Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFinoTechnoFino is verified member.]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[pprakash11]

Yes bro. Zero forex seems the best benefit. I want a federal card but they dont approve it on their website. And co-branded cards dont work on deals.

Better to wait for a core federal card else don't apply

 

[Card_Crafter]

How many enquiries are too many enquiries according to Federal Bank? I had 7 enquiries in the last 3 months (9 enquiries in last six months) when I applied and got rejected but thankfully there was no CIBIL hit.

 

[Random123]

How many enquiries are too many enquiries according to Federal Bank? I had 7 enquiries in the last 3 months (9 enquiries in last six months) when I applied and got rejected but thankfully there was no CIBIL hit.

Don't know if there is any predefined limit. FYI had 5 hits in last 3 months (including home loan) but got approved if that helps.

 

[aliabbask08]

Hello Members,
I applied for scapia card, after completion all required details it shows you have to complete kyc from federal bank, i did visit federal and it shows you have jupiter account which is closed due pending kyc, now i dont know why scapia link with jupiter? now i dont know how to proceed further, as i dont see any option in application to chat with executive..request you all to please help

 

[n00b]

Received my card today

Some unboxing pics:



Optical illusion on the cover



I dropped the package by accident, and the card slipped from the box.





Card, documentation and some stickers.



Pull to reveal mechanism



They claim that the card illuminates in the dark, but it doesn't (or maybe I need to have my eyes tested).

 

[V360V360 is verified member.]

reading the entire thread, these criteria seems relevant:

1. no students - anything on CIBIL report that says that - rejected
2. salaried are favored
3. <5 enquiries in last 6 months
4. federal bank customers not allowed
5. less than 23 of age not allowed

Even if you are a co-borrower of edu loan (like I am for my brother) - your card will be rejected

 

[palen]

do you all think the 0 forex charge will be sustainable for this card? (For me this is the most attractive feature)

Probably not.

 

[Abhishek012]

Scapia Credit Card Jada koi le kyun nahi raha hai ?​

I think this card is the best card for 2% cashback on Utility, Insurance, Wallet, Govt spends, right ? + Unlimited airport lounge access.

By the way "You can redeem them for booking flights and hotels on the Scapia app" ? matlab we can't redeem reward points for gv purchase or card statement ?

 

[4uziaul]

Scapia Credit Card Jada koi le kyun nahi raha hai ?​

I think this card is the best card for 2% cashback on Utility, Insurance, Wallet, Govt spends, right ? + Unlimited airport lounge access.

By the way "You can redeem them for booking flights and hotels on the Scapia app" ? matlab we can't redeem reward points for gv purchase or card statement ?

Tum promote nahi kar rahe ho na

Ab dekho tumne bol Diya kaisi bheed lagti hai

 

[BUDHRAJ]

Tum promote nahi kar rahe ho na

Ab dekho tumne bol Diya kaisi bheed lagti hai

bhai wo question pucha uska to answer karo

 

[4uziaul]

bhai wo question pucha uska to answer karo

Are uska answer woh khud hi dega

Google fail hai Bhai ke samne

 

[sabandi]

is the Scapia Credit Limit reported to CIBIL ?

 

[Deleted member 11974]

yes

is the Scapia Credit Limit reported to CIBIL ?

 

[telescope]

Scapia Credit Card Jada koi le kyun nahi raha hai ?​

I think this card is the best card for 2% cashback on Utility, Insurance, Wallet, Govt spends, right ? + Unlimited airport lounge access.

By the way "You can redeem them for booking flights and hotels on the Scapia app" ? matlab we can't redeem reward points for gv purchase or card statement ?

No gv or cash redemption.

 

[Abhishek012]

No gv or cash redemption.

Ok useless, only good for airport lounge access.

 

[raghu.rokda]

Please don’t use Scapia card for fuel spends

I do transaction of 105 at fuel outlet

But it shows 116.80 in statement

 

[Vikaas]

Received the card it's so vibrant and looks cool

 

[Strange]

Received the card it's so vibrant and looks cool

"kya karenge app is vibrant and cool card ka?"

 

[Vikaas]

"kya karenge app is vibrant and cool card ka?"

Kuch nhi lekin mere city ke airport lounge ke liye mere kisi or card se access nhi hai.lekin isme hai.. Kabhi kam Aa skta hai

 

[kowsikbabu]

Please don’t use Scapia card for fuel spends

I do transaction of 105 at fuel outlet

But it shows 116.80 in statement

Maybe it is bunk specific? I spent 500 at a bunk and in transactions it shows 500 only, I will wait and check the statement to see if anything extra gets added.