What is the best Life Time Free (for all) Credit Card?

[hiraktalukdar]

What is the best Life Time Free (for all) Credit Card?

 

[D₹V]

When did it become premium,he didn't tell me🤣

Neither I said it's premium.

I can say, it's a good midrange cashback card.

 

[deep@vie]

Neither I said it's premium.

I can say, it's a good midrange cashback card.

no doubt,it's a good card Especially for online usage👍

 

[deep@vie]

Which bank?🤣

By requesting bank.

as hdfc not entertaining.

 

[srikant]

By requesting bank.

OK, figured out from another thread that Grievance.HDFC or something is a good one to email. The normal HDFC CC Customercare is utter bakwaas, that's why I was wondering ...

Btw will Grievance email ID also do enhancement without pestering me to send hard copies by post?

 

[deep@vie]

OK, figured out from another thread that Grievance.HDFC or something is a good one to email. The normal HDFC CC Customercare is utter bakwaas, that's why I was wondering ...

Btw will Grievance email ID also do enhancement without pestering me to send hard copies

It depends on their mood.
They might do it with scanned copy only.

 

[Rohith-2009]

OK, figured out from another thread that Grievance.HDFC or something is a good one to email. The normal HDFC CC Customercare is utter bakwaas, that's why I was wondering ...

Btw will Grievance email ID also do enhancement without pestering me to send hard copies by post?

They'll tell you to send documents by post . But you have to refuse that and you want to share documents digitally. If needed, you need to yell at them. Then they'll ask you to send documents

 

[D₹V]

OK, figured out from another thread that Grievance.HDFC or something is a good one to email. The normal HDFC CC Customercare is utter bakwaas, that's why I was wondering ...

Btw will Grievance email ID also do enhancement without pestering me to send hard copies by post?

I sent to Grievance.Redressalcc@hdfcbank.com

And received reply from Escalation 😂.

 

[srikant]

They'll tell you to send documents by post . But you have to refuse that and you want to share documents digitally. If needed, you need to yell at them. Then they'll ask you to send documents

Oh, that worked to convert my MoneyBack MC to MoneyBack+ RuPay - but for LE even after yelling they again asked for documents. I've put them in a drop box. If this goes through, I'll forgive them. Otherwise I'll still keep this card until my new cards age a bit, and then dump them.

 

[Rohith-2009]

Oh, that worked to convert my MoneyBack MC to MoneyBack+ RuPay - but for LE even after yelling they again asked for documents. I've put them in a drop box. If this goes through, I'll forgive them. Otherwise I'll still keep this card until my new cards age a bit, and then dump them.

But after yelling at them, they accepted my documents and provided LE too before a few months

 

[SSV]

yelling at them

I didn't know it works... Good to know though... 😉

 

[srikant]

But after yelling at them, they accepted my documents and provided LE too before a few months

OK, did you yell at the Grievance email ID or the regular customer care?

I haven't emailed the Grievance email ID yet. I might do that to get an LTF Millenia or Neu Infinity at some point. Assuming this particular LE from envelope-in-drop-box goes through.

 

[Rohith-2009]

OK, did you yell at the Grievance email ID or the regular customer care?

I haven't emailed the Grievance email ID yet. I might do that to get an LTF Millenia or Neu Infinity at some point. Assuming this particular LE from envelope-in-drop-box goes through.

Grievance email ID only.

 

[hritiksakshi]

Idfc first wealth

 

[CardTox]

I have Apay as life time free with 7.2l limit!

 

[Rohith-2009]

I have Apay as life time free with 7.2l limit!

Apay is LTF by default. What's the point in mentioning it

 

[D₹V]

Apay is LTF by default. What's the point in mentioning it

Hota hai bhay!!!

 

[CardTox]

Apay is LTF by default. What's the point in mentioning it

I didn't know aPay is excluded from this discussion being LTF!!!

 

[srikant]

OK, did you yell at the Grievance email ID or the regular customer care?

I haven't emailed the Grievance email ID yet. I might do that to get an LTF Millenia or Neu Infinity at some point. Assuming this particular LE from envelope-in-drop-box goes through.

Looks like it did go through - at least they have created a "case" about it. They say I could expect closure by 22 Sep.

 

[Rohith-2009]

Looks like it did go through - at least they have created a "case" about it. They say I could expect closure by 22 Sep.

They always take too much time but if we get any negative response that will irritate us because of the delay. They did that to me today

 

[shsinha]

AU LIT LTF is very interesting. base rate is minimum but, you can smartly get ~ 10% by choosing right add-on benefits and compounding multiple benefits together.