Upgrade Your Amex Card and Get 1,35,000 MR Points

[coolguy1]

Amex plans to start 2024 with a grand reward of 1,35,000 MR points when upgrading to a Platinum Charge card.

Users currently holding Amex Platinum Travel, Amex Platinum Reserve and Amex Gold Charge card are getting these offers.
You can see it in the app, refer to the screenshots attached below.

For the heavy spenders, this is a great deal since you get multiple loyal hotel loyal memberships and do anything concierge service.

If you don't spend a lot of money but feel the points can help, you can still upgrade for the points.


If you don't need the points, you can get the Amex Platinum Travel or the Amex MRCC card which remains the best card for monthly spends between 6K-40K.




T&C: https://www.americanexpress.com/con...ts/IA_New_Plat_RCP_Upgrade_Q1_2024_MT_TnC.pdf

 

[card_monarch]

Hey bro - let me answer this from my experience of 2 scenarios. 1 was approved (me), 1 was rejected (my sister)

1. I applied on a Thursday / Friday, received a call on Monday / Tuesday. My sister received it yesterday. However, I do know some people who still haven't got the call, you will get it, don't worry (I was worried at first as well)

2. If you hold Gold/MRCC/Plat, and receive the offer on Plat Travel, in many cases they don't ask you about your Gold Charge and ask you to fill a fresh form for Platinum charge. In that case, you can hold 2 charge + 2 credit cards (but this from what I see is extremely rare)

3. If you receive the offer on Gold Charge, do know that they will definitely close your Gold and replace it with the Platinum. Nothing changes, the card number remains the same as well.

4. My sister did not receive a reference number on my email, and hence was being told this is due to her income documents not being updated with AMEX. They were extremely strict on the 25L+ income criteria. We tried to get them to waive this off somehow, even asked for a manager call but did not work and her application was rejected.

5. If your income is above 25L and is already updated with them, they will provide the email with reference number, and most likely you won't even need to get a call from them (but some are still getting calls just to confirm they are interested and not directly the card)

From what I read, you are short >1L from the 25L income criteria. I suggest when they ask if its above 25L, just go ahead and say yes it is. They most likely will ask for verification, but when they do and see its 24L, they might make it an exception and approve it.

We straight up for my sister on call said its not 25L, so they did not entertain that at all. Hope that clears.

Did they do a fresh KYC for you, including sharing PAN and address proof over video call?

 

[navam]

Just caught up on the entire thread, just adding my two cents here since I have used marriot quite extensively till last year.

The best value I ever got for 1 mb point is 1.7rs at Ritz Carlton in Japan. (I think the only place where I saw more redemption was their resort in masai mara, I'm sure there are more)

Some tips regarding using mb points -
1. You will find the most value at their costliest resorts(PS: nothing in India will give worthwhile redemption) 1.4 - 2.5 (2.5 that one time ever at masai mara) Toh use the filter to only look at those.
2. There is almost no use of thinking about marriot for cheap/middle level properties as the redemption would drop to 0.5-0.9
3. Look for property atleast 6 months before (if not earlier) so that you can find those pointsavers they can bump up redemption value.

Personally speaking this year I booked everything in Thailand using accor and it felt much easier and straightforward to use. Since the math is simple you don't have to run after the best value and instead just book what makes sense to you and your family.

 

[coolguy1]

If a get a salary slip of around 3L / month from a local firm
And transaction shown in bank account
Will amex approve card?

Do you want to apply fresh or do you have an upgrade offer?

DM me your current portfolio and credit score, I can analyze and suggest the best way to get the card! 🙂

 

[D7162]

Received cards
Beautiful... For once I thought it's most beautiful (may be because of 70k 😄)
But than I looked on Magnus, it's equal beautiful
And LTF one card looks equal good in finishing wise

 

[COmM4nDer]

I got an upgrade offer from AMEX Gold Charge card to Amex Platinum Travel CC. Is it worth the upgrade?

 

[Deleted member 9785]

Ritz is charging 925 for boat.i believe sea plane is around 1400.its such a rip off as island is very near to male and it takes only 10 mins via plane and 40 mins via boat.still its charging such exorbitant amount.

even if you get free stay at these properties it will still cost around 5-6 lac for 2 for 5 days.breakfast for 2 is around 150usd which is 12000rs.i was checking the menu a butter nan would cost around 12-15usd.which is crazy.

cheapest marriot property is le meridian which will require around 200K points in off season and 275-300K in season.St Regis and Ritz require anywhere between 450K to 600K depending on dates.

