Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFinoTechnoFino is verified member.]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[pprakash11]

Why wouldn't it be possible?

Because Scapia is again a cobranded card which gives cashback and highly rewarding.
Bank's cant afford to give high cashback+ instant discount.

 

[Abhishek012]

Because Scapia is again a cobranded card which gives cashback and highly rewarding.
Bank's cant afford to give high cashback+ instant discount.

Scapia ko funding kitni mili hai woh batao.

CheQ ka funding dekh k pata tha kya haal hoga, iske bhi funding se pata lag jayega.

 

[pprakash11]

Scapia ko funding kitni mili hai woh batao.

CheQ ka funding dekh k pata tha kya haal hoga, iske bhi funding se pata lag jayega.

Devalue krne wale sher to baithe hi hain bahri duniya me
Arindam aur sureka
Funding ka kya hai, card max public ko milte hi iske lemon nichor diye jayenge

 

[Abhishek012]

Abhi dekha Scapia ko $9 million seed funding mila hai.

CheQ ko $10 million funding mila tha aur LUL ho gaya.

Scapia ko bhi aur funding na mila toh LUL ho jayega.

Bolo kya ho jayega ?

 

[4uziaul]

Abhi dekha Scapia ko $9 million seed funding mila hai.

CheQ ko $10 million funding mila tha aur LUL ho gaya.

Scapia ko bhi aur funding na mila toh LUL ho jayega.

Bolo kya ho jayega ?

View attachment 24462

Jahan dekho sirf marketing, funding, new card launch bas yeh sab baate kuch naya toh batao DM pe aa jata hoon ek dum fresh scheme

 

[Batmanbaba]

applied...rejected...straight away...with reason too many enquiries...

 

[ghost2050]

Hi members,

I have irctc tickets booking everymonth for other people for about Rs.40000. This card will be good for me?

 

[Deleted member 11974]

Hi members,

I have irctc tickets booking everymonth for other people for about Rs.40000. This card will be good for me?

if this is something you have to do everymonth go for sbi or hdfc or bob irctc card.
you will get 10% value back in terms of points

 

[Abs]

so, lounge access will only work for that month that has a 5k spend? OR it has to be 5k spent every month for the whole year?


can you bring a guest with you to lounge? or it's just for the card holder?

 

[Deleted member 11974]

so, lounge access will only work for that month that has a 5k spend? OR it has to be 5k spent every month for the whole year?


can you bring a guest with you to lounge? or it's just for the card holder?

you can bring a guest with you
for lounge access 5k every month to be eligible for the next month

 

[advocatus]

It was a smooth and seamless experience for me. Completely digital. No human interface for further enquiries of income etc. The card got approved in half an hour. The virtual copy was ready by to use almost immediately and the physical card arrived four days later. Lovely looking card as well. 10L limit CIBIL 785.

 

[n00b]

I applied for it on the 14th. I completed the vKYC in a couple of minutes. There did not ask me for any documents.

However, they never notified me of approval; the app said "Complete Onboarding," so I assumed it would open the vKYC page again and did not click on it.

Today, I clicked on it randomly because they hadn't given me an update, and it said "Your card is here. Activate it now."

They have matched the limit on my existing APay Card, i.e. 50K, which is sufficient for me. I only needed it for Zero Forex.

The app appears to be clean and stable (I've been using the iOS 17 beta, so a lot of apps have been crashing).

Overall, a good experience.

 

[diablorojo8]

Does this card work on federal card discounts?

 

[pprakash11]

Does this card work on federal card discounts?

NOOOOOOO

 

[diablorojo8]

NOOOOOOO

Oh. No benefit then. Already have RBL World Safari

 

[pprakash11]

Oh. No benefit then. Already have RBL World Safari

What's the relation b/w RBL World Safari and Scapia offering federal bank discounts ?

 

[Akashn]

What's the relation b/w RBL World Safari and Scapia offering federal bank discounts ?

Maybe hes talking about lounge access

 

[pprakash11]

Maybe hes talking about lounge access

Zero Forex, may be

 

[Deleted member 11974]

What's the relation b/w RBL World Safari and Scapia offering federal bank discounts ?

Zero forec

 

[diablorojo8]

Yes bro. Zero forex seems the best benefit. I want a federal card but they dont approve it on their website. And co-branded cards dont work on deals.

Zero Forex, may be