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SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

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anish1516

anish1516

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Hello!!!

Recently I have been receiving calls to upgrade my Manhattan Card to Ultimate card. My Manhattan card is free and the Ultimate would cost Rs. 5000 plus taxes every year. Here they are offering 5000 reward points on every renewal without any conditions. So effectively the card costs me Rs. 900 approx. Now my query is should I go for it? Right now I have decent number of cards. Don't have too much utility expenses. Use my Infinia for offline shopping and SBI Cashback for Online. Please suggest if it's worth to pay fee for SC Ultimate?
 
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ujjwal2024 said:
No customer care number is working also?
Click to expand...
not sure, didn't tried during this migration.

ujjwal2024 said:
No answer from email ?
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it will always slow, probably weeks to get responses.

my largest delay banks:
- 1. IndusInd
- 2. SC

trust me BOB is better place than most of them.

SC is slow infact very slow through email.

helloworld

Post in thread 'Does standard chartered smart credit card give 2% cashback on rental payments and consider it for spends limit?'

CyberPsych said:
Cashkaro is giving ₹2500 for smart, platinum rewards and Easemytrip, so it got my eyes..
Click to expand...

If you go for this bank, do note that it is way too slow bank to respond any queries - I mean slower than Indus or Axis 3 days or any bank you can imagine.

- It took 11 months to remove additional enquiry that was agreed to remove 9 months prior.
- They charge annual fee in 2nd month and GST in 3rd month then you've to wait 60 days to get the refund or waiver which is 6th month (in other world we call it half-year of relationship).
- Unless you have Ultimate, you can't connect them under 6...
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I got a call today to upgrade to SC Ultimate. Emphatically said to the agent to give me a call when they have at least 1 e-commerce GC. Forget Amazon, Flipkart, Croma even BigBasket, Tata Cliq, Zomato, and Swiggy would work. Without those, it's a worthless card for most folks.
 
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nikhilesh71 said:
The maintenance was never for refreshing voucher options, for that they don't need any maintenance window. This was more technical back-end changes which have got nothing to do with their reward catalog options.
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They promoted on beat of drums that it is to enhance customer experience and also CC used to project that as a significant upgrade, in case you missed the fuss !
 
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I also got the upgrade offer from Smart to Ultimate. But I did not upgrade it, took it as a seperate card so that I have an option to cancel it and continue with the Smart card. I an yet to receive the card physically but I can view it from the app and I can view reward portal. The attached screenshot shows the list of brand vouchers currently available. I thought since they were revamping the portal there would be some useful vouchers. But apart from Fabindia, I don't see any useful vouchers at least for me. Even then, I will have to spend 5k-10k at Fabindia which may not be required and might seem uncessary. Although the point validity is 3 years, I will be stuck with points or uncessary spends at Fabindia. As per the posts, previously there used to be Uber, Tanishq, Kalyan Jewellers vouchers which were at least useful in some way. When I had Manhattan card, I even used the points for BBQ nation voucher from the portal. But the current catalogue of vouchers for SC Ultimate seems to be the worst.

I am wondering whether I should activate the card or not, it should be cancelled as per RBI guidelines if don't activate it within 30 days. Folks, do you foresee any improvement in the reward catalogue in the near future?
 

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nirmalya said:
I also got the upgrade offer from Smart to Ultimate. But I did not upgrade it, took it as a seperate card so that I have an option to cancel it and continue with the Smart card. I an yet to receive the card physically but I can view it from the app and I can view reward portal. The attached screenshot shows the list of brand vouchers currently available. I thought since they were revamping the portal there would be some useful vouchers. But apart from Fabindia, I don't see any useful vouchers at least for me. Even then, I will have to spend 5k-10k at Fabindia which may not be required and might seem uncessary. Although the point validity is 3 years, I will be stuck with points or uncessary spends at Fabindia. As per the posts, previously there used to be Uber, Tanishq, Kalyan Jewellers vouchers which were at least useful in some way. When I had Manhattan card, I even used the points for BBQ nation voucher from the portal. But the current catalogue of vouchers for SC Ultimate seems to be the worst.

I am wondering whether I should activate the card or not, it should be cancelled as per RBI guidelines if don't activate it within 30 days. Folks, do you foresee any improvement in the reward catalogue in the near future?
Click to expand...
When did you apply for Ultimate separately?

Date to be specific
 
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pprakash11 said:
When did you apply for Ultimate separately?

Date to be specific
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I received an email for the upgarde offer. I applied over a call that received from the CC on 4th Sept. Since, I had cashback in Smart card and unless I hit target of Rs. 2500 I won't be able to redeem it. CC agent suggested that I could apply it a seperate card and share the limit between two cards. They said that the virtual card would be available in the app within 24-48 hrs and physical card would be delivered within 7 days.
 
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nirmalya said:
I also got the upgrade offer from Smart to Ultimate. But I did not upgrade it, took it as a seperate card so that I have an option to cancel it and continue with the Smart card. I an yet to receive the card physically but I can view it from the app and I can view reward portal. The attached screenshot shows the list of brand vouchers currently available. I thought since they were revamping the portal there would be some useful vouchers. But apart from Fabindia, I don't see any useful vouchers at least for me. Even then, I will have to spend 5k-10k at Fabindia which may not be required and might seem uncessary. Although the point validity is 3 years, I will be stuck with points or uncessary spends at Fabindia. As per the posts, previously there used to be Uber, Tanishq, Kalyan Jewellers vouchers which were at least useful in some way. When I had Manhattan card, I even used the points for BBQ nation voucher from the portal. But the current catalogue of vouchers for SC Ultimate seems to be the worst.

I am wondering whether I should activate the card or not, it should be cancelled as per RBI guidelines if don't activate it within 30 days. Folks, do you foresee any improvement in the reward catalogue in the near future?
Click to expand...
Ultimate card is useless with current redemption options
 
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