What is the best Life Time Free (for all) Credit Card?

[hiraktalukdar]

What is the best Life Time Free (for all) Credit Card?

 

[SSV]

CK emailed me with au guys in cc

Asking for office info and landmarks..

Surprised CK guys are following up

 

[srikant]

+ Millennia

But does it that easily become LTF?

 

[deep@vie]

But does it that easily become LTF?

Offline C2C,it's LTF.

 

[srikant]

Offline C2C,it's LTF.

I have a MoneyBack from 2015 -- recently changed to MoneyBack+ RuPay. I had upgrade to Millenia, but ignored it due to high minimum spend (and because it isn't available in RuPay).

Can I get Millenia still? Should I cancel the MoneyBack+ to get it? (Cancelling a card that old might be bad for credit score?)

What C2C can I do about it? I have BoB, PNB, Kotak and ICICI cards.

 

[deep@vie]

Cancelling an older card won't be a good decision.
You might get in DC only.
1l is not a big spend I guess.
Any card having 1l limit can be used as surrogate.

I have a MoneyBack from 2015 -- recently changed to MoneyBack+ RuPay. I had upgrade to Millenia, but ignored it due to high minimum spend (and because it isn't available in RuPay).

Can I get Millenia still? Should I cancel the MoneyBack+ to get it? (Cancelling a card that old might be bad for credit score?)

What C2C can I do about it? I have BoB, PNB, Kotak and ICICI cards.

 

[VISHESH_BANSAL]

Cancelling an older card won't be a good decision.
You might get in DC only.
1l is not a big spend I guess.
Any card having 1l limit can be used as surrogate.

Offline they can Process second Card via C2C ?

 

[deep@vie]

Offline they can Process second Card via C2C ?

2 primary cards,I guess no, other thing even if it's done, the limit will be shared & earlier limit will be there.

 

[deep@vie]

2 primary cards,I guess no, other thing even if it's done, the limit will be shared & earlier limit will be there.

For second card,surrogate won't be asked at all.

 

[harsh1387]

2 primary cards,I guess no, other thing even if it's done, the limit will be shared & earlier limit will be there.

Can hdfc upgrade to Millenia. I have business Moneyback which isn't useful to me except for hdfc instant discounts which is quite handy. Can I ask the RM to upgrade it to Millenia. If not can I get the Millenia as a second card making with Moneyback. I don't mind shared limit.

 

[Shubham Yadav]

Can hdfc upgrade to Millenia. I have business Moneyback which isn't useful to me except for hdfc instant discounts which is quite handy. Can I ask the RM to upgrade it to Millenia. If not can I get the Millenia as a second card making with Moneyback. I don't mind shared limit.

The answer of your both question is Yes but remember:

HoplessDFC is like a your crazy GF sometime she loves you like a hell give you everything you want but sometime she hates you like a crazy monkey doesn't give you nothing.

 

[deep@vie]

Can hdfc upgrade to Millenia. I have business Moneyback which isn't useful to me except for hdfc instant discounts which is quite handy. Can I ask the RM to upgrade it to Millenia. If not can I get the Millenia as a second card making with Moneyback. I don't mind shared limit.

You can get it upgraded,no primary second card allowed.

 

[harsh1387]

You can get it upgraded,no primary second card allowed.

OK. Do they upgrade easily or have to exert some pressure?

 

[deep@vie]

OK. Do they upgrade easily or have to exert some pressure?

Millennia is a basic card,should be done easily

 

[harsh1387]

Millennia is a basic card,should be done easily

LTF?

 

[D₹V]

But does it that easily become LTF?

Yes

 

[D₹V]

Asking for office info and landmarks..

Surprised CK guys are following up

Comission ka chakkar babu bhaiya

 

[D₹V]

Millennia is a basic card,should be done easily

It's not basic card .

 

[deep@vie]

It's not basic card .

When did it become premium,he didn't tell me

 

[srikant]

Yes

How?

 

[D₹V]

How?

By requesting bank.