Upgrade Your Amex Card and Get 1,35,000 MR Points

[coolguy1]

Amex plans to start 2024 with a grand reward of 1,35,000 MR points when upgrading to a Platinum Charge card.

Users currently holding Amex Platinum Travel, Amex Platinum Reserve and Amex Gold Charge card are getting these offers.
You can see it in the app, refer to the screenshots attached below.

For the heavy spenders, this is a great deal since you get multiple loyal hotel loyal memberships and do anything concierge service.

If you don't spend a lot of money but feel the points can help, you can still upgrade for the points.


If you don't need the points, you can get the Amex Platinum Travel or the Amex MRCC card which remains the best card for monthly spends between 6K-40K.




T&C: https://www.americanexpress.com/con...ts/IA_New_Plat_RCP_Upgrade_Q1_2024_MT_TnC.pdf

 

[Dr. Drake]

did you guys see the new offer from Amex for redeeming the points for stay, dinning adventure in Jaipur Goa View attachment 42777Sweden

yeah too expensive, I didn't feel the worth
I checked for Gir 2N with private jeep @90k points

Goa boats felt like a decent redemption price almost at par as retail. Few more redeem options available but I'm gonna still redeem Taj 🤣

 

[theglobalinvestor]

Is this upgrade offer a pre approved upgrade or does it involve cibil hit, docs submissions, address verification, vkyc etc?

 

[vikramsrit]

Is this upgrade offer a pre approved upgrade or does it involve cibil hit, docs submissions, address verification, vkyc etc?

I went through a VKYC. That's all. Don't think there is a CIBIL hit. Didn't have to submit any documents and didn't do any address verification. In fact, got the card at a location which is not serviceable by Amex. I guess it works only for upgrade. Your address and address on the Aadhar/ID should match.

 

[theglobalinvestor]

I went through a VKYC. That's all. Don't think there is a CIBIL hit. Didn't have to submit any documents and didn't do any address verification. In fact, got the card at a location which is not serviceable by Amex. I guess it works only for upgrade. Your address and address on the Aadhar/ID should match.

How did you get an amex card in the first place to a non serviceable location?

 

[vikramsrit]

How did you get an amex card in the first place to a non serviceable location?

Oh, no no...I got my 1st Amex card in Bangalore a few years back. For past couple of years, I am working from home which is a not serviceable pin code for Amex.

 

[theglobalinvestor]

Oh, no no...I got my 1st Amex card in Bangalore a few years back. For past couple of years, I am working from home which is a not serviceable pin code for Amex.

Ok. So you changed address to non serviceable location after getting your first card? How?

 

[BVCBVC is verified member.]

Ok. So you changed address to non serviceable location after getting your first card? How?

You can update your address with Amex by giving the address proof.

Citi and Amex allows to change the address proof to non serviceable location after approval. But you cannot apply new card with unserviceable location. Not sure of other banks like HSBC, SCB.

 

[vikramsrit]

Ok. So you changed address to non serviceable location after getting your first card? How?

I did not change my address. What they simply asked me for was - in the upgrade application, to mention the same address in the communication address which is there on my Aadhar. And in the VKYC they just validated that.

 

[Dr. Drake]

Ok. So you changed address to non serviceable location after getting your first card? How?

You kyc on adhaar address & after approval request on any address in india they will deliver it via India post (1st time free)

 

[captswatisingh]

Hhello ppl , first time on technofin I read the first 5 pages of discussion would like to get opinions on continuing this year with my amex platinum card or no? They aren't offering much just 20k taj vouchers and the usual 10k bday taj vouchers. Thoughts?

 

[captswatisingh]

With Axis Magnus gone and Infinia is rare to get, everyone has reached out to Amex cards. Now Amex is on approving spree. Let’s see how well they manage to give retention benefits for their cards.

Not a welcoming retention bonus just 20k taj vouchers.

 

[BVCBVC is verified member.]

Not a welcoming retention bonus just 20k taj vouchers.

Your spends on the card for the last year??

 

[hrish88]

Your spends on the card for the last year??

It doesn't matter i spent around 6L and i have been offered same 20K vouchers.due to some emergencies i spend 25L more on the card.still they offered me the same thing

 

[BVCBVC is verified member.]

It doesn't matter i spent around 6L and i have been offered same 20K vouchers.due to some emergencies i spend 25L more on the card.still they offered me the same thing

Okay. They are not willing to do so because they want only NTC(New to card members 😋) only upgrade.

 

[captswatisingh]

Your spends on the card for the last year??

15 Lakhs .

 

[captswatisingh]

Okay. They are not willing to do so because they want only NTC(New to card members 😋) only upgrade.

The question still remains, is it worth continuing the card or should I just downgrade the card?

 

[hrish88]

The question still remains, is it worth continuing the card or should I just downgrade the card?

How can anyone answer this for you.if you extract value worth 40K or more from this card the continue using it.In my case i renewed it because it was worth for me.

 

[BVCBVC is verified member.]

The question still remains, is it worth continuing the card or should I just downgrade the card?

First things first Amex Plat charge shouldn’t be considered value for card for retention bonus and all, it’s purely lifestyle based card. Its value lies in the card itself and the lifestyle benefits it offers. Depends on individual choice

 

[Dr. Drake]

First things first Amex Plat charge shouldn’t be considered value for card for retention bonus and all, it’s purely lifestyle based card. Its value lies in the card itself and the lifestyle benefits it offers. Depends on individual choice

did your Marriot gold status reflecting? Mine except marriot all updated

 

[ksantu37]

Can we request for add on card in the upgrade form (if existing card on which upgrade is available didn’t have one) or we need to raise it separately post approval?