Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[kgaurav00]

I put the card closure request on my 1 year old SBI Cashback Card through SBI Cards app. Got the call from retention team and he asked me reason of closing, I told them annual fee too high & I want piece from spend target, immediately they offered me LTF card.

 

[gamersgzb]

I put the card closure request on my 1 year old SBI Cashback Card through SBI Cards app. Got the call from retention team and he asked me reason of closing, I told them annual fee too high & I want piece from spend target, immediately they offered me LTF card.

Did you clear the pending amount before raising the request?

 

[kgaurav00]

Did you clear the pending amount before raising the request?

Yes, without clearing you can't create closing request. I also done a small transaction after creating closing request to avoid any further conflict.

 

[RkrRkr is verified member.]

I put in the card closure request on my 5 year old SBI SimplyClick through the SBI Cards app. The app offered a fee waver offer and I didn't take. Got the call from the retention team the moment I submitted the request. When I explained why its no longer worth it for me to pay fees on the card, he checked and informed that the card can be converted into LTF if I would continue the card. I agreed and the request has been taken, and I've been told it will be completed in a couple of days.
I actually started out with SimplySave, then flipped to Click 4 years ago. Always had above 100000 spends on the card prior to this year where I've managed a spend of around 60000.

Good to see..

 

[RkrRkr is verified member.]

Yes, without clearing you can't create closing request. I also done a small transaction after creating closing request to avoid any further conflict.

Smart .....Good info indeed

 

[RkrRkr is verified member.]

I put the card closure request on my 1 year old SBI Cashback Card through SBI Cards app. Got the call from retention team and he asked me reason of closing, I told them annual fee too high & I want piece from spend target, immediately they offered me LTF card.

Yes...Nowadays Cashback as LTF also possible.
Good to see you have got.

 

[Sahilhenzy]

Now only SBI Paytm left.

 

[RkrRkr is verified member.]

Now only SBI Paytm left.

Try ,might be possible to get it as LTF.

 

[kgaurav00]

Now only SBI Paytm left.

anyone who have PAYTM can try and confirm us..

 

[Sahilhenzy]

anyone who have PAYTM can try and confirm us..

Many have got. Few of them I know. Wait for few months. I will try but atleast it's need 1.5 year to be completed then only they will accept.

 

[bhaveshS]

I manage to get reverse of joining fee for Sbi simplyclick😁

 

[John123]

Today, Its my one year anniversary with SBI CB card. Time to make some moves.😁

 

[prc1990]

I put the card closure request on my 1 year old SBI Cashback Card through SBI Cards app. Got the call from retention team and he asked me reason of closing, I told them annual fee too high & I want piece from spend target, immediately they offered me LTF card.

Spend amount in the last 1 year??

 

[SSV]

I manage to get reverse of joining fee for Sbi simplyclick😁

They simply do it for simply click!!

 

[SSV]

Today, Its my one year anniversary with SBI CB card. Time to make some moves.😁

Spend amount in the last 1 year??

Anything around 2to 3 lakhs then , 99% chance to make it LTF

 

[prc1990]

Anything around 2to 3 lakhs then , 99% chance to make it LTF

SBI itna spends dekhke khush ho jata w/o knowing the back door story of ms and rotation 🦁😂.

 

[SSV]

SBI itna spends dekhke khush ho jata w/o knowing the back door story of ms and rotation

They will definitely know, don’t you worry about them ..
May be they don’t in the initial months, but later they will know and hence expect some sort of devaluation sooner than later

 

[Deleted member 9785]

One more information i got all cards with fee upto 3k can be converted to LTF. So get yours prime and pulse to LTF also 🤣

how for sbi prime vistara?

 

[tappukepapa]

Anything around 2to 3 lakhs then , 99% chance to make it LTF

Completed One year with Simply click on 14 Jan, also tried the trick on 8th jan. But they denied ltf conversion. Should i try now? fees hasn't yet added in the card.

 

[SSV]

Completed One year with Simply click on 14 Jan, also tried the trick on 8th jan. But they denied ltf conversion. Should i try now? fees hasn't yet added in the card.

Simply click they will do it LTF, if not they will definitely do fee reversal after fee was charged