Those who are looking for 135K redemption the best bet will be bali or some properties in Thailand such jw khao-lak

obviously its money paid for ego massage and show off like diamonds

 

[coolguy1]

I got an upgrade offer from AMEX Gold Charge card to Amex Platinum Travel CC. Is it worth the upgrade?

It would be better to keep the Gold Charge and apply for Plat Travel as an additional card.
This way you can keep earning the 1k reward points and get extra benefits from the Plat Travel!

 

[COmM4nDer]

It would be better to keep the Gold Charge and apply for Plat Travel as an additional card.
This way you can keep earning the 1k reward points and get extra benefits from the Plat Travel!

Thanks will call em if thats possible.

 

[ALOAK]

I got an upgrade offer from AMEX Gold Charge card to Amex Platinum Travel CC. Is it worth the upgrade?

Nope keep gold charge card for upgrading to.plat chg not plat travel but you can apply for plat travel separately through referral.or through their website

 

[mojo_jojo123]

is there any retention offers Amex gives for MRCC ? if yes then what is it ?

 

[Praveen_C]

Certainly many users got it. I only have smart earn, uses it probably 2-3 times a month but still got this upgrade offer. I'm definitely not going to upgrade as i don't need it. I can't manufacturer such high travel based spends to justify this card.

I'm not sure what the targeted criteria is. I own Gold Charge and have used it consistently over the past 3 years without missing payments. I was hoping for an upgrade to Plat Charge. But, I received upgrade option to Plat Travel instead. I don't want to apply it through website as I would be missing out on 1.3L MR points. What was your yearly spend ?

 

[D7162]

I'm not sure what the targeted criteria is. I own Gold Charge and have used it consistently over the past 3 years without missing payments. I was hoping for an upgrade to Plat Charge. But, I received upgrade option to Plat Travel instead. I don't want to apply it through website as I would be missing out on 1.3L MR points. What was your yearly spend ?

You can anyway apply using referral and ask amex to give points in place of Taj voucher, people got around 100-115k points

 

[V360V360 is verified member.]

@bvc19296 - sharing more details on this - Just got a call and since most of us had lot of questions, I clarified everything

1. Incase you want your GC to be upgraded to PlatC, they will upgrade the card immediately and you loose your GC forever
2. Incase you want to keep MRCC + GC + Plat Travel and also get PlatC, they will give you a fresh upgrade link. You need to use this exclusive link for the 135000 MR points offers, complete VKYC and you can use all 4 cards
3. Income criteria should be 25L and above - however if your payment history is good, then there are exceptions - again depends on whether the executive who called is ready to help or not

AMEX is literally pushing PlatC in an aggressive manner.

Filled the form on Saturday and they sent an email to complete VKYC - did not initiate anything from my end and today I see the card is approved already.

Soon PlatC will be rebranded as Super Basic from Super Premium 🤣🤣

 

[praneeth999]

I'm not sure what the targeted criteria is. I own Gold Charge and have used it consistently over the past 3 years without missing payments. I was hoping for an upgrade to Plat Charge. But, I received upgrade option to Plat Travel instead. I don't want to apply it through website as I would be missing out on 1.3L MR points. What was your yearly spend ?

My yearly spends couldn't even meet annual fee waiver of smart earn card.

 

[ALOAK]

I just recived my gold charge today

 

[gg123]

AMEX is literally pushing PlatC in an aggressive manner.

Filled the form on Saturday and they sent an email to complete VKYC - did not initiate anything from my end and today I see the card is approved already.

Soon PlatC will be rebranded as Super Basic from Super Premium 🤣🤣

Instead of this they should improve gold charge. to compete with infinia, Emeralde and Magnus.

 

[ALOAK]

They just released offer on mrcc 24 MR for every 100 spend

 

[CoolGeek]

It would be better to keep the Gold Charge and apply for Plat Travel as an additional card.
This way you can keep earning the 1k reward points and get extra benefits from the Plat Travel!

Is there any time gap between MRCC card & Amex Platinum card? I got my Amex card last week, and I am planning to apply for a new Platinum card

 

[vaibhav111vaibhav111 is verified member.]

Is there any time gap between MRCC card & Amex Platinum card? I got my Amex card last week, and I am planning to apply for a new Platinum card

i would have asked same question but i already know the answer. applied for gold charge yesterday and i would be applying plantium travel too. once approved you can apply for another Amex.

 

[V360V360 is verified member.]

i would have asked same question but i already know the answer. applied for gold charge yesterday and i would be applying plantium travel too. once approved you can apply for another Amex.

Yes - there is no cool off period b/w 2 applications.