• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

The great ACE day

Wealth is my birth right!

TF Prestige
Contributor
VIP Lounge
Friends just i logged into gpay and saw this.
Will it make sense if i take it after holding Magnus card?
Sorry if some of u think that my query is likely a buzz lol
Key input I kept other 2 slots free with Axis bank is to get atlas and reserve later
So will ace help to upgrade?
Kindly provide ur inputs considering Magnus card thanks in advance 🤝🙌
My card portfolio as of April 2023:
SBI CB, Axis Magnus, AmEx MRCC&GOLD, SCB Manhattan, ICICI Apay&Coral, IndusInd Pinnacle, IDFC wealth, AU LIT, HDFC Regalia&Tata Neu
IMG_2806.png
 
Last edited:
Utility 5% - I don't see any point unless you have large utility bills. This can be easily covered by 10k monthly Apay voucher on amazon. That too at much higher reward rate

Blanket 2% everywhere - Magnus spends have notional 4.8% + helps in 1L per month too. DCB/Infinia if you have they are better at 3.33%. I feel SBI cashback is of some use as it promises 5% off in places no other card might work online

Upgrade to reserve: I am not aware.
 
I don’t think it adds any value if you already hold Magnus and don’t have exorbitant utility bills.
And for upgrade you can get reserve now too if you want, holding Ace will not matter if you already hold a Magnus.
Thanks for the inputs
Yes for utility bills I can buy GyFTR vouchers on Magnus card so that Edge Rewards will be scored
 
  • Like
Reactions: SSV
Friends just i logged into gpay and saw this.
Will it make sense if i take it after holding Magnus card?
Sorry if some of u think that my query is likely a buzz lol
Key input I kept other 2 slots free with Axis bank is to get atlas and reserve later
So will ace help to upgrade?
Kindly provide ur inputs considering Magnus card thanks in advance 🤝🙌
My card portfolio as of April 2023:
SBI CB, Axis Magnus, AmEx MRCC&GOLD, SCB Manhattan, ICICI Apay&Coral, IndusInd Pinnacle, IDFC wealth, AU LIT, HDFC Regalia&Tata Neu
View attachment 15408
As per my understanding, It won't help in getting upgrade offer for Reserve as Reserve is Edge point based card and Ace is cashback based. I alreday hold Magnus, Flipkart and Axis MyZone card. I tried to upgrade Axis Flipkart to Reserve and they told it's not possible. They were ready to upgrade Myzone card to Reserve as it's edge point based card. So, I had to close Flipkart card and applied Reserve card. May be the customer care executive didn't give proper information but I needed Reserve as I had international trips so went ahead with whatever customer executive suggested.
 
Friends just i logged into gpay and saw this.
Will it make sense if i take it after holding Magnus card?
Sorry if some of u think that my query is likely a buzz lol
Key input I kept other 2 slots free with Axis bank is to get atlas and reserve later
So will ace help to upgrade?
Kindly provide ur inputs considering Magnus card thanks in advance 🤝🙌
My card portfolio as of April 2023:
SBI CB, Axis Magnus, AmEx MRCC&GOLD, SCB Manhattan, ICICI Apay&Coral, IndusInd Pinnacle, IDFC wealth, AU LIT, HDFC Regalia&Tata Neu
View attachment 15408
Always good to be Buzz-ing (young) with energy.
Congratulations.

Well, if getting the card gives you pleasure, why not? It's the cc "game" and not "optimization exercise" so you may go ahead!!
Let's make an Ace Club 😎🤣

Also, make sure to screenshot the "get 500 in your account on card delivery"
 
As per my understanding, It won't help in getting upgrade offer for Reserve as Reserve is Edge point based card and Ace is cashback based. I alreday hold Magnus, Flipkart and Axis MyZone card. I tried to upgrade Axis Flipkart to Reserve and they told it's not possible. They were ready to upgrade Myzone card to Reserve as it's edge point based card. So, I had to close Flipkart card and applied Reserve card. May be the customer care executive didn't give proper information but I needed Reserve as I had international trips so went ahead with whatever customer executive suggested.
Oh Okies u had a great experience
Always good to be Buzz-ing (young) with energy.
Congratulations.

Well, if getting the card gives you pleasure, why not? It's the cc "game" and not "optimization exercise" so you may go ahead!!
Let's make an Ace Club 😎🤣

Also, make sure to screenshot the "get 500 in your account on card delivery"
Sure buddy
Will let u know if I am joining the club ACE👍
 
Friends just i logged into gpay and saw this.
Will it make sense if i take it after holding Magnus card?
Sorry if some of u think that my query is likely a buzz lol
Key input I kept other 2 slots free with Axis bank is to get atlas and reserve later
So will ace help to upgrade?
Kindly provide ur inputs considering Magnus card thanks in advance 🤝🙌
My card portfolio as of April 2023:
SBI CB, Axis Magnus, AmEx MRCC&GOLD, SCB Manhattan, ICICI Apay&Coral, IndusInd Pinnacle, IDFC wealth, AU LIT, HDFC Regalia&Tata Neu
get it, its the one Axis card that's actually worth it if you are not travelling or huge Income


 
Friends just i logged into gpay and saw this.
Will it make sense if i take it after holding Magnus card?
Sorry if some of u think that my query is likely a buzz lol
Key input I kept other 2 slots free with Axis bank is to get atlas and reserve later
So will ace help to upgrade?
Kindly provide ur inputs considering Magnus card thanks in advance 🤝🙌
My card portfolio as of April 2023:
SBI CB, Axis Magnus, AmEx MRCC&GOLD, SCB Manhattan, ICICI Apay&Coral, IndusInd Pinnacle, IDFC wealth, AU LIT, HDFC Regalia&Tata Neu
View attachment 15408
got it pre approved last week... can't find any usecase myself
 
Are you sure about Ace card? As far as I know, Ace doesn't provide cashback on govt transaction.
As per tnc, it's not excluded so you should get it. Will confirm once I do it myself, I haven't experienced first hand for NPS payment.
Magnus gives you the regular 1.2%. But as the NPS payment is 50K you can use it to reach the milestone benefit in months in which you are short. In which case the return goes to 6.2% So, a good use case for Magnus
Ok - for those who don't have Magnus, Ace would be good option
 
Back
Top