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Ways to get IDFC First Wealth Credit Card

kashyapaditya256

kashyapaditya256

TF Buzz
Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.
 
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Jetstone said:
I recently tried the different-phone-number approach.

Timeline of events:
  • 02 Mar - I requested for credit limit increase as well as an upgrade of my existing Select card to Wealth.
  • 06 Mar - The request was denied without reason and so I closed my Select card on the same day out of frustration.
  • When I tried to apply online for the Wealth card a few days later I kept getting the message 'Something went wrong. Try again later.' on the first screen.
  • 17 Mar - I tried again on but this time, with a new phone number and was able to get through the first screen without the above error.
  • I filled up the details and was offered a Select card without need for income proof.
  • I tried c2c next with my ICICI Coral card (limit 12L) but was again offered only the Select card on the next page.
  • Then, I tried bumping up my monthly salary to over 3L net and this time the system offered me the Wealth card without need for income proof!!
  • I went ahead and submitted the application with aadhar kyc half expecting it to be rejected.
  • 18 Mar - I was able to complete video kyc and I also received verification call but missed it
  • 21 Mar - The call came in again and the verification was completed.
  • 22 Mar - Card was approved and I was able to view it in my mobile app even though I had used a different phone number!
So the different-phone-number approach worked and I was able to bypass the cooldown period as well as make myself eligible for the Wealth card with adjustment to net income. 😉
Click to expand...
Recwntl
 
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The wealth card was approved today.
Used the same technique of closing an existing card and reapplying with a different number.

Timeline
April 2nd: Closed the existing 9-month-old Select card after multiple upgrade request rejections.
April 6th: Applied again with a different number (I tried different card combinations for c2c), the Select card was shown with an increased limit but no wealth. So I closed the application.
May 6th, 8 p.m.: Applied again with Amex MRCC (6 L) as C2C-Wealth shown with a 5.x L limit.
May 6th, 8:30 p.m.: vKYC was completed, but the status was not updated on the tracking page.
May 7th, 8 a.m.: application submitted; 11 a.m.: application verified
May 9th, 7 p.m.: verification call (asked about job model WFH, hybrid, or WFO; also told me about the old select card and its closed status).
May 10th, 10 p.m.: Application approved without any physical verifications.

My permanent Aadhaar address was not serviceable, so I used a friend's address as my current one. The office address was serviceable but in a different state.
I thought they might reject the application when there was a gap of three working days.(The Select Card was approved instantly last year.)

Thanks a lot, guys.
@Jetstone @vaibhav @Wealth is my birth right!
 
Last edited:
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hks789 said:
The wealth card was approved today.
Used the same technique of closing an existing card and reapplying with a different number.

Timeline
April 2nd: Closed the existing 9-month-old Select card after multiple upgrade request rejections.
April 6th: Applied again with a different number (I tried different card combinations for c2c), the Select card was shown with an increased limit but no wealth. So I closed the application.
May 6th, 8 p.m.: Applied again with Amex MRCC (6 L) as C2C-Wealth shown with a 5.x L limit.
May 6th, 8:30 p.m.: vKYC was completed, but the status was not updated on the tracking page.
May 7th, 8 a.m.: application submitted; 11 a.m.: application verified
May 9th, 7 p.m.: verification call (asked about job model WFH, hybrid, or WFO; also told me about the old select card and its closed status).
May 10th, 10 p.m.: Application approved without any physical verifications.

My permanent Aadhaar address was not serviceable, so I used a friend's address as my current one. The office address was serviceable but in a different state.
I thought they might reject the application when there was a gap of three working days.(The Select Card was approved instantly last year.)

Thanks a lot, guys.
@Jetstone @vaibhav @Wealth is my birth right!
Click to expand...
Looks like with high limit amex card, wealth is offered mostly.
 
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hks789 said:
The wealth card was approved today.
Used the same technique of closing an existing card and reapplying with a different number.

Timeline
April 2nd: Closed the existing 9-month-old Select card after multiple upgrade request rejections.
April 6th: Applied again with a different number (I tried different card combinations for c2c), the Select card was shown with an increased limit but no wealth. So I closed the application.
May 6th, 8 p.m.: Applied again with Amex MRCC (6 L) as C2C-Wealth shown with a 5.x L limit.
May 6th, 8:30 p.m.: vKYC was completed, but the status was not updated on the tracking page.
May 7th, 8 a.m.: application submitted; 11 a.m.: application verified
May 9th, 7 p.m.: verification call (asked about job model WFH, hybrid, or WFO; also told me about the old select card and its closed status).
May 10th, 10 p.m.: Application approved without any physical verifications.

My permanent Aadhaar address was not serviceable, so I used a friend's address as my current one. The office address was serviceable but in a different state.
I thought they might reject the application when there was a gap of three working days.(The Select Card was approved instantly last year.)

Thanks a lot, guys.
@Jetstone @vaibhav @Wealth is my birth right!
Click to expand...
How old was your MRCC?
If my select isn't upgraded to wealth in future - I too will close it and apply fresh as you.
 
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hks789 said:
The wealth card was approved today.
Used the same technique of closing an existing card and reapplying with a different number.

Timeline
April 2nd: Closed the existing 9-month-old Select card after multiple upgrade request rejections.
April 6th: Applied again with a different number (I tried different card combinations for c2c), the Select card was shown with an increased limit but no wealth. So I closed the application.
May 6th, 8 p.m.: Applied again with Amex MRCC (6 L) as C2C-Wealth shown with a 5.x L limit.
May 6th, 8:30 p.m.: vKYC was completed, but the status was not updated on the tracking page.
May 7th, 8 a.m.: application submitted; 11 a.m.: application verified
May 9th, 7 p.m.: verification call (asked about job model WFH, hybrid, or WFO; also told me about the old select card and its closed status).
May 10th, 10 p.m.: Application approved without any physical verifications.

My permanent Aadhaar address was not serviceable, so I used a friend's address as my current one. The office address was serviceable but in a different state.
I thought they might reject the application when there was a gap of three working days.(The Select Card was approved instantly last year.)

Thanks a lot, guys.
@Jetstone @vaibhav @Wealth is my birth right!
Click to expand...
Wow
Did it finally 👍
Sure it’s worth for the effort 🙌🤝
 
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I got mail to upgrade my IDFC bank account to the Select program, however, I'm getting Wealth CC. I requested that my RM give me a Wealth account upgrade in order to take Wealth CC. It looks like for IDFC, doling out credit cards is important to achieve some internal numbers. Does anyone have a wealth account? Pls share your experience using it.
 
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agentneo said:
I got mail to upgrade my IDFC bank account to the Select program, however, I'm getting Wealth CC. I requested that my RM give me a Wealth account upgrade in order to take Wealth CC. It looks like for IDFC, doling out credit cards is important to achieve some internal numbers. Does anyone have a wealth account? Pls share your experience using it.
Click to expand...
Wealth account is nothing extra special except.
1. ONE Free Medium Size Locker
2. VISA INFINITE Debit card with 3+3 Domestic Lounge Acces (card holder & companion), & 2 International Lounge access (through Lounge key only for primary)
 
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Can we send them an email threatening them with card closure if they don't upgrade my card?
Given that they give WEALTH cards to people who close their SELECT cards,
They might consider this option.
 
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