Whats the story behind cb card
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What's that Credit Card you got with minimum effort and maximum effort?
- Thread starter Ram1
- Start date
Stuck with MB+ for last 4 yrs😪
I don't think now I'll ever get SBI cashback card bcz of over leverage policy
and Apay bcz the ICICI person told me the weirdest reason I've ever heard for rejection- you're 30 yrs old, so no card for you
Totally wrong fact, I procured Apay credit card after crossing 35.
borg
TF Select
so did i, infact before 35 i only had 1 or 2 cards, now >20 cards at 45yrs
kindly try hdfc emailing techniques to request for card upgrade.
I just had little more self-respect that why I blacklisted HDFC.
I also had similar exp with HDFC, I mailed to Chennai office and asked for Infinia based on ITR and other cc spends. I had regalia ltf which I have not used much. Even with 10L spend in 6months on amex and atlas with foreign spends of 6L they rejected the application without any reason. I contacted HDFC MD then same responses then I just told them If you cant respect HNI then I also in no need to keep any relationship with HDFC. I will be closing all hdfc products (cc,saving accounts, pension funds, insurances) from my all-family members and I did that. Its junk bank with no respect to customers.
P.S. INFINIA is not cc, its product they gave in exchange of ULIPS
I also had similar exp with HDFC, I mailed to Chennai office and asked for Infinia based on ITR and other cc spends. I had regalia ltf which I have not used much. Even with 10L spend in 6months on amex and atlas with foreign spends of 6L they rejected the application without any reason. I contacted HDFC MD then same responses then I just told them If you cant respect HNI then I also in no need to keep any relationship with HDFC. I will be closing all hdfc products (cc,saving accounts, pension funds, insurances) from my all-family members and I did that. Its junk bank with no respect to customers.
P.S. INFINIA is not cc, its product they gave in exchange of ULIPS
theXfactor
TF Select
You haven't ignored this one too
Seems like Infinia will be a tough one to get..
Just spoke with HDFC about it.
New requirements:
Just spoke with HDFC RM who connected me to the branch Credit Card.
They said 2 more conditions would be required:
1. 9L spends would need to be done on Regalia First. (Abysmal waste of rewards...)
2. Closure of all other HDFC credit cards.. not sure why. So RIP Bonvoy and Swiggy. But I don't want to close Bonvoy for the loyalty tier..
Just spoke with HDFC about it.
New requirements:
So I have 3 cards from HDFC, Regalia First, Bonvoy, Swiggy.
Just spoke with HDFC RM who connected me to the branch Credit Card.
They said 2 more conditions would be required:
1. 9L spends would need to be done on Regalia First. (Abysmal waste of rewards...)
2. Closure of all other HDFC credit cards.. not sure why. So RIP Bonvoy and Swiggy. But I don't want to close Bonvoy for the loyalty tier..
Whats the story behind cn
Upgrade to millinia, ur limit not greater than 1L?
They did any physical verification?
Thats wrong info, try through other sources. Or apply directly by urself in icici site
This is true, they cashing through ulips in the name of infinia. I strictly said no to one RM
Last edited:
kuchbhi
TF Premier
ye icici wale
inki toh khair nahi!
Ok what i suggest you now is, take DCB upgrade through priority redressal. Almost same reward rate as infinia. Start heavy spending when u r ready for infinia attempts
theXfactor
TF Select
So basically according to him, one can get cards only between 18 - 30 yrs of age. Start trying for EPM/Infinia type of cards from childhood and by the time you turn 29 one would get it
theXfactor
TF Select
Yours is Metal variant...right? FYF? I think, that's what they issue these days.
No physical verification for both of them. Also both taken on relative address residing in bhopal because my pincode is non-serviceable.
Later address changed to my home address in both of them.
Where is max effort here bhai😀
