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Pro Tips to make a SBI card life time free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Getting these options after selecting avail offer under fees and charges reason..
I recently got charged with annual fees on previous statement so reversal would happen automatically..(have more than 2 lac spend) but want to make it ltf just in case if possible..

Which option to select for fee reversal??
 

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Getting these options after selecting avail offer under fees and charges reason..
I recently got charged with annual fees on previous statement so reversal would happen automatically..(have more than 2 lac spend) but want to make it ltf just in case if possible..

Which option to select for fee reversal??
No option shown there is applicable to annual fee waiver
 
Yeah.. confused here too. If I select anything else, It provides offers >> Which redirects to offer page in sbicard website or allow change of billing cycle.
If outstanding due is 0 then only you will be able to see different options. Choose reason "Financial Issue"
 
My two SBI cards are now life time free. Simply click and Cashback credit card
With this I hold only two paid cards out of 23 cards.

1. SBI Simply Click - LTF
2. SBI Cashback - LTF
3. Axis Myzone - LTF
4. HDFC DCB Plastic - LTF
5. Axis Kiwi - LTF
6. Axis Flipkart - Paid
7. HSBC Platinum - LTF
8. ICICI Amazon - LTF
9. ICICI Coral Rupay - LTF
10. Yes Bank Elite - LTF
11. IDFC First select - LTF
12. IDFC First Select - LTF (Somehow I got this)
13. ICICI Platinum - LTF
14. One card - LTF
15. RBL Platinum Maxima Plus - Paid(Yearly fee can easily be reversed by calling CS)
16. HDFC Tata Neu - LTF
17. BOB Premier - LTF
18. Kotak Rupay - LTF
19. Kotak 811 - LTF
20. Indusind Pinnacle - LTF
21. Yes Bank Rupay - LTF
22. AU LIT - LTF
23. PNB Select - Paid but no yearly fees if you spend atleast once in a quarter.
 
With this I hold only two paid cards out of 23 cards.

1. SBI Simply Click - LTF
2. SBI Cashback - LTF
3. Axis Myzone - LTF
4. HDFC DCB Plastic - LTF
5. Axis Kiwi - LTF
6. Axis Flipkart - Paid
7. HSBC Platinum - LTF
8. ICICI Amazon - LTF
9. ICICI Coral Rupay - LTF
10. Yes Bank Elite - LTF
11. IDFC First select - LTF
12. IDFC First Select - LTF (Somehow I got this)
13. ICICI Platinum - LTF
14. One card - LTF
15. RBL Platinum Maxima Plus - Paid(Yearly fee can easily be reversed by calling CS)
16. HDFC Tata Neu - LTF
17. BOB Premier - LTF
18. Kotak Rupay - LTF
19. Kotak 811 - LTF
20. Indusind Pinnacle - LTF
21. Yes Bank Rupay - LTF
22. AU LIT - LTF
23. PNB Select - Paid but no yearly fees if you spend atleast once in a quarter.
Almost same portfolio 😄😜.
BTW - simply save ko issue hone ke kitne din baad LTF ke liye bola?
 
With this I hold only two paid cards out of 23 cards.

1. SBI Simply Click - LTF
2. SBI Cashback - LTF
3. Axis Myzone - LTF
4. HDFC DCB Plastic - LTF
5. Axis Kiwi - LTF
6. Axis Flipkart - Paid
7. HSBC Platinum - LTF
8. ICICI Amazon - LTF
9. ICICI Coral Rupay - LTF
10. Yes Bank Elite - LTF
11. IDFC First select - LTF
12. IDFC First Select - LTF (Somehow I got this)
13. ICICI Platinum - LTF
14. One card - LTF
15. RBL Platinum Maxima Plus - Paid(Yearly fee can easily be reversed by calling CS)
16. HDFC Tata Neu - LTF
17. BOB Premier - LTF
18. Kotak Rupay - LTF
19. Kotak 811 - LTF
20. Indusind Pinnacle - LTF
21. Yes Bank Rupay - LTF
22. AU LIT - LTF
23. PNB Select - Paid but no yearly fees if you spend atleast once in a quarter.
How you made ICICI coral and Yes Elite LTF?
 
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