What are the Fee Waiver Options for Diners Black Card ?

[adilhusain]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

 

[adilhusain]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

 

[nitrogenSinghnitrogenSingh is verified member.]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

Can you please share your existing limit when you got upgraded to DCB?

 

[ashwinkashwink is verified member.]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

Add any utility bill auto pay

 

[spatone]

Add any utility bill auto pay

Does autopay work for Infinia and DCB too?

 

[ashwinkashwink is verified member.]

Does autopay work for Infinia and DCB too?

Not sure about Infinia as I know @TechnoFino what is your thoughts 🤔

 

[ujjawal]

Does autopay work for Infinia and DCB too?

No it doesn't. If can't spend 5L then you will have to pay annual fees which won't be worth as you won't be getting any reward points.

 

[jainsu]

1. Use it for rental payment may be to cross Annual fee milestone. 2. Otherwise try your luck by asking them that you do not wish to pay such high fee and make this as LTF. 3. Downgrade.

 

[helloworld]

If it is FYF, take it and downgrade to Millennia during renewal. If not, downgrade to Millennia as it's not beneficial to you with that fee.

 

[arjun]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

How did you requested? Email, customer support, and what all documents you had to share? What was your previous limit and what is your current limit offered? If you can share your salary or itr range if you got on basis of that?

 

[moonsmart]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

What was your limit on Moneyback card?

 

[adilhusain]

It was 48000 only, I think they made a mistake.

I emailed them via my registered mail id. I submitted my salary slips and card upgrade form. Previous limit was 48000 and new limit is 5 lakh.

 

[adilhusain]

1. Use it for rental payment may be to cross Annual fee milestone. 2. Otherwise try your luck by asking them that you do not wish to pay such high fee and make this as LTF. 3. Downgrade.

Thank u for your response.

 

[arjun]

I emailed them via my registered mail id. I submitted my salary slips and card upgrade form. Previous limit was 48000 and new limit is 5 lakh.

How much is your salary per annum? Can you give just a range? Just want to know because I am also thinking of requesting for an upgrade and want to know what can expect

 

[nitrogenSinghnitrogenSingh is verified member.]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

Manual or Pre-approved upgrade?

 

[arjun]

What's your annual ITR/salary?

Are you asking me or the thread owner?

 

[adilhusain]

Annual salary is above 6 lakh. I think they did it by mistake. I asked them to upgrade my card to millennia.

 

[adilhusain]

New update: Now they automatically issued me millennia credit card with the limit of 1 lakhs. DCB will automatically expire when i will activate millennia card or by September if I don't do so.
Overall i quiet happy with millennia bcz i don't do much of travelling and millennia's cash points is more useful to me.
I will try upgrade to infinia when i will be eligible.

 

[adilhusain]

Manual bro. I asked them to upgrade.

 

[adilhusain]

Thank u everyone for ur valuable time and suggestions!!