Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[hedgehog2122]

Sad to know.
Kindly elobrate how you procedded..

How SBI card acted on your request ?

I put up a card closure request through app, after few days their retention team called up and offered fee reversal rather than LTF. I said anything other than LTF will really not work and literally had to fight on phone for almost 40-45 min thereafter they decided to close the card and send the noc on email. I now don't have any SBI card and don't intend to have one.

 

[Jhon Anand]

I put up a card closure request through app, after few days their retention team called up and offered fee reversal rather than LTF. I said anything other than LTF will really not work and literally had to fight on phone for almost 40-45 min thereafter they decided to close the card and send the noc on email. I now don't have any SBI card and don't intend to have one.

How much were your spends and card age ?

 

[hedgehog2122]

How much were your spends and card age ?

Close to 1 lakh and the card was about 3 years old

 

[RkrRkr is verified member.]

I put up a card closure request through app, after few days their retention team called up and offered fee reversal rather than LTF. I said anything other than LTF will really not work and literally had to fight on phone for almost 40-45 min thereafter they decided to close the card and send the noc on email. I now don't have any SBI card and don't intend to have one.

Never take decision when brain is angry.
Better you have taken the reversal and after a month or two ,have gone for this trick again..

Finally what you want.If you want your card reactivated again then we may help and if you have decided finally for not having this card then its ok.

 

[hedgehog2122]

Never take decision when brain is angry.
Better you have taken the reversal and after a month or two ,have gone for this trick again..

Finally what you want.If you want your card reactivated again then we may help and if you have decided finally for not having this card then its ok.

Agree with you but at times it is difficult to spend on every card either to reach milestone or get a spend based annual fee waiver. My primary card is of Hdfc where I spend close to 7-8 lakhs per annum. Hence decided to close SBI cards.

 

[RkrRkr is verified member.]

Agree with you but at times it is difficult to spend on every card either to reach milestone or get a spend based annual fee waiver. My primary card is of Hdfc where I spend close to 7-8 lakhs per annum. Hence decided to close SBI cards.

Then ,Good decision

 

[rahulg]

Totally agree..The way axis dealing with thier card holder is pathethic...The Best one in handling their card customers is HDFC..

Not good experience with HDFC. Using Millennia and Tata Neu+ I don't like my tata new plus and want to change it to something else and they just avoid by saying there is nothing they can do.

 

[RkrRkr is verified member.]

Not good experience with HDFC. Using Millennia and Tata Neu+ I don't like my tata new plus and want to change it to something else and they just avoid by saying there is nothing they can do.

Tata neu change case is different...

 

[SSV]

How To Get SBI Cashback Card Lifetime Free?

Thread 'Pro Tips to make a SBI card life time free' https://www.technofino.in/community/threads/pro-tips-to-make-a-sbi-card-life-time-free.10592/

 

[imsouravsantra]

Never take decision when brain is angry.
Better you have taken the reversal and after a month or two ,have gone for this trick again..

Finally what you want.If you want your card reactivated again then we may help and if you have decided finally for not having this card then its ok.

Can the disabled card be turned afain again?

 

[imsouravsantra]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

mene Sbi card Apply kiya tha 1 mehne pehle,

unhone bohot bolke Sbi Puls card de diya jiska fees 1800 something hai gst leke...

apka thread dekha abhi me mera card LFT karna chata hun ho sakta hai keya any method?

 

[enlightedinvestor]

I am being offered Simplysave UPI SBI Card FYF. Should I take it & any chance if I can get it LTF. I have SBI Cashback but annual fee is due next month & i want to make it also LTF or atleast get its fee waived by calling retention team but will that get impacted if I get Simplysave card. Any suggestion would be great

 

[SSV]

I am being offered Simplysave UPI SBI Card FYF. Should I take it & any chance if I can get it LTF. I have SBI Cashback but annual fee is due next month & i want to make it also LTF or atleast get its fee waived by calling retention team but will that get impacted if I get Simplysave card. Any suggestion would be great

Simply save is FYF
On CB you can get fee waived.
total spends on CB?

 

[enlightedinvestor]

Simply save is FYF
On CB you can get fee waived.
total spends on CB?

Not sure but when I was trying to request close on card it gave option to waive fee but i had outstanding balance so couldn't proceed but total spends should be less than 2 i guess

 

[SSV]

Not sure but when I was trying to request close on card it gave option to waive fee but i had outstanding balance so couldn't proceed but total spends should be less than 2 i guess

Ask ILA about spends

 

[enlightedinvestor]

Ask ILA about spends

Thanks.
It crossed 3.5 lacs.
So I should get fee reversal

 

[Tarun239]

I am being offered Simplysave UPI SBI Card FYF. Should I take it & any chance if I can get it LTF. I have SBI Cashback but annual fee is due next month & i want to make it also LTF or atleast get its fee waived by calling retention team but will that get impacted if I get Simplysave card. Any suggestion would be great

Is joining benefit applicable on FYF simply save card?

 

[SSV]

Thanks.
It crossed 3.5 lacs.
So I should get fee reversal

you can easily get LTF by closing the CB card and via retention team

 

[enlightedinvestor]

you can easily get LTF by closing the CB card and via retention team

so should i first get CB closed or should I apply simplysave FYF first.
I want Simplysave for SBI offers & CB for cashbacks

 

[enlightedinvestor]

Is joining benefit applicable on FYF simply save card?

No idea.
This is the offer i got:
1st Year Free Offer! Enjoy hassle-fee UPI Payments with pre-approved SimplySAVE UPI SBI Credit Card - No Annual fee for the first year. Apply before 31 JAN 2024