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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

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Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
How did you get the LTF offer?
Did you first receive a FYF offer from SBI?
I have received a FYF offer from them for this card.
Should I wait for a LTF offer?
I had received FYF offer. When applying through link I saw Annual Fees as 0 so not sure tbh.
But feels like i can negotiate for LTF as I have a proof as their site mentioned 0 Annual Fees
 
Not for priemum sbi cards...Its only for Entry and mid range sbi card.
@Rkr I am not asking about specifically SBI but other banks also offer through Retention trick, as you said atleast 1 yr is needed to have maximum possibility, but also total transactions value or frequency get into consideration? If so, one who have 1 yr old card having less or negligible transaction can't proceed?
 
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The online application says Annual Fees 0 so is it LTF?


View attachment 39749

SBI Annual Fee = Joining fee, they call another one as 'renewal fee'.

 
@Rkr I am not asking about specifically SBI but other banks also offer through Retention trick, as you said atleast 1 yr is needed to have maximum possibility, but also total transactions value or frequency get into consideration? If so, one who have 1 yr old card having less or negligible transaction can't proceed?
Agreed.

But our job is to ask for LTF and let SBI Card decide the outcome.
 
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