Queries | DCB LTF and Upgrade

[PavanPavan is verified member.]

Hi All,

I tried my best to convert My DCB to LTF but i was rejected
1) Any criteria to get DCB LTF?
2) My RM is asking me to put request for infinia upgrade after cooling period ,What is cooling period ? Will it be approved ? i don't have So much ITR

 

[anish1516]

Thanks a lot. What is the requirement for Imperia account?

Above 10 lakh MAB in savings account. Also you can go for family account where they count the relationship value of all the family members.

 

[Tosh]

Hi anish Im sorry. I meant to say an upgrade from Regalia to Infinia. (Slip of tongue/ finger rather)

I reiterate my question.

I applied for Diner's privelege once 2m back ( & it got rejected likely reason I hold one Regalia credit card)

But according to this article I fulfil criteria for Diner's black. But can I get Diners black really lifetime free?
That sounds too good to be true

If institute is recognised by HDFC then you do get it LTG, I am holding it and so are many others here. Hope you get yours too 🙂

 

[Sachs]

This was complicated and embarrassing (for both HDFC and myself, ha ha) but in case it helps:
Grievance Redressal would not convert my paid Diners Black to a LTF card (under the alumni program). They did not say why - only that the card came with an annual fee. Instead they offered me an upgrade to a FYF metal Infinia (my credit limit is 8L). I took this upgrade because - in my opinion - a paid DCB no longer makes sense (given the devaluation + some limitations in acceptance; and no points against renewal fees).

I was uncomfortable with the Infinia because I am not a particularly high spender or a frequent traveler. So I wrote to them asking for clarification on their alumni-LTF program. To my surprise, they replied offering me a DCB LTF as a downgrade from the metal Infinia. Again, no explanation was provided about why this had become possible (just a few weeks after their previous email).

I took the downgrade to the LTF DCB but then, within ten days, faced two rejections of the Diners card in a tier-1 city. I realized that the DCB could not be my primary card since it could fail on important occasions (I have 3 credit cards and plan to close one so my primary card needs to 'work').

I therefore went back to a FYF Infinia (Visa). The card works everywhere and their support team is prompt and helpful so...

Paying annual fee for INFINIA should not feel like squandering, you will get 10,000 reward points. GST of 2000 rupees however needs to be recovered.

 

[Rocky Balboa]

Does NIT Warangal come under Alumni DCB LTF?

NITW Alumni here. On 11th, Requested them to upgrade my 'LTF Regalia' to 'LTF DCB'. They acknowledged my request the same day and informed me about getting back by 14th. Fingers Crossed !

Will keep updating you & the community.

 

[kkk]

NITW Alumni here. On 11th, Requested them to upgrade my 'LTF Regalia' to 'LTF DCB'. They acknowledged my request same day and informed me about getting back by 14th. Fingers Crossed !

Will keep updating you & the community.

Please do provide the end result. Thanks 🙂. In the list which is floating around, I didn't find NITW in it but hope they consider it.

 

[Rocky Balboa]

NITW Alumni here. On 11th, Requested them to upgrade my 'LTF Regalia' to 'LTF DCB'. They acknowledged my request same day and informed me about getting back by 14th. Fingers Crossed !

Will keep updating you & the community.

Please do provide the end result. Thanks 🙂. In the list which is floating around, I didn't find NITW in it but hope they consider it.

Yesterday, They asked for my 'Degree Certificate' & 'Upgrade Consent Form'. When I mailed those documents, Bank told me that they will reply by 18th.

 

[Rocky Balboa]

Yesterday, They asked for my 'Degree Certificate' & 'Upgrade Consent Form'. When I mailed those documents, Bank told me that they will reply by 18th.

Upgrade done. Can see DCB in my mobile banking app. They confirmed unconditional LTF status over email.

Thank You to this thread & the community !

 

[Yogi24]

Anyone received LTF DCB annual memberships welcome benefit on 1.5 lakhs spend with in 90 days??
Is it available on alumni program LTF DCB credit card?

 

[mojo_jojo123]

Anyone received LTF DCB annual memberships welcome benefit on 1.5 lakhs spend with in 90 days??
Is it available on alumni program LTF DCB credit card?

Yes I have got

 

[Yogi24]

Yes I have got

Thanks..when did you receive the email??after 90 days or just after hitting 1.5 lakhs mark??

 

[mojo_jojo123]

Thanks..when did you receive the email??after 90 days or just after hitting 1.5 lakhs mark??

after 1 month approx hitting the limit

 

[vgupta]

Anybody got DCB LTF on Alumni offer from IIT Roorkee 5+ YoE ?

 

[Akshay9512]

Upgrade done. Can see DCB in my mobile banking app. They confirmed unconditional LTF status over email.

Thank You to this thread & the community !

Where did you email?

 

[Akshay9512]

NITW Alumni here. On 11th, Requested them to upgrade my 'LTF Regalia' to 'LTF DCB'. They acknowledged my request the same day and informed me about getting back by 14th. Fingers Crossed !

Will keep updating you & the community.

Where to email? and what all documents are required? pay slip and other stuff also required. Please tell

 

[Rocky Balboa]

Where to email? and what all documents are required? pay slip and other stuff also required. Please tell

Email : PriorityRedressal.CreditCards@hdfcbank.com

Please go through this Article. It's helpful.

Degree certificate, Definitely. Depending upon your current card's variant & credit limit, They might ask you for ITR/Salary slips.

 

[akash]

did anyone get a CIBIL enquiry hit from HDFC after submitting their required documents? Is it normal even if we already hold an HDFC CC?

 

[Akshay9512]

did anyone get a CIBIL enquiry hit from HDFC after submitting their required documents? Is it normal even if we already hold an HDFC CC?

You cannot hold 2 HDFC Credit cards, once you get your new card your previous one will get closed after informing you.

 

[akash]

You cannot hold 2 HDFC Credit cards, once you get your new card your previous one will get closed after informing you.

Yeah I'm well aware of their (mostly) one-card policy - my query was regarding if CIBIL hard inquiries are standard even for credit card upgrade requests

 

[aswinsegu]

did anyone get a CIBIL enquiry hit from HDFC after submitting their required documents? Is it normal even if we already hold an HDFC CC?

You do not get CIBIL inquiry on CC Upgrade requests with HDFC Bank

 

[akash]

Got my Millenia CC (1 lakh limit) upgraded to DCB LTF (5 lakh limit) under Alumni offer.
They asked for degree certificate and proof of employment.