SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

[anish1516]

Hello!!!

Recently I have been receiving calls to upgrade my Manhattan Card to Ultimate card. My Manhattan card is free and the Ultimate would cost Rs. 5000 plus taxes every year. Here they are offering 5000 reward points on every renewal without any conditions. So effectively the card costs me Rs. 900 approx. Now my query is should I go for it? Right now I have decent number of cards. Don't have too much utility expenses. Use my Infinia for offline shopping and SBI Cashback for Online. Please suggest if it's worth to pay fee for SC Ultimate?

 

[SSV]

Hi i should have listened to suggestion by @helloworld and @SSV did a mistake took ultimate (FYF) 3months over not even done single transactions 🙁 seems to much useless will close this and rewards card by next year

He he..
Sometimes we learn by experience not by words..
At least now you knew it... good luck..
We all learn soemthing new everyday... 😉

 

[PavanPavan is verified member.]

SC Ultimate is a must NOT have card. If you have it, you’re definitely gonna regret it.

once a MUST have to MUST nOT a fall

 

[SSV]

once a MUST have to MUST nOT a fall

Actaully this is very true.. One year ago it was a must have card.. now it is just quite the opposite.. unbelievable...

 

[pranjal1984]

I have four 🙂 so no restrictions

Did you take them now or a while back?

 

[PavanPavan is verified member.]

Did you take them now or a while back?

A year back

 

[sumeet]

The only shortfall is the vouchers which used to be there earlier. The gold vouchers coming back could be a great deal to atleast make it worthy again and may promote its value

 

[jk51]

Like all things it’s all upto one use case and current card portfolio whether it can be optimized to its fullest or not. Best use case now is to redeem points for Hotel Vouchers and encash them.

 

[PavanPavan is verified member.]

Seems like reward 360 is going away 😛 and SC is upgrading entire credit card system starting august 4th 😛
Hope to see some better options

Card upgrade will go live in last week
Payments update expected in 2nd week

@SSV @helloworld

 

[SSV]

Seems like reward 360 is going away 😛 and SC is upgrading entire credit card system starting august 4th 😛
Hope to see some better options

@SSV @helloworld

Good riddance..
I strongly believe something better will be coming.. just because nothing can be worse that reward360 ..

good luck holders..

 

[Worried--Parent]

Seems like reward 360 is going away 😛 and SC is upgrading entire credit card system starting august 4th 😛
Hope to see some better options

Card upgrade will go live in last week
Payments update expected in 2nd week

@SSV @helloworld

Where did you get this information?

 

[PavanPavan is verified member.]

Where did you get this information?

Spoke to one of th SC manager ..we are in same building hence I know few from SC tech team

 

[helloworld]

Seems like reward 360 is going away 😛 and SC is upgrading entire credit card system starting august 4th 😛
Hope to see some better options

Card upgrade will go live in last week
Payments update expected in 2nd week

@SSV @helloworld

Romour is that SC going to launch its own Indian version of 'Simply Cash' credit card in December. Not expecting much due to their sub-par rewards/cashback on existing cards but this card looks good in Malyasia and Singapore.

You can wait till then too, hope it will be good.

 

[helloworld]

Seems like reward 360 is going away 😛 and SC is upgrading entire credit card system starting august 4th 😛
Hope to see some better options

Card upgrade will go live in last week
Payments update expected in 2nd week

@SSV @helloworld

Where did you get this information?

Received this message:

Dear Client, We will be upgrading our credit card system during the fourth week of August, 2024. We will guide you through this transition via communications sent to your registered email id. For FAQs click https://nc6.in/gyxgcR - StanChart

--------

they're upgrading something but its last week of August. And I don't think its related to reward 360

 

[PavanPavan is verified member.]

Romour is that SC going to launch its own Indian version of 'Simply Cash' in December. Not expecting much due to their sub-par rewards/cashback on existing cards but this card looks good in Malyasia and Singapore.

You can wait till then too, hope it will be good.

Woow seems SC is more focused in lending rather then retail banking

 

[Adith]

Is it possible to get LTF SC cards? and which SC card is worth to have if i plan to have only one SC card?

 

[helloworld]

Is it possible to get LTF SC cards? and which SC card is worth to have if i plan to have only one SC card?

no n e

 

[PavanPavan is verified member.]

Received this message:

Dear Client, We will be upgrading our credit card system during the fourth week of August, 2024. We will guide you through this transition via communications sent to your registered email id. For FAQs click https://nc6.in/gyxgcR - StanChart

--------

they're upgrading something but its last week of August. And I don't think its related to reward 360

With this message I spoke to him he confirmed..for me SC is good recently waived my easymy trip card fee too

 

[helloworld]

With this message I spoke to him he confirmed..for me SC is good recently waived my easymy trip card fee too

Good to know.. hope for the best

 

[Wealth is my birth right!]

With this message I spoke to him he confirmed..for me SC is good recently waived my easymy trip card fee too

Spend based waivers scb will do even though its not documented
So far i got 3 or 4 yrs fee reversal whenever i spent more than 4l in their cards
Ultimate i have not got the card so far

 

[PavanPavan is verified member.]

Spend based waivers scb will do even though its not documented
So far i got 3 or 4 yrs fee reversal whenever i spent more than 4l in their cards
Ultimate i have not got the card so far

Oh seems to be