You could wait until you get it as LTF, but Millennia is a good card to buy Amazon vouchers through Amazon app and get 5% CB and also a step closer to climb the ladder with fee waiver at 1L which is easy to achieve.
Why I want to downgrade ? Long back my rm pushed regalia and i rejected it. In those days accepting sodexo coupons itself was a big deal. For me all HDFC CCs are MDCs, Nue is OK but slowly becoming MDC.
go ahead and spend 40K plus within a month and have 1 lakh in savings for a month and ask for ltf. they will happily covert fyf to ltf. that's the shortest and easiest way possible.
go ahead and spend 40K plus within a month and have 1 lakh in savings for a month and ask for ltf. they will happily covert fyf to ltf. that's the shortest and easiest way possible.
go ahead and spend 40K plus within a month and have 1 lakh in savings for a month and ask for ltf. they will happily covert fyf to ltf. that's the shortest and easiest way possible.