Standard Chartered Ultimate Card Application

[aditya001]

Hi, i was applying for SC credit card (not ultimate), My company is not on there approved list so i was just trying my luck. After submitting information it automatically started showing it as approved (SC Ultimate), but i was not applying for that card. There is also not option to proceed further in documents section. Can anyone tell me what this approve means? Im i approved for card or eligible to apply for card? i also ask to customer support in chat they also said its showing as approved. They also did cibil inquiry

 

[aditya001]

here you go

how did you get this bro? and i got a card with more than 6 lakh limit so i guess i can apply + i live in there sourcing c2c city, salary 2 lakh +, but not on there company list..

 

[deep@vie]

how did you get this bro? and i got a card with more than 6 lakh limit so i guess i can apply + i live in there sourcing c2c city, salary 2 lakh +, but not on there company list..

I work with them.Still your application shall go through.Please share your company name & card name with 6lac plus limit in dm.Let me see what can I do.

 

[deep@vie]

Hi, i was applying for SC credit card (not ultimate), My company is not on there approved list so i was just trying my luck. After submitting information it automatically started showing it as approved (SC Ultimate), but i was not applying for that card. There is also not option to proceed further in documents section. Can anyone tell me what this approve means? Im i approved for card or eligible to apply for card? i also ask to customer support in chat they also said its showing as approved. They also did cibil inquiry

SCB doesn't issue a card without VKYC,some exceptions are there.

 

[aditya001]

I work with them.Still your application shall go through.Please share your company name & card name with 6lac plus limit in dm.Let me see what can I do.

Ok bro sent you DM about details, please check..

 

[Wealth is my birth right!]

here you go

My location covered thanks
Btw 6l limit on other card as of now no
I’ve 4.1l max atm

 

[promoking]

Finally application is Approved, and card dispatched.

 

[Wealth is my birth right!]

Finally application is Approved, and card dispatched.

Congratulations looks like long process but positive outcome

 

[anirbanm]

Salaried or self employed?

If you have Stanc Account than they didnt need any KYC, instant approval happened

 

[promoking]

Congratulations looks like long process but positive outcome

Yes bro, actually unintentionally it was delayed as I forgot to verify them on my office e-mail ID. Fortunately after escalating they called me and told your office verification report is negative.
After that case was reopened and bingo!! it was approved! However credit limit is low, 1.12 lacs only, lowest till date.
Applied on 9th Oct finally approved on 5th Nov. now, waiting for card and nord buds 😊

 

[Wealth is my birth right!]

Yes bro, actually unintentionally it was delayed as I forgot to verify them on my office e-mail ID. Fortunately after escalating they called me and told your office verification report is negative.
After that case was reopened and bingo!! it was approved! However credit limit is low, 1.12 lacs only, lowest till date.
Applied on 9th Oct finally approved on 5th Nov. now, waiting for card and nord buds 😊

Yes scb much tight limits and LE also not getting easily in scb

 

[Tarunch]

Yes bro, actually unintentionally it was delayed as I forgot to verify them on my office e-mail ID. Fortunately after escalating they called me and told your office verification report is negative.
After that case was reopened and bingo!! it was approved! However credit limit is low, 1.12 lacs only, lowest till date.
Applied on 9th Oct finally approved on 5th Nov. now, waiting for card and nord buds 😊

How did you escalate?. I applied on 28th September till now no reply

 

[deep@vie]

Yes scb much tight limits and LE also not getting easily in scb

SCB doesn't provide limit on basis of your income o existing card limit.
Their system analyse your CIBIL report & debt burden & all, then issues a limit.

 

[Wealth is my birth right!]

SCB doesn't provide limit on basis of your income o existing card limit.
Their system analyse your CIBIL report & debt burden & all, then issues a limit.

That’s why much limit in value and for enhancement also they r not considering hdfc card statements having high limits

 

[promoking]

Yes scb much tight limits and LE also not getting easily in scb

Bhai it’s not even 1.12l OMG these chindi people have given limit of just 65k. You are so true, they are very very conservative in terms of limit.

 

[promoking]

How did you escalate?. I applied on 28th September till now no reply

Bro call on this no. 011-39401388.
Tell him your application no., they will let you know the status of your application or they will mark email to concerned department.
Pro Tip: Keep on calling them in gap of 2 days till you get status of your application.

You can also mark email to: card.services@sc.com

 

[deep@vie]

That’s why much limit in value and for enhancement also they r not considering hdfc card statements having high limits

yes,they don't enhance like other banks.

 

[Wealth is my birth right!]

Bhai it’s not even 1.12l OMG these chindi people have given limit of just 65k. You are so true, they are very very conservative in terms of limit.

Bhai it will be 1.21 but usable 60 k they set like that so after 2 days in app do setting for limit increase they will do full 1.21l
New cards they play this trick not sure why so
The moment we activate card daily 3 calls I am getting from scb for personal loans 😇

 

[promoking]

Bhai it will be 1.21 but usable 60 k they set like that so after 2 days in app do setting for limit increase they will do full 1.21l
New cards they play this trick not sure why so
The moment we activate card daily 3 calls I am getting from scb for personal loans 😇

Bhai, are you sure because today in morning received message about temp id and password and I logged into Net Banking, there it showed limit of 65k, I was shocked 😳

 

[Wealth is my birth right!]

Bhai, are you sure because today in morning received message about temp id and password and I logged into Net Banking, there it showed limit of 65k, I was shocked 😳

in my case in pre approval it showed 249900 and i happily applied but once card generated i had limit of 54k only.
waited for 2 days with a thought that scb screwed me but on 3rd day LE enabled and i made it full and to test i spend 1.5l swipe it went through

 

[promoking]

in my case in pre approval it showed 249900 and i happily applied but once card generated i had limit of 54k only.
waited for 2 days with a thought that scb screwed me but on 3rd day LE enabled and i made it full and to test i spend 1.5l swipe it went through

Where exactly is this limit enhancement on the app ?