Rohit75
TF Select
Like other PSU banks Union Bank has also launched their credit card in Rupay Platform (Platinum and Select).
At late September I got PNB Rupay Platinum card with 75,000/- limit after 35 days of application but Union Bank took only 13 days to approve and dispatch the card to my address. I applied through branch and it was very smooth. Just opened a saving account (general) with 15,000/- funding. Submitted both form (Account opening and CC). Docs given 2 years ITR.
No SMS confirmation about CC application but received one notification that a letter booked in Mumbai to Kolkata via Indiapost after 10 days and today I received the card.
Unboxing:
Pretty much normal packaging like debit card, no special fancy packaging or extra boxes. Card is not ugly but not good looking as compared to my PNB Platinum.
Verdict: This credit card is not for you if you’re looking for handsome rewards on ongoing spends. If you’ve high ongoing monthly spends and still don’t wish to pay any fees for credit card, you should instead explore Bob Credit Card (reward rate is high).
At late September I got PNB Rupay Platinum card with 75,000/- limit after 35 days of application but Union Bank took only 13 days to approve and dispatch the card to my address. I applied through branch and it was very smooth. Just opened a saving account (general) with 15,000/- funding. Submitted both form (Account opening and CC). Docs given 2 years ITR.
No SMS confirmation about CC application but received one notification that a letter booked in Mumbai to Kolkata via Indiapost after 10 days and today I received the card.
| Type | Rupay Platinum |
|---|---|
| Fees | 1st Year Free | Annually 299+GST (waived for 30k spending in previous year) |
| USP | Swiggy and all Rupay Offer |
| Rewards | 0.5 to 1.5% (Points covertable to cashback) |
Unboxing:
Pretty much normal packaging like debit card, no special fancy packaging or extra boxes. Card is not ugly but not good looking as compared to my PNB Platinum.
Verdict: This credit card is not for you if you’re looking for handsome rewards on ongoing spends. If you’ve high ongoing monthly spends and still don’t wish to pay any fees for credit card, you should instead explore Bob Credit Card (reward rate is high).
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