RBIO: Received compensation of Rs. 20,000 from Axis Bank

[AnB]

How long has it been? Check the date of reply from Kotak and let me know.

I have sent you a DM, was not sure if I should continue in the thread itself. Please have a look. Thanks.

 

[Harshitt]

Hello sir, I've had a similar issue with complimentary Axis Vistara Forex card which was promised and they didn't even send it despite taking my documents, multiple calls and mails. Could we please connect? I want to know how to go about it

 

[sjmajumder]

Irony is what, you know even when basic eligibility is not meet, they do hard enquiry in CIBIL, some of them do twice and thrice.

Great, keep us posted, if there regulation to give main reason why they always quote vauge reason saying policy and all. And even given wrong info, shows deficiency in their service. Have they mentioned anywhere about the limit of cards in eligibility? Isn't it supposed to be disclosed. 🙂

Kya karein ye sab hote hi rehte hain, aage bhi karte rahega, jab tak...

Friends, the wait is over...this one came out real fast. Wait for the update in a new thread 🙂

@SSV @Vasuki @Aniket @HumorSimpson @kuchbhi @Pradumya @quino @VISHESH_BANSAL @varun__goel_ @doraemon @Pissant @Abhishek012
@TechnoFino @vaibhav111 @talkwithfino @cardy @sunit123

 

[Talkwithfino]

Friends, the wait is over...this one came out real fast.

RBI BO seems to keep you in Priority 😂🔥

 

[bharathnalla]

I applied for HSBC personal loan only once but I got 2 Cibil hits from HSBC. Is this wrong and can I complain to RBI? If so under what sections. Any help is appreciated.

TIA

 

[sjmajumder]

I applied for HSBC personal loan only once but I got 2 Cibil hits from HSBC. Is this wrong and can I complain to RBI? If so under what sections. Any help is appreciated.

TIA

First complaint to HSBC to remove it. If they don't within 30 days then you can escalate to RBIO.

 

[bharathnalla]

I had taken icici personal loan on credit card last year and it was closed in August 2024. However it was not reported as Closed in CIBIL and causing me issues in taking another loan. Can anything be done in this case?

 

[sjmajumder]

I had taken icici personal loan on credit card last year and it was closed in August 2024. However it was not reported as Closed in CIBIL and causing me issues in taking another loan. Can anything be done in this case?

Have you written to ICICI bank regarding the same?

 

[bharathnalla]

Have you written to ICICI bank regarding the same?

Didn’t notice that, just written an email to them to issue NOC and mark in CIBIL

 

[bharathnalla]

Have you written to ICICI bank regarding the same?

We acknowledge your concern and would like to inform you that your Personal Loan Credit Card PLCC for Credit Card XXXXXXXX was closed on August 10, 2024.


Please note that we are unable to provide a No Objection Certificate NOC for the personal loan on your Credit Card



ICICI is not giving me an NOC.

 

[sjmajumder]

We acknowledge your concern and would like to inform you that your Personal Loan Credit Card PLCC for Credit Card XXXXXXXX was closed on August 10, 2024.


Please note that we are unable to provide a No Objection Certificate NOC for the personal loan on your Credit Card



ICICI is not giving me an NOC.

I don't have much knowledge about this but whether they give NOC or not, it should reflect in CIBIL as closed. Can you share screenshot of section of the CIBIL report where it is shown as not closed?

 

[bharathnalla]

I don't have much knowledge about this but whether they give NOC or not, it should reflect in CIBIL as closed. Can you share screenshot of section of the CIBIL report where it is shown as not closed?

I raised the dispute and there is some RBI rule that if not closed within 30-45 days. They should pay per day 100. Raised with PNO ICICI let’s see

 

[mailmenow]

B

What are you waiting for 🤔

Bro can you please just share the complete mail that asking for the rejection reason of the credit card. I applied for federal bank credit card the day before yesterday and they rejected instantly without providing any reason and no reference number. Can you just share the mail which we need to send to pno by quoting the RBI clause . Any possibility to get compensation from federal 😜😜😂😂

 

[mailmenow]

B

Bro can you please just share the complete mail that asking for the rejection reason of the credit card. I applied for federal bank credit card the day before yesterday and they rejected instantly without providing any reason and no reference number. Can you just share the mail which we need to send to pno by quoting the RBI clause . Any possibility to get compensation from federal 😜😜😂😂

Any one please share the mail asking for rejection reason by quoting RBI clause