Swiggy hdfc LTF offer via swiggy app

[b4bhar]

Hi guys,

I see today a limited period swiggy hdfc lifetime free offer on my swiggy app. What should i do? Apply it from swiggy? Any issues that i need to take into consideration? Also, how do u confirm its LTF?

 

[SSV]

LTF offer sounds nice plus then it can kind of replace my paid SBI CB. However I don't have a core card yet so will probably get a core card first.

first get the core card.. Swiggy will be there ... ltf comes and goes

 

[shivamk]

first get the core card.. Swiggy will be there ... ltf comes and goes

Yep yep boss, agree with you. Don't want that unnecessary hassle of not being able to get core card.

 

[b4bhar]

If it is location specific, then there will be a massive uproar about discriminationig. ig.

Bro, is there any thread which has all the merchants that give 5% cb using swiggy hdfc card?

 

[SSV]

Bro, is there any thread which has all the merchants that give 5% cb using swiggy hdfc card?

there are a couple of swiggy main threads.. pls read them

 

[rohant]

Bro, is there any thread which has all the merchants that give 5% cb using swiggy hdfc card?

Do let me know if you find any. Instead of giving cashback on 5-6 merchants, they are giving based on MCCs which will encompass 10s of merchants. This gives it an edge over Millenia CC.

 

[SmartSave]

Someone who has Amex MRCC/Infinia, does it make sense to take Swiggy card?

Heavy user of Swiggy, I'm making use of Swiggy vouchers using Amex & Infinia but at times keep forgetting. Anyone did some math?

 

[b4bhar]

Someone who has Amex MRCC/Infinia, does it make sense to take Swiggy card?

Heavy user of Swiggy, I'm making use of Swiggy vouchers using Amex & Infinia but at times keep forgetting. Anyone did some math?

10% direct cb on swiggy is too good to leave given they are offering this LTF as well

 

[MONEY]

Today i received lifetime free offer in swiggy app and i applied it. i already have hdfc bank account so just need to verify using netbanking or debit card. Approximately limit shows 38k during application process ( i already have tata neu with 15k limit)

just now receive sms, CIBIL Alert! Your CIBIL Score and Report was checked by HDFC BANK.

Did they check equifax report today ? did you get sms notification?

 

[rohant]

Did they check equifax report today ? did you get sms notification?

Yes. I did

 

[sshah6416]

Did they check equifax report today ? did you get sms notification?

yes today i received sms. Your Equifax credit information report was accessed by HDFC Bank Limited.

 

[Sohmel]

Infact I stopped using it for the last one month.. Before I was using it every alternate day...

Have you stopped using it for any AMEX benefits?

Is it wiser to use Amex Plat to reload Swiggy Balance rather than use this card?

Amex Plat - 12.5 points for spending INR 100
HDFC Swiggy - INR 10 cash back for spending INR 100

I'm an active user of Bonvoy, and use my points for at least a INR 1 / point redemption.

Given 30% bonus also, that 12.5 points will become 16.25 MB points, so around 16-25% value using AMEX.

 

[SSV]

Have you stopped using it for any AMEX benefits?

Is it wiser to use Amex Plat to reload Swiggy Balance rather than use this card?

I loaded Swiggy wallet with 15% off .. my Amex plat travel card mile stone already reached a few months ago

 

[Sohmel]

I loaded Swiggy wallet with 15% off .. my Amex plat travel card mile stone already reached a few months ago

Ah no, I was talking with the Amex Plat Charge

Given it gives 5x points for Gyftr, does it not make more sense to buy Swiggy vouchers using that?

Since - you technically get 12.5 points return straight up, and valuing that in Marriot is at least 12.5% and even more with the 30% bonus?

 

[SSV]

Ah no, I was talking with the Amex Plat Charge

Given it gives 5x points for Gyftr, does it not make more sense to buy Swiggy vouchers using that?

Since - you technically get 12.5 points return straight up, and valuing that in Marriot is at least 12.5% and even more with the 30% bonus?

Yes, you can do that ...

 

[senasenthil]

Ah no, I was talking with the Amex Plat Charge

Given it gives 5x points for Gyftr, does it not make more sense to buy Swiggy vouchers using that?

Since - you technically get 12.5 points return straight up, and valuing that in Marriot is at least 12.5% and even more with the 30% bonus?

It heard from @VISHESH_BANSAL that Swiggy money is going to be closed

 

[b4bhar]

It heard from @VISHESH_BANSAL that Swiggy money is going to be closed

Maybe, but voucher or gift cards might remain i think

 

[MONEY]

My application successfully rejected by HDFC.

 

[Visith]

My application successfully rejected by HDFC.

How many HDFC co-branded cards were you already holding?

 

[MONEY]

How many HDFC co-branded cards were you already holding?

One , tata neu only

 

[b4bhar]

My application successfully rejected by HDFC.

What's the reason they mentioned?