Problem you are facing with BOB Credit Card - Post your problem here

[prc1990]

Can you please share the link.. as I'm unable to find it.

Please refer to this thread 'BOB Premier - VKYC done but Customer Care says that it is not done' https://www.technofino.in/community...-customer-care-says-that-it-is-not-done.1534/

Also you can check the other threads under Credit Cards > BoB Cards

Another important thread related to VKYC/E-Sign issues Post in thread 'How to apply for a BOB credit card online - step by step guide' https://www.technofino.in/community...-card-online-step-by-step-guide.225/post-5620

 

[Kkram]

I Applied For Select Card And Received Easy Card

Limit Also Very Less

Any BOB Official Member Pls Help

Same here done with me. Applied for premier card and received easy credit card with limit of rs 25k which is useless. I think BoB is not issuing credit card properly without knowing history of customer.

 

[AsB]

Same here done with me. Applied for premier card and received easy credit card with limit of rs 25k which is useless. I think BoB is not issuing credit card properly without knowing history of customer.

You can ask for upgrade. They give upgrade to Permier easily

 

[Kamal]

Got my card today .
First time applied via salary slip and got rejected.

Second time applied C2C by using axis card with 70k limit got 50k limit on this.

And this card is by default Rupay varient.

 

[AsB]

Got my card today .
First time applied via salary slip and got rejected.

Second time applied C2C by using axis card with 70k limit got 50k limit on this.

And this card is by default Rupay varient.

Welcome to RuPay World

 

[Kkram]

You can ask for upgrade. They give upgrade to Permier easily

I had sent email for upgrading/replacing of easy credit card but they don't give proper answer.

 

[AsB]

I had sent email for upgrading/replacing of easy credit card but they don't give proper answer.

What did they say?

 

[Kkram]

What did they say?

Esa reply mila cc se:
Dear Madam/Sir,

We would like to inform you that you have been issued the credit card as per your eligibility according to our company’s policy.
However if you wish to change your product/ increase the credit limit, please send us your request after completion of at least one year from the date of issuance of your credit card.

 

[AsB]

Esa reply mila cc se:
Dear Madam/Sir,

We would like to inform you that you have been issued the credit card as per your eligibility according to our company’s policy.
However if you wish to change your product/ increase the credit limit, please send us your request after completion of at least one year from the date of issuance of your credit card.

Try again. Send the mail to conversions@bobfinancial.com and tell them that since most of your spends are online, a Premier Card should be better than Easy Card. Also ask for RuPay variant

 

[Kkram]

Try again. Send the mail to conversions@bobfinancial.com and tell them that since most of your spends are online, a Premier Card should be better than Easy Card. Also ask for RuPay variant

Ok bro. Let me try this.

 

[Kkram]

I Applied For Select Card And Received Easy Card

Limit Also Very Less

Any BOB Official Member Pls Help

I have the same problem. When I am applying online it was shown that I am eligible for BoB Premier and select credit but I received easy credit card with very less limit.

 

[AJ331]

I tried applying for a credit card with BOB from their website just to see which cards I may be eligible for and it has reflected as an enquiry in the CIBIL report.
Will this affect my CIBIL score, if so by how much. My current score is 776

 

[akshayhs]

Generally not so much unless your account was "hard" enquired by other lenders as well within a short span.

 

[nisu]

Can i get snapdeal Bob card as ltf

 

[Batmanbaba]

Can i get snapdeal Bob card as ltf

Ltf offer till 30th sept is only valid for 3 cards.... Select, easy and premier

 

[Abhishek012]

Can i get snapdeal Bob card as ltf

No but I guess Snapdeal RuPay credit card is best, we also get Snapdeal vouchers worth up to Rs500 on card usage within 30 days of issuance. -

BOB Select Visa vs BOB Snapdeal RuPay Credit Card -
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1) BOB Select Visa Credit card - (1.25% Rewards point) 5X i.e. 5 Reward Points for every Rs. 100 spent on Dining, Utility bills, Online spends.

Please note that 5X Rewards are capped at 1,000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate.

Regular earn rate - (0.25% Reward Point) 1 Reward Point for every Rs. 100 spent on other categories

1 Reward Point = 0.25 Paise.

Note - Some people told, "Unfortunately, not all online transactions give 5x reward points for Select card. MCC issue prevails."

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2) BOB Snapdeal RuPay Credit Card - 5% Unlimited Cashback (20 Reward Points per Rs 100 spend) for your purchases on Snapdeal website & app only.

(2.5% Cashback) 10 Reward Points for every Rs 100 spent on Online Shopping, Grocery & Departmental Stores and

(1% Cashback) 4 Reward Points for every 100 spent on other categories.

Reward Points of 10 RP per ₹100 is capped at maximum 2000 Reward Points per statement. Reward Points earned will be auto-credited as a cashback to the next month’s statement.

Also Snapdeal vouchers worth up to Rs500 on card usage within 30 days of issuance.

1 Reward Point = 0.25 Paise.

Note - Now here you will get (2.5% Cashback) 10 Reward Points for every Rs 100 spent on Online Shopping, Grocery & Departmental Stores. I think buying Amazon gv will also count as a Online shopping and we use our Amazon gv to recharge/bill pay and other Amazon 3rd party merchant payment (100% not confirm yet).

 

[vibrant143]

Has any one got pre approved 2nd credit card from BOB?

 

[Batmanbaba]

Has any one got pre approved 2nd credit card from BOB?

Yes.. But its chargeable... And useless.... They are providing hpcl energie card to everyone

 

[Paras Jain]

I had applied for Premier and received Select in December 2021 with pathetic limit of 50K. And still after several emails they have not updated my card to premier.

 

[vaibhav111vaibhav111 is verified member.]

I had applied for Premier and received Select in December 2021 with pathetic limit of 50K. And still after several emails they have not updated my card to premier.

welcome to the club, you can send ITR and ask for LE/card upgrade , there are couple of thread on these subject