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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

TF Legend
TF Family
Moderator
Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
And if still ,you are in doubt about direct cancellation....Just keep some outstanding amount on your card before placing Cancellation request...If there is any due No body will close your card directly before clearing the dues...So at the end you will receive a call to know the reason for cancellation....Read the posts and replies carefully to know some insights about how to proceed on call...
You can't create cancellation request if there is due in your card.
 
For my simply save they just denied the request stating call when fees charge we will reverse at that time if offer available, my card is 2 years old. Can I convert it to other varient because I just hold it for ltf offer.
 
For my simply save they just denied the request stating call when fees charge we will reverse at that time if offer available, my card is 2 years old. Can I convert it to other varient because I just hold it for ltf offer.
Ok wait for some time at least till renewal ....If they are agree for fee reversal at the time of renewal thats also fine..Now dont use this card till renewal and place the request at the time of renewal through sbi card app...dont call directly..let them call after placing closure request..
 
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Ok wait for some ....If they are agree for fee reversal at the time of renewal thats also fine..Now dont use this card till renewal and place the request at the time of renewal through sbi card app...dont call directly..let them call after placing closure request..
Ok thanks, can I go for other varient like simply click or bpcl on which LTF request will be easier or stay with this card only.
 
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