Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[PavanPavan is verified member.]

Devaluation happens mainly in the area of monthly cap, they may reduce it to 2K from 5K...
Nothing else changes majorly ... 2K CB per month also makes this card a great card considering it is LTF now( for me as well)....

++ @paresh22 hope so nothing more than that 🙁
Last year in this forum we were discussing the suitable way to get the card since approval was very low
Now we are talking almost all about LTF is SBI cashback card just lived for a year

 

[cardio_guy]

Guys, I am planning to apply for an SBI cashback card and you are talking about devaluation :| worries of a late entrant to the party 🙁

 

[PavanPavan is verified member.]

Guys, I am planning to apply for an SBI cashback card and you are talking about devaluation :| worries of a late entrant to the party 🙁

You can apply approval chances are high ..But don't keep attachment if devalued and no more use ful just close

 

[ihmahetar]

Hello Technofino Member Today I Share How I Converted My Simply Click SBI Credit Card Into Lifetime Free.

1.First Of All I Write Email to SBI Customer Care Mentioned My Full Details and relationship and request for convert my credit card into Lifetime Free.



2.Tweet On X (Twitter) And Tag Sbi Credit card team and Request Sbi team to convert my card into lifetime free.



I my case after tweet on X (twitter) team will ask my personal number in private chat and early morning call coming from sbi credit card team i request to convert my credit card into lifetime free I also say I have 6 credit card all are Lifetime Free,team noted down my request and after 2 working days my credit card converted into lifetime free and i also get mail from sbi customer care which i already mailed to sbi customer care in mail it is say your card is lifetime free.

 

[aayusharyan]

Wait, it is that simple? wow. Niceeee

 

[Tarun239]

Will this ltf trick work for 8 -9 months old sbi irctc card? Atleast will they offer annual fees waiver on 8 mths old card? Any suggestions, plz..

 

[RkrRkr is verified member.]

Will this ltf trick work for 8 -9 months old sbi irctc card? Atleast will they offer annual fees waiver on 8 mths old card? Any suggestions, plz..

Annual fee will be reversed only if its charged.In advance they will not assure that they will not charge the same.So for getting Annual fee waiver ,just call after billing of Annual fee in statment.

But if anyhow ,it your card becomes LTF then no fee at all.

 

[aayusharyan]

Annual fee will be reversed only if its charged.In advance they will not assure that they will not charge the same.So for getting Annual fee waiver ,just call after billing of Annual fee in statment.

But if anyhow ,it your card becomes LTF then no fee at all.

But this works for Co branded cards as well?

 

[RkrRkr is verified member.]

But this works for Co branded cards as well?

Yes.It will work.

 

[Akr706]

Wait, it is that simple? wow. Niceeee

Only if they see LTF offer on your account.

They will still reverse the annual fees if they don't see any LTF offer.

 

[TheMentalist]

In advance they will not assure that they will not charge the same

For him, they did : https://www.technofino.in/community...e-a-sbi-card-life-time-free.10592/post-419154

 

[RkrRkr is verified member.]

For him, they did : https://www.technofino.in/community...e-a-sbi-card-life-time-free.10592/post-419154

Thats what i have said...
They havent given any written assurance for that..We will only come to know whether they will reverse or not,only after the annual fee has been charged.

Anyway i am confident that they will reverse.SBI Card is very soft on LTF and fee reversals

 

[PavanPavan is verified member.]

They are not making any card less than a year old LTF atleast for irctc ola and cashback

 

[aayusharyan]

They are not making any card less than a year old LTF atleast for irctc ola and cashback

They expect some money at least. Maybe give one year's AF and then ask for LTF. 🤔

 

[RkrRkr is verified member.]

They are not making any card less than a year old LTF atleast for irctc ola and cashback

Yes. Absolutely 💯 Agreed.🤪🫡🫡

 

[RkrRkr is verified member.]

They expect some money at least. Maybe give one year's AF and then ask for LTF. 🤔

In this way you have reason to ask for reversal and might be they will offer LTF.

 

[flyhighpaper34]

after this new RBI rule for risk, SBI Cards are the most affected..
my understanding is, that they will stop offering LE and LTF offer for retention.. (they might go ahead and close the card)
as SBI card need to either reduce current unsecured loans(CC limits) or raise more money to cover existing CC's

my suggestion is that, if anyone want to LE or LTF try now than later.

Paytm, Bajaj Finance, SBI Card among worst hit by RBI tightening; shares drop up to 7%

The impact of RBI's tightening was felt across stocks of most banks and non-banking financial companies (NBFCs). Shares of SBI Card fell up to 7% to Rs 720.40, Bajaj Finance was down 3% to Rs 7122.05, while Paytm fell 4% to Rs 870.20. Among banks, IDFC First Bank fell over 3%, while PNB, Axis...

economictimes.indiatimes.com

 

[TheMentalist]

They expect some money at least. Maybe give one year's AF and then ask for LTF. 🤔

Yeah.. but then they give that money back also along with LTF 😍

 

[aayusharyan]

I have now learnt how to make SBI Card as LTF. Just 1 small problem, I don't have an SBI Card yet.

 

[SpiesCan'tCatchMe]

I have now learnt how to make SBI Card as LTF. Just 1 small problem, I don't have an SBI Card yet.

That's a very big problem imo 😂