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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

TF Legend
TF Family
Moderator
Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
PCT Id change request taken for my Cashback card which shows in progress for conversion to LTF.
Also asked them to restore my credit limit which was abruptly decreased for which they took the request.
Let's see what happens.
 
PCT Id change request taken for my Cashback card which shows in progress for conversion to LTF.
Also asked them to restore my credit limit which was abruptly decreased for which they took the request.
Let's see what happens.
Do remember to update
 
PCT Id change request taken for my Cashback card which shows in progress for conversion to LTF.
Also asked them to restore my credit limit which was abruptly decreased for which they took the request.
Let's see what happens.
What was your existing card status for this request taken?
1) Annual fee waiver criteria not reached
Or
2) Annual fee waiver reached but still wanted to make card LTF
 
PCT Id change request taken for my Cashback card which shows in progress for conversion to LTF.
Also asked them to restore my credit limit which was abruptly decreased for which they took the request.
Let's see what happens.
Yup actually wanted to close this card.
Placed req for actual closure.
Instead they offered LTF and old limit restoration.
Have to see if the limit shall be restored by backend or not.
Curious, if I may ask what was the CL? and what did they bump it down to?
How long did you have the card/ SBI relations history?
Around 3 lacs
 
Which sbi card is the best one to hold if you already have Infinia (MC) and Magnus (Visa) ?

Kindly suggest between Aurum/Elite/Prime. Also, SimplyClick/SimplySave (for Rupay) -> any one of them

I know its better to get Cashback card but I assume LTF is not possible (and is devaluated quite a lot now).... as this as there is a possibility of getting any of these as LTF (not sure about Aurum, but quite sure others)
 
Your spendings ??
Please guyss .. Atleast mention your spendings so that we poor guys can get an idea
less than 2 lacs obviously, but more than 1 lac maybe between 1.5 - 2 L. CC person himself raised both the requests (fee reversal + LTF) i only conveyed I can’t pay the annual fee and i have better cards than cashback card.
 
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