Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[4uziaul]

Completed One year with Simply click on 14 Jan, also tried the trick on 8th jan. But they denied ltf conversion. Should i try now? fees hasn't yet added in the card.

Take the fees reversal and then try again after few months.

 

[PraveenDeg]

I manage to get reverse of joining fee for Sbi simplyclick😁

Any trick for reverse of joining fee on simply save?

 

[SSV]

Any trick for reverse of joining fee on simply save?

Spend some money on this and ask for Reversal in 6 months time after opening .. you will get it

 

[PraveenDeg]

Spend some money on this and ask for Reversal in 6 months time after opening .. you will get

Thanks, Will try after 6 months.

 

[Deepak_Shetty]

Submitted request for closure of Cash back card to get LTF offer but my another Simply click card got LTF offer. Availed offer as my SBI Cash back card is not eligible for LTF offer at this moment.
I have spent around 10 lakhs from SBI cash back card and 1 year completed in last month.

 

[VibhavBilgoji]

i have gotten the offer to apply for Rupay SBI simplySAVE first year free. should i do it? can i try asking the customer care to issue it directly as lifetime free for me?

 

[4uziaul]

i have gotten the offer to apply for Rupay SBI simplySAVE first year free. should i do it? can i try asking the customer care to issue it directly as lifetime free for me?

Customer care can't do anything. Just apply and use it for a year, and then try to push for making it LTF.

 

[thirdworldfish]

Ha! so converted my FBB card to LTF. They converted it to LTF and even reversed the annual fee

 

[Zulu]

Ha! so converted my FBB card to LTF. They converted it to LTF and even reversed the annual fee

Before renewal, SBI offered me SimplyClick card as they said it is discontinued. Now you got LTF.

 

[thirdworldfish]

Before renewal, SBI offered me SimplyClick card as they said it is discontinued. Now you got LTF.

Yeah, mine expires in June so hopefully I'll get the same card. But will need to check if it will be free or charged.

 

[bigbrain]

Anyone tried converting SBI BPCL Octane LTF or fees reversal?

 

[hackymanoj]

My two SBI cards are now life time free. Simply click and Cashback credit card

 

[SSV]

My two SBI cards are now life time free. Simply click and Cashback credit card

Very good .. Congratulations .. You don't need any other SBI card other than these two..
Enjoy !!

 

[hackymanoj]

My two SBI cards are now life time free. Simply click and Cashback credit card

With this I hold only two paid cards out of 23 cards.

1. SBI Simply Click - LTF
2. SBI Cashback - LTF
3. Axis Myzone - LTF
4. HDFC DCB Plastic - LTF
5. Axis Kiwi - LTF
6. Axis Flipkart - Paid
7. HSBC Platinum - LTF
8. ICICI Amazon - LTF
9. ICICI Coral Rupay - LTF
10. Yes Bank Elite - LTF
11. IDFC First select - LTF
12. IDFC First Select - LTF (Somehow I got this)
13. ICICI Platinum - LTF
14. One card - LTF
15. RBL Platinum Maxima Plus - Paid(Yearly fee can easily be reversed by calling CS)
16. HDFC Tata Neu - LTF
17. BOB Premier - LTF
18. Kotak Rupay - LTF
19. Kotak 811 - LTF
20. Indusind Pinnacle - LTF
21. Yes Bank Rupay - LTF
22. AU LIT - LTF
23. PNB Select - Paid but no yearly fees if you spend atleast once in a quarter.

 

[hellobois]

With this I hold only two paid cards out of 23 cards.

1. SBI Simply Click - LTF
2. SBI Cashback - LTF
3. Axis Myzone - LTF
4. HDFC DCB Plastic - LTF
5. Axis Kiwi - LTF
6. Axis Flipkart - Paid
7. HSBC Platinum - LTF
8. ICICI Amazon - LTF
9. ICICI Coral Rupay - LTF
10. Yes Bank Elite - LTF
11. IDFC First select - LTF
12. IDFC First Select - LTF (Somehow I got this)
13. ICICI Platinum - LTF
14. One card - LTF
15. RBL Platinum Maxima Plus - Paid(Yearly fee can easily be reversed by calling CS)
16. HDFC Tata Neu - LTF
17. BOB Premier - LTF
18. Kotak Rupay - LTF
19. Kotak 811 - LTF
20. Indusind Pinnacle - LTF
21. Yes Bank Rupay - LTF
22. AU LIT - LTF
23. PNB Select - Paid but no yearly fees if you spend atleast once in a quarter.

Almost same portfolio 😄😜.
BTW - simply save ko issue hone ke kitne din baad LTF ke liye bola?

 

[hackymanoj]

Almost same portfolio 😄😜.
BTW - simply save ko issue hone ke kitne din baad LTF ke liye bola?

Mine is simply click which was converted to LTF sometime in April 2023 and today Cashback card got converted to LTF

 

[RohitSah]

With this I hold only two paid cards out of 23 cards.

1. SBI Simply Click - LTF
2. SBI Cashback - LTF
3. Axis Myzone - LTF
4. HDFC DCB Plastic - LTF
5. Axis Kiwi - LTF
6. Axis Flipkart - Paid
7. HSBC Platinum - LTF
8. ICICI Amazon - LTF
9. ICICI Coral Rupay - LTF
10. Yes Bank Elite - LTF
11. IDFC First select - LTF
12. IDFC First Select - LTF (Somehow I got this)
13. ICICI Platinum - LTF
14. One card - LTF
15. RBL Platinum Maxima Plus - Paid(Yearly fee can easily be reversed by calling CS)
16. HDFC Tata Neu - LTF
17. BOB Premier - LTF
18. Kotak Rupay - LTF
19. Kotak 811 - LTF
20. Indusind Pinnacle - LTF
21. Yes Bank Rupay - LTF
22. AU LIT - LTF
23. PNB Select - Paid but no yearly fees if you spend atleast once in a quarter.

How you made ICICI coral and Yes Elite LTF?

 

[hellobois]

How you made ICICI coral and Yes Elite LTF?

RR - rigorous requests. You know if you know 🤣🤣🤣🤣

 

[hackymanoj]

How you made ICICI coral and Yes Elite LTF?

ICICI Coral is Virtual Rupay and everyone received this offer last year. I threatened to close my Ace credit card, the retention team said they will upgrade to Yes elite and make it LTF.

Yes Bank Credit card Closure

I Applied Yes Bank credit card just for fun.. They offered basic ace card with 3lakh limit.. I was FYF card.. So later i thought I will Bargain for LTF. WITH In a app I applied for closure and got following message. Plz guide.. @jack333 @4uziaul @Tejo @D₹V

www.technofino.in

 

[gamersgzb]

Mine is simply click which was converted to LTF sometime in April 2023 and today Cashback card got converted to LTF

How old was your cashback card?