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Pro Tips to make a SBI card life time free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
In my case i was waiting for their call, so maybe calling and connecting to customer care is safer option rather than placing request on app.
 
In my case i was waiting for their call, so maybe calling and connecting to customer care is safer option rather than placing request on app.
NO...

Place the request on the App , wait for their call.
IF no call . then call CC.
 
On SBI CB CC, I have crossed the 2L milestone in the last billing cycle. But I don't see the annual fees being reversed yet, this is my first year with this card.

Will the reversal trigger automatically once crossing the 2L milestone, if so how long will it take? Or do we have to reach out to customer care for this?
 
On SBI CB CC, I have crossed the 2L milestone in the last billing cycle. But I don't see the annual fees being reversed yet, this is my first year with this card.

Will the reversal trigger automatically once crossing the 2L milestone, if so how long will it take? Or do we have to reach out to customer care for this?
Joining fee is not reversed.. renewal fee is
 
@Rkr they have taken my request to convert octane to ltf, I can see pct id request change in app yesterday, today I see pct id request closed, retention person confirmed card converted to ltf yesterday, called customer care today, he said he doesn't have access, how to know in current scenario, whether card is ltf or not now?
 
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@Rkr they have taken my request to convert octane to ltf, I can see pct id request change in app yesterday, today I see pct id request closed, retention person confirmed card converted to ltf yesterday, called customer care today, he said he doesn't have access, how to know in current scenario, whether card is ltf or not now?
It is LTF, sometimes you have to believe. This is one of such scenarios.
 
@Rkr they have taken my request to convert octane to ltf, I can see pct id request change in app yesterday, today I see pct id request closed, retention person confirmed card converted to ltf yesterday, called customer care today, he said he doesn't have access, how to know in current scenario, whether card is ltf or not now?
I think you spoke to a wrong agent. Call again and try.
Anyway you can confirm by E-mailing to their customer service. You will get response in 2 days.
 
Sometimes, they also send wrong info. That also depends on who was replying to our query.
Happened to my CB LTF card when raised question via App.
I have got confirmation over call. Later I had sent an email for written confirmation (Not through app). Got response in 2 days.
Yes, you are right. It's depend on agent knowledge.
 

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@Rkr they have taken my request to convert octane to ltf, I can see pct id request change in app yesterday, today I see pct id request closed, retention person confirmed card converted to ltf yesterday, called customer care today, he said he doesn't have access, how to know in current scenario, whether card is ltf or not now?
If request is taken then 99.99 percent your card will be LTF...
No need to do additional checks.
If LTF offer is there on your profile then only sbicard allow to take PCT ID change means LTF request ...Request taken means offer is there.

If still you want confirmation then send email asking the same through sbicard app inapp mail feature.
 
If request is taken then 99.99 percent your card will be LTF...
No need to do additional checks.
If LTF offer is there on your profile then only sbicard allow to take PCT ID change means LTF request ...Request taken means offer is there.

If still you want confirmation then send email asking the same through sbicard app inapp mail feature.
Thanks a lot dear, ur this thread alone has benefited lot of people.
 
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