Swiggy HDFC LTF (2024)

[anonymuos]

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭




And ultimately it will be devalued due to too many LTF issued cards

 

[vijay.vj]

When I go to settings in swiggy, then on cc, I get this screen only.

Sorry, looks like you are not having the offer. Check the screenshots in initial post by OP

 

[Animal]

If we have Infinia is it still worth taking ?

No. I just applied because of LTF.

 

[Hemang]

Sorry, looks like you are not having the offer. Check the screenshots in initial post by OP

Ha bs vhi confirm krna tha bhai

 

[prabanomics]

No. I just applied because of LTF.

I got LTF offer. Since I have infinia thinking of skipping it if no special use case. Is dineout 10 % offer in swiggy card has any minimum spend ?

 

[Animal]

I got LTF offer. Since I have infinia thinking of skipping it if no special use case. Is dineout 10 % offer in swiggy card has any minimum spend ?

No . .

 

[SSV]

If we have Infinia is it still worth taking ?

Absolutely ....
.
.
.
.
NOT

 

[djrocky]

@SSV what are options where SBI CB gives more benefit, can you DM if not here.
Also those options may be shortlived and can be withdrawn anytime, so this HDFC swiggy card may be beneficial in future esp. for instamart orders
Challenge with such kind of card is CB need to be used for more purchases (without discounts) and reduces the benefit. Direct card cashback or discount is always better.

 

[SSV]

@SSV what are optionsdeals where SBI CB gives more benefit, can you DM if not here.
Also those options may be shortlived and can be withdrawn anytime, so this HDFC swiggy card may be beneficial in future esp. for instamart orders
Challenge with such kind of card is CB need to be used for more purchases (without discounts) and reduces the benefit. Direct card cashback or discount is always better.

Yes, for a normal user, Swiggy card is okay.
But for heavy user who can search for the deals, purchasing GVs thru third-party apps thru some good rewarding CCs is always better. These GV Options will always be there. Need to do a bit of work to find those, as food business is a very high margin business..

 

[msankadi]

I got LTF offer. Since I have infinia thinking of skipping it if no special use case. Is dineout 10 % offer in swiggy card has any minimum spend ?

It will come in handy once Infinia is devalued. That is why I have also applied.

 

[rsd95]

If you have HSBC Cashback CC then you don't need it at all. HSBC is giving flat 10% cashback on food, dining, and grocery.
Not like this Swiggy card where your cashback is stuck inside Swiggy wallet only.

 

[Animal]

It will come in handy once Infinia is devalued. That is why I have also applied.

Yup no harm in keeping LTF card.

 

[KLB@96]

Applied today as its LTF, how long will it take to approve ? Already HDFC CC user

 

[Animal]

If you have HSBC Cashback CC then you don't need it at all. HSBC is giving flat 10% cashback on food, dining, and grocery.
Not like this Swiggy card where your cashback is stuck inside Swiggy wallet only.

Direct cashback cards are anytime better than co-branded cashback cards. However HSBC cashback is not LTF, it’s given only to salaried, has a capping of 1000/month.

 

[rsd95]

Direct cashback cards are anytime better than co-branded cashback cards. However HSBC cashback is not LTF, it’s given only to salaried, has a capping of 1000/month.

yes, not LTF. I have both Swiggy CC and HSBC Cashback, both chargeable. But considering both have the same criteria - 2L spent in a year to wave off annual fees, I am going to close Swiggy CC.
Capping for HSBC - 1000/month and Swiggy - 1500/month. But as my spending on food is not more than 10k/month, it suits my needs.

But yes, if you're getting LTF then it's always good to have the Card.

 

[spicedlatte]

Although I might not use this card, however applied for it just because it’s LTF.

Already holding Infinia and TN Infinity.

Also hold same cards from HDFC, but no LTF offer. I have swiggy one and lifetime savings of Rs. 8.2k. 🤷🏼‍♂️

 

[Shubham Yadav]

Those who are holding core card and getting this co branded card

they are not gonna get LE in future frequently

 

[BhaiyaJi]

I think this is going to be my first MasterCard

 

[vijay.vj]

Those who are holding core card and getting this co branded card

they are not gonna get LE in future frequently

Omg, why this kolavari di against cobranded card owners !

 

[spicedlatte]

Those who are holding core card and getting this co branded card

they are not gonna get LE in future frequently

Wait, just this swiggy card or any co branded?

 

[Prime Carlsen]

Wait, just this swiggy card or any co branded?

Any. In recent LE waves, people with co branded cc reported not receiving any LE offers which they did before. So its an accepted theory for now.