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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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Applied Rupay Select and VKYC completed by today.

When I will expect the CIBIL hit for my application? Till now there is no CIBIL hit made.
Hehe...No need to worry about cibil hit it PNB's part to do the same.
Now, Have you received the VKYC approval message from PNB.If yes then send you ITR's and its acknowledgments/Bank statement of last 6 months to PNB Card team at
creditcardpnb2@pnb.co.in

for quick processing of your application.
 
Hehe...No need to worry about cibil hit it PNB's part to do the same.
Now, Have you received the VKYC approval message from PNB.If yes then send you ITR's and its acknowledgments/Bank statement of last 6 months to PNB Card team at
creditcardpnb2@pnb.co.in

for quick processing of your application.
I keep everything ready but awaiting for VKYC approval message. The bank employee told me like my vKYC is approved and I will received the approval message in two days.
 
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On 17 June, I applied, VKYC approved, a discrepant email was received, I sent them all the documents, and they acknowledged it, then again, I received a discrepant SMS and email, and again I sent the documents.

I called customer care, she said wait for few days. 🙄
 
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On 17 June, I applied, VKYC approved, a discrepant email was received, I sent them all the documents, and they acknowledged it, then again, I received a discrepant SMS and email, and again I sent the documents, then I called customer care.

The representative said to wait a few days. 🙄
No need to send the same again and again . One time is enough if they acknowledged the first one.

Next step is, if 3 to 4 days have been passed since sending of documents then draft a mail asking status of your application and must mention appliaction number/ your mobile number and send it to
Creditcardho@pnb.co.in
 
My VKYC was approved within two days, but it is still showing as 'not applicable' in the app.
I regret applying for a credit card with this xxxxxxx bank.
 
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My VKYC was approved within two days, but it is still showing as 'not applicable' in the app.
I regret applying for a credit card with this xxxxxxx bank.
Even if you don't complete the kyc ,Up on tracking in app will show not applicable..
If you got the KYC approval message then just send the ITRs and acknowledgements again to Creditcardpnb2@pnb.co.in
else you will get application lying discrepant message.🙄🙄🙄
 
No physical verification for online appliaction and thereafter do VKYC .

With even 730 plus you may get PNB credit card if you have ITR and NIL delay payment in credit history.
Is bank statement necessary for salaried ?
 
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