Placed closure request in August retention team called asking why. I said pathetic limit and too many exclusions post launch

They asked me to use one more month as my fees would not be put on statement till then I said no and asked them to close.

They called back in 2 days stating fees is waived off. I had 90K spends in the year. And increase my credit limit from 30k to 60k

Now I don't have this on email that the fees is waived or not but I don't see any charges on my statement or in the app yet

In Oct'22, your first statement generated (based on your shared information, adjust if any changes)

++ now, Oct'23 statement is where you supposed to get annual fee and if any reversal.
 
How much time sbi takes to reverse annual fee? I met annual spends requirements and also got an sms saying it will be reversed in 30 days. Is it really that long? It has been one week since statement generation.
 
Thanks to Technofino and OP for this thread. I put in request to cancel the card today morning, got a callback within an hour and they submitted a request to make the card LTF.
 
I also want the same asking some few questions give ans if u want

How much Old is your card ?
What was limit ?
Did u spend very extensively on this card ?
1 year 11 months
3.4 L
Spends are around 60k in these 11 months. Annual fee was waived off previously as my spends were more than 1L
 
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