Took chance of upgrade from LTF Moneyback to FYF Diners Millenia

[Chaitanya-a]

So I somehow took chance of upgrading my LTF Moneyback card to FYF Diners Millenia card. Coz I was getting nothing out of Moneyback. Maybe from now on (I hope so) HDFC will give Limit increase or something.

I'll try this card for 1 free year. Let's see how it goes.

 

[0xfallup]

How did you do it... i also have noob moneyback cc 60k limit past 18 months 🙁

 

[pprakash11]

So I somehow took chance of upgrading my LTF Moneyback card to FYF Diners Millenia card. Coz I was getting nothing out of Moneyback. Maybe from now on (I hope so) HDFC will give Limit increase or something.

I'll try this card for 1 free year. Let's see how it goes.

Tell how the experience was ?
And how the upgrade actually took place ?

 

[Chaitanya-a]

How did you do it... i also have noob moneyback cc 60k limit past 18 months 🙁

All thanks to @Rahul Gupta . He was also suffering from same Moneyback card and messaged HDFC Grievance cell to upgrade quoting high number of txns. I wrote same thing in the mail despite having almost zero txn from this card. I also asked them to convert it to LTF but they're unable to provide LTF. Neither him nor me.

First they simply wrote Millenia but then I asked them I'll upgrade only if you'll give me Diners Millenia. Today got the mail that diners card has been generated and will be dispatched shortly.

 

[Chaitanya-a]

Tell how the experience was ?
And how the upgrade actually took place ?

HDFC guys test so much of patience. They literally reply in 4-5 days.
I wrote message to Grievance cell and asked them I need an upgrade quoting higher number of txns.

 

[0xfallup]

All thanks to @Rahul Gupta . He was also suffering from same Moneyback card and messaged HDFC Grievance cell to upgrade quoting high number of txns. I wrote same thing in the mail despite having almost zero txn from this card. I also asked them to convert it to LTF but they're unable to provide LTF. Neither him nor me.

First they simply wrote Millenia but then I asked them I'll upgrade only if you'll give me Diners Millenia. Today got the mail that diners card has been generated and will be dispatched shortly.

what is your limit?

 

[pprakash11]

Meanwhile, I am still struggling and waiting for their reply on their Alumni offer.

 

[Chaitanya-a]

what is your limit?

1L

 

[0xfallup]

1L

is this the initial limit and how many years have been passed ?

 

[Chaitanya-a]

Meanwhile, I am still struggling and waiting for their reply on their Alumni offer.

I told you they reply in weeks😂
Give grievance redressal team a try as well.

 

[pprakash11]

HDFC guys test so much of patience. They literally reply in 4-5 days.
I wrote message to Grievance cell and asked them I need an upgrade quoting higher number of txns.

💯 💯
Their grievance cell is also very slow.

So only upgrade, or LE too ?

 

[Chaitanya-a]

💯 💯
Their grievance cell is also very slow.

So only upgrade, or LE too ?

Only upgrade 🙁

 

[0xfallup]

Today i upgraded my account to preferred ...through family programme...lets see what happens

 

[Chaitanya-a]

Today i upgraded my account to preferred ...through family programme...lets see what happens

I'm having preferred account only. No use

 

[0xfallup]

I'm having preferred account only. No use

F...now i am demotivated ..thinking of closing the card and applying C2C

 

[SiddharthR]

So I somehow took chance of upgrading my LTF Moneyback card to FYF Diners Millenia card. Coz I was getting nothing out of Moneyback. Maybe from now on (I hope so) HDFC will give Limit increase or something.

I'll try this card for 1 free year. Let's see how it goes.

Extracted almost 3.75% value back from Business Moneyback CC coz of Spend based offer & HDFC glitch in Croma Voucher (₹1K voucher @2400RP)

---

So, offer is spend 180K & get 4K voucher (spend from 1st Feb to 31st March)

Spent ₹180K on BharatNXT (Real Business spends):

1. Normal RP= 3200 RP (~₹1.3K)
2. Milestone for ₹180K spend in Anniversary year = 2500 RP (~₹1K)
3. Quarterly Benefit (Spend ₹50K) = ₹500
4. Voucher= ₹4K

Total = ₹1.3K + ₹1K + ₹0.5K + ₹4K = ₹6.8K
(Approx 3.75% for ₹180K spend)

 

[Chaitanya-a]

Extracted almost ~3.75% value back from Business Moneyback CC coz of Spend based offer & HDFC glitch in Croma Voucher (₹1K voucher @2400RP)

---

So, offer is spend 180K & get 4K voucher (spend from 1st Feb to 31st March)

Spent ₹180K on BharatNXT :
Normal RP= 3200 RP (~₹1.3K)
Milestone for ₹180K spend in Anniversary year = 2500 RP (~₹1K)
Quarterly Benefit (Spend ₹50K) = ₹500
Voucher= ₹4K

Total = ₹1.3K + ₹1K + ₹0.5K + ₹4K = ₹6.8K
(Approx 3.75% for ₹180K spend)

Moneyback must've been surprised and saying ki ye kon hai jisne meri bhi value nikal li😂

 

[SiddharthR]

Moneyback must've been surprised and saying ki ye kon hai jisne meri bhi value nikal li😂

10 months old card, 2.5L spend till now & ₹10K value back😎

1. ₹1.5K for Online application (Spend ₹50K in first 90 days)
2. ₹2K voucher for spend based offer (Spend ₹50K in first 90 days)
3. And now above one ₹6.8K

{Both 1. & 2. offers satisfied in one ₹50K spend}
Total ~₹10K😎😅

This is how to extract cashback even from, I must say, very low end card

And u guys (@Life_style @Chaitanya-a @Wealth is my birth right! @Slayer ) keep giving various names to Moneyback 😂

 

[Deleted member 5552]

All thanks to @Rahul Gupta . He was also suffering from same Moneyback card and messaged HDFC Grievance cell to upgrade quoting high number of txns. I wrote same thing in the mail despite having almost zero txn from this card. I also asked them to convert it to LTF but they're unable to provide LTF. Neither him nor me.

First they simply wrote Millenia but then I asked them I'll upgrade only if you'll give me Diners Millenia. Today got the mail that diners card has been generated and will be dispatched shortly.

Any special reason for selecting Diners Club card?

 

[arunb248]

You did a blunder mistake just like me...