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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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Got email from PNB that they need 6 months bank statement. I am not salaried person, what to do now? Should i send savings account statement or business statement of current account?
You can send Statement which is having more transactions
 
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No need to wait for physical card unless you want to use it in POS machine. Start using the card from now onwards!!
@chenrichy unable to change online limit from default limit 100rs , showing technical error and asking physical card delivered?
 

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guys got this email
Discrepant reasons for credit card application



· ITR DULY ACKNOWLEDGED BY INCOME TAX DEPTT. FOR ASSESSMENT YEAR 2023-24 (FY 2022-23) IS NOT UPLOADED

· SIX MONTH'S ACCOUNT STATEMENT IS NOT UPLOADED (IN WHICH SALARY IS CREDITED)
 
guys got this email
Discrepant reasons for credit card application



· ITR DULY ACKNOWLEDGED BY INCOME TAX DEPTT. FOR ASSESSMENT YEAR 2023-24 (FY 2022-23) IS NOT UPLOADED

· SIX MONTH'S ACCOUNT STATEMENT IS NOT UPLOADED (IN WHICH SALARY IS CREDITED)
yes, send the documents on email. Lets see what happens next.
 
Guys , I sent email with all the documents and today again I got an email asking for the same. Is this a mistake or what is it ? Is there a customer care number who I can call and confirm if they received everything they need ?
 
I applied for the card on last Friday, completed VKYC on Monday, send additional document on Wednesday. Today I got acknowledgement mail from them. Hope application will be approved soon.
 
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Guys , I sent email with all the documents and today again I got an email asking for the same. Is this a mistake or what is it ? Is there a customer care number who I can call and confirm if they received everything they need ?
Same here got email again. Now sent statement for 2 accounts. Lets see what happens next.
 
Congrats your PNB Credit Card Application No xxxxxxx is in-principle approved. Complete your Video KYC between 10AM to 5PM. visit www.pnbcard.in.-PNB

What is mean this ? I already completed video kyc. Why i am getting this ?
 
Congrats your PNB Credit Card Application No xxxxxxx is in-principle approved. Complete your Video KYC between 10AM to 5PM. visit www.pnbcard.in.-PNB

What is mean this ? I already completed video kyc. Why i am getting this ?
It’s usual message ! I too got this , your application under process
 
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