• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Swiggy HDFC LTF (2024)

Apply For Lifetime Free IDFC First Credit Card
anonymuos

anonymuos

TF Ace
How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭

1715119873161.png 1715119901919.png 1715119960465.png
1715120043003.png 1715120118136.png

And ultimately it will be devalued due to too many LTF issued cards 😀
 
Last edited:
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
@SSV what are options where SBI CB gives more benefit, can you DM if not here.
Also those options may be shortlived and can be withdrawn anytime, so this HDFC swiggy card may be beneficial in future esp. for instamart orders
Challenge with such kind of card is CB need to be used for more purchases (without discounts) and reduces the benefit. Direct card cashback or discount is always better.
 
Upvote 0 Downvote
djrocky said:
@SSV what are optionsdeals where SBI CB gives more benefit, can you DM if not here.
Also those options may be shortlived and can be withdrawn anytime, so this HDFC swiggy card may be beneficial in future esp. for instamart orders
Challenge with such kind of card is CB need to be used for more purchases (without discounts) and reduces the benefit. Direct card cashback or discount is always better.
Click to expand...
Yes, for a normal user, Swiggy card is okay.
But for heavy usere , .purchasing GVs thru third-party apps thru some good rewarding CCs is always better. These GV Options will always be there. Need to do a bit of work to find those, as food business is a very high margin business..
 
Last edited:
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
If you have HSBC Cashback CC then you don't need it at all. HSBC is giving flat 10% cashback on food, dining, and grocery.
Not like this Swiggy card where your cashback is stuck inside Swiggy wallet only.
 
  • Like
Reactions: MJN
Upvote 0 Downvote
rsd95 said:
If you have HSBC Cashback CC then you don't need it at all. HSBC is giving flat 10% cashback on food, dining, and grocery.
Not like this Swiggy card where your cashback is stuck inside Swiggy wallet only.
Click to expand...
Direct cashback cards are anytime better than co-branded cashback cards. However HSBC cashback is not LTF, it’s given only to salaried, has a capping of 1000/month.
 
Upvote 0 Downvote
Animal said:
Direct cashback cards are anytime better than co-branded cashback cards. However HSBC cashback is not LTF, it’s given only to salaried, has a capping of 1000/month.
Click to expand...
yes, not LTF. I have both Swiggy CC and HSBC Cashback, both chargeable. But considering both have the same criteria - 2L spent in a year to wave off annual fees, I am going to close Swiggy CC.
Capping for HSBC - 1000/month and Swiggy - 1500/month. But as my spending on food is not more than 10k/month, it suits my needs.

But yes, if you're getting LTF then it's always good to have the Card.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

Ekavya
  • Question Question
Any chance of getting Swiggy HDFC LTF?
Replies
6
Views
848
dapatale
dapatale
b4bhar
  • Question Question
Swiggy hdfc LTF offer via swiggy app
9 10 11
Replies
219
Views
12K
Fini7777
Fini7777
W
  • Question Question
SWIGGY HDFC Instamart Gold ordee
2 3
Replies
52
Views
2K
RDR
R
A
  • Question Question
Zepto, dmart.in - Not eligible for 5% cashback on the Swiggy HDFC CC
Replies
3
Views
124
sousnake
S
Manishg
  • Question Question
Swiggy Hdfc Bank Credit card not providing instant discount on flipkart?
Replies
4
Views
662
Manishg
Manishg
Back
Top