SBI Card Query

[Master Chief 117]

1) I haven't used my SimplyClick (62K Limit) even once in last two months, card is 3.66 months old, Will SBI decrease limit if i don't use it much ?

2) I also have Cashback Card (38K Limit) which i got just 2 weeks ago, Can i transfer some of the limit of SimplyClick to Cashback Card ?
Dose SBI provide an option to merge card limit ?

 

[Ak Singh]

1) It depends and vary person to person.
Because It depends on sbi mood and also cibil score and leverage.

2) yes, you can transfer limit from one to another.
No sbi don't provide to merge limit option.
Sbi provide separate limit for each card.

If you find my answer useful, you can mark as it solution.

 

[CyberPsych]

1) I haven't used my SimplyClick (62K Limit) even once in last two months, card is 3.66 months old, Will SBI decrease limit if i don't use it much ?

No general rule book for this, nobody knows when and why limit is decreased. But 3.66 months old is very less to consider for dormant limit.

2) I also have Cashback Card (38K Limit) which i got just 2 weeks ago, Can i transfer some of the limit of SimplyClick to Cashback Card ?
Dose SBI provide an option to merge card limit ?

Yes you can transfer from one card to another card. You cannot merge, SBI cards have separate limits

 

[Master Chief 117]

Yes you can transfer from one card to another card

Can i transfer limit only once or multiples times between two cards ?

 

[tachniki]

Can i transfer limit only once or multiples times between two cards ?

I have transferred multiple times. First time, I requested 1 Lakh as I was not sure how it behaves. Later I requested 2.6 lakh to about evenly balance both cards.

 

[CyberPsych]

Can i transfer limit only once or multiples times between two cards ?

Multiple times, but I don't know if there is any cool down periods in between..

I have transferred multiple times.

Lowest interval (in days) between any 2 credit limit transfer done by you?

 

[ahtsham]

Minimum limit that can be set on SBI card?

 

[fin_avid]

Hi guys .

On a different note, i need advice on sbi card application.

I have applied for sbi bpcl rupay on 14th Dec thru sprint.(have SBI savings plus account. govt employee but salary is being in received in UBI. CIBIL of 778, have IDFC wow card for the past 6 months. ) Vkyc was done on 15th Dec and e sign was done on the same day.
After that there was no progress in the card application. It jus shows like "verification in progress" in online status. Dint get any verification call or in person verification. And wen I checked for the status via an agent at sbi branch it shows as "app dip code pending". Wat does that mean.

Should we do something from our end or jus wait ? Any help or opinion is welcome.
Thanks in advance.

 

[tachniki]

Lowest interval (in days) between any 2 credit limit transfer done by you?

It was 3 days.