Suggest me a card for international spends please

[EnthuCC]

Hi, I'm looking for credit card for international spends. The card will be used on multiple online advertising platforms like Facebook ads and others where the funds will be deposited in ad account in USD.

Looking for a 0% forex markup credit card or card with low forex markup charges with net positive reward/cashback values.

Not looking to get FD based (secured) credit cards.

Thanks

 

[drsel]

There is article on this by TF founder

 

[Vasuki]

Hi, I'm looking for credit card for international spends. The card will be used on multiple online advertising platforms like Facebook ads and others where the funds will be deposited in ad account in USD.

Looking for a 0% forex markup credit card or card with low forex markup charges with net positive reward/cashback values.

Not looking to get FD based (secured) credit cards.

Thanks

) HDFC Infinia
2) Axis Reserve

Other options
1) IDFC WOW
2) SCAPIA - not recommended
3) RBL WORLD SAFARI - gives you milestone benefits

 

[Vasuki]

Hi, I'm looking for credit card for international spends. The card will be used on multiple online advertising platforms like Facebook ads and others where the funds will be deposited in ad account in USD.

Looking for a 0% forex markup credit card or card with low forex markup charges with net positive reward/cashback values.

Not looking to get FD based (secured) credit cards.

Thanks

Thread 'Axis Trifecta: Axis Reserve, Axis Magnus, Axis Atlas' https://www.technofino.in/community/threads/axis-trifecta-axis-reserve-axis-magnus-axis-atlas.3987/

Read about axis reserve from here

 

[jade]

SBI Cashback. Although the forex fee is 3.5% + gst = 4.1%, you get a cashback of 5%. Effectively a cashback of 0.9%

 

[Vasuki]

SBI Cashback. Although the forex fee is 3.5% + gst = 4.1%, you get a cashback of 5%. Effectively a cashback of 0.9%

@S S V is this true

 

[HumorSimpson]

SBI Cashback. Although the forex fee is 3.5% + gst = 4.1%, you get a cashback of 5%. Effectively a cashback of 0.9%

SBI CB has many exclusions, especially for webservices like google ad sense etc., where it gave 0%. Search threads here.

@EnthuCC - IDFC Wealth gives for online 1.5% cb for first 30K spends and 2.5% later . It's forex is 1.5% and with GST it will be 1.77%.
So for 60K spends its no gain no loss and later on you get 0.7% cb.

 

[SSV]

@S S V is this true

💯
Proof in my multiple posts.. look for the appropriate posts

Oops! We ran into some problems.

www.technofino.in

 

[EnthuCC]

2) SCAPIA - not recommended

Is it because they recently reduced credit limit of everyone?

SBI Cashback. Although the forex fee is 3.5% + gst = 4.1%, you get a cashback of 5%. Effectively a cashback of 0.9%

Awesome. Does SBI provide that card in MAsterCard variant for better conversion rate?

IDFC Wealth gives for online 1.5% cb for first 30K spends and 2.5% later . It's forex is 1.5% and with GST it will be 1.77%.
So for 60K spends its no gain no loss and later on you get 0.7% cb.

I have IDFC Select card right now and looking to upgrade to Wealth. I've tried several times through my RM and sending email to banker and PNO but they're neither upgrading my card directly nor enhancing my current credit limit (2.2L) to upgrade to Wealth in future.

I've read several posts here where people got IDFC Wealth card via card to card basis. I've ICICI Coral with 5L limit and I had mentioned that in my email too but they downright rejected my requests.

 

[codenerd]

Why not exploring Niyo Bank debit card with either EQuitas bank or DCB bank? I have used both during my trip to Thailand.

 

[rana_kirti]

SBI Cashback. Although the forex fee is 3.5% + gst = 4.1%, you get a cashback of 5%. Effectively a cashback of 0.9%

ICICI Amazon pay ?

 

[abhiver]

Niyo Global or IDFC Wow, but I suggest taking 0% markup debit card or Forex Card.

 

[AllThatStuff]

Also what about RBL SPDC / EDC with 0% markup fee ??

 

[am322]

Niyo Global or IDFC Wow, but I suggest taking 0% markup debit card or Forex Card.

Hi, one question on IDFC Wow. I understand that markup is 0% but are there any charges for transacting?

For e.g., I swiped Wow card in Singapore airport for Singapore Dollar 100. For this markup is 0%. What about transaction charge for this?
Any help on this is appreciated.

 

[abhiver]

Hi, one question on IDFC Wow. I understand that markup is 0% but are there any charges for transacting?

For e.g., I swiped Wow card in Singapore airport for Singapore Dollar 100. For this markup is 0%. What about transaction charge for this?
Any help on this is appreciated.

No charges for swapping, just ensure you are not paying using dynamic currency option.

When you pay through their POS machine, you will be offered to either pay in SGD or in INR through Dynamic Conversion. Always use the local currency which is SGD in this case.

 

[ak93]

Check BoB Eterna which gives net 1.39%

 

[am322]

No charges for swapping, just ensure you are not paying using dynamic currency option.

When you pay through their POS machine, you will be offered to either pay in SGD or in INR through Dynamic Conversion. Always use the local currency which is SGD in this case.

Great, Thank you!!

 

[dfive]

YES Marquee might be best for this. 4.5% - 1% - GST = 3.3% RP back

 

[AllThatStuff]

Urgent Help !! I am going to place an order for Apple Watch at Walmart choosing store pickup option, using my SBI cashback card.

Will this be considered as online order (5% cashback) or offline order (1% cashback)....considering that Walmart has offline stores too !!!

@S S V

 

[Praveen05]

ICICI Amazon pay ?

Same charges for icici apay. I'm not sure about the cashback for international spends. Even if they give cashback, it would be max 1% for international spends