Gaara
TF Ace
Wow, that's a big box
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Upgraded BOB Premier to ETERNA LTF after 18 email chains
- Thread starter ank_sh1
- Start date
ank_sh1
TF Premier
Oops, yeah. My bad
ank_sh1
TF Premier
Ignore my reply. I was the one with lesser limit 1.5L haha.
ank_sh1
TF Premier
Yes agreed. It was a good experience. Now Infinia unboxing is on my hitlist, will take rest from this credit card game once I get it hahaWow, that's a big box
I think bob doesn't have the system to suppress cibil hits. Well done. Enjoy your free eterna
peregrine0falcon
TF Select
I requested BOB to upgrade my premier (Feb 2024 acquired with 50k limit) card and they reverted back saying that I should wait for 1 year but apparently they did a CIBIL hit. Now, they are asking me for the CIBIL report to rectify the mistake. The war begins.
Akshay Ajmera
TF Select
Wow bro, nice
_amit_
TF Premier
Can you please share the exact name which created the entry?
BOB or BOBCARD or BOBFINANCIAL?
peregrine0falcon
TF Select
Batmanbaba
TF Legend
Dont meet the income criteria..... But still mailed... Lets see.... I got easy card too without any documents and was able to upgrade to premier ltf also without any documents......
SonyTom
TF Ace
Do you have a BOB savings account?
Batmanbaba
TF Legend
Yes.. But I don't think it matters in bob just like sbi as credit card division is different from banking division
So, around May 27th I asked them for an upgrade to Eterna card (paid) and they asked me to fill an upgrade form and share 3 months salary slips and bank statement along with it, which I did.
for the next 2 weeks I kept on asking for an update on my upgrade request and they said it is awaiting approval from higher authorities.
in between they offered me a Pre-approved limit enhancement offer which I accepted on my Premier card.
they also made a Cibil Enquiry in between. when I chased them for an update, again, they denied my upgrade stating my limit was recently increased and I should wait for another 12 months before asking for card upgrade.
I told them that I raised upgrade request long before you guys sent me a pre-approved offer on limit enhancement but they were deliberate and kept on asking me to wait for another 12 months.
I asked them to either remove my Cibil Enquiry or offer me Eterna Card LTF as I had already wasted 1+ months talking to them and getting exhausted. I told them that if my conditions are not honoured, I would report them to RBI ombudsman as they made a Cibil Enquiry, offered me limit enhancement and then denied stating I accepted limit enhancement.
Couple of minutes back, they replied to me to inform that my Eterna Card is approved (did not mention on if it's LTF or Paid) and said the card will be dispatched shortly.
I have asked them whether they have approved it LTF, as I was deliberate on either they remove my Cibil Enquiry or offer me LTF.
what are my chances now to secure Eterna LTF?
for the next 2 weeks I kept on asking for an update on my upgrade request and they said it is awaiting approval from higher authorities.
in between they offered me a Pre-approved limit enhancement offer which I accepted on my Premier card.
they also made a Cibil Enquiry in between. when I chased them for an update, again, they denied my upgrade stating my limit was recently increased and I should wait for another 12 months before asking for card upgrade.
I told them that I raised upgrade request long before you guys sent me a pre-approved offer on limit enhancement but they were deliberate and kept on asking me to wait for another 12 months.
I asked them to either remove my Cibil Enquiry or offer me Eterna Card LTF as I had already wasted 1+ months talking to them and getting exhausted. I told them that if my conditions are not honoured, I would report them to RBI ombudsman as they made a Cibil Enquiry, offered me limit enhancement and then denied stating I accepted limit enhancement.
Couple of minutes back, they replied to me to inform that my Eterna Card is approved (did not mention on if it's LTF or Paid) and said the card will be dispatched shortly.
I have asked them whether they have approved it LTF, as I was deliberate on either they remove my Cibil Enquiry or offer me LTF.
what are my chances now to secure Eterna LTF?
get it LTF man.. you have a high chance, fight for it
I'm no longer interested in Eterna as Payzapp wallet will be devalued from August onwards, which was the sole reason to get this card.
I'll be persistent in asking them to either remove cibil enquiry or cancel Eterna card and bring back my Premier card LTF.
let's see how it goes.
I have fought a lot for this LTF. Spent more than 7L. still, they denied it.I'm no longer interested in Eterna as Payzapp wallet will be devalued from August onwards, which was the sole reason to get this card.
I'll be persistent in asking them to either remove cibil enquiry or cancel Eterna card and bring back my Premier card LTF.
let's see how it goes.
You can try. But I believe the chances are very slim.
