aniketkr.sharma
TF Ace
Which android version you are using & on which phone?
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Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?
- Thread starter Anindya98
- Start date
- Featured
senasenthil
TF Premier
Version 13 on Samsung Galaxy A22
aniketkr.sharma
TF Ace
Bro, this app requires a lot of RAM.
I don't want to demotivate you but this is true, this app only runs fluently on high end phones
EnthuCC
TF Premier
Planning to close Axis Flipkart upon renewal. They won't convert it into LTF.
They've provided my CL of 53k only while my highest card limit is 5L and they're refusing to increase the limit. I couldn't buy laptop with that limit on Flipkart.
Is there a way to get it LTF?
I don't have any other Axis cards and someone suggested here that I shall get a core Axis card via c2c and get premium card and they will match up my limits. Is it doable with 5L card limit?
They've provided my CL of 53k only while my highest card limit is 5L and they're refusing to increase the limit. I couldn't buy laptop with that limit on Flipkart.
Is there a way to get it LTF?
I don't have any other Axis cards and someone suggested here that I shall get a core Axis card via c2c and get premium card and they will match up my limits. Is it doable with 5L card limit?
How are you planning to do that? It requires 1Cr+ TRV.
aniketkr.sharma
TF Ace
Use SBI CASHBACK Or APAY OR any HDFC CARD to get more returns don't waste time for Axis.
EnthuCC
TF Premier
Among these I only have Amazon Pay but it won't fetch 5% on Flipkart. Some items are exclusive to Flipkart only.
I can try to get SBI Cashback soon. HDFC won't provide me Millenia.
aniketkr.sharma
TF Ace
Which laptop you are planning to buy, maybe I can help to search it for better discounts on ecom platforms
EnthuCC
TF Premier
Not planning to buy it currently but few months ago I was looking into buying Lenovo LOQ series laptop from Flipkart.
Got another one from offline store.
Some phones are exclusive on Flipkart only.
aniketkr.sharma
TF Ace
I understand but I would suggest keep distance from flopkart as well as axis, they will never ever listen to complains if you lost money with them.
I think HDFC Swiggy will also give 5% cashback on flipkart
akiratoriyama
TF Buzz
Wondering the same. Issue is can't apply for them again.
senasenthil
TF Premier
Thanks for your kind response. But, payments were going through till recently. I have been using it for several months. The isue started only recently. I am wondering in what way Payment failure (only neu card) is linked to RAM
Matching the limits isn't guaranteed but you can expect significant increase.
Once the card is approved with high limit that limit is shared with all cards.
So eventually your fk axis also ends up getting an le
I've also done the same since I wasn't getting le on axis cards since 2yrs
aniketkr.sharma
TF Ace
I was too in that dilemma but when I upgraded my phone, it started working flawlessly.
You can try removing the card clearing the cache & data and then again attaching the card or you may have to try resetting the device once.
Let us know the outcome if this works, I already tried all thing but didn't worked, maybe it works on your side, nobody knows what's the main issue.
Finchamp!
TF Premier
Prabhu! kahan the aap?
I will try to convert my FK Axis paid to LTF this March during card renewal. Already spent 3.3L, max touch 3.45L by renewal. The previous year I spent 1L with a 15K Limit.
Will let you know in March.
Yes, if you have income documents, send them to the nodal officer after 3 months of receiving the card. In my father's case, his limit increased from ₹15K to ₹1.85L after submitting the last 3 months' salary slips and a bank statement showing the latest salary credit. Nearly a year later, he received an auto LE of ₹1.15L, bringing the current limit to ₹3L.
50L in SB
SBI CB is a better option because in the case of HDFC Swiggy maximum capping is 30K. So, if you buy a 35K item it will provide 1500 for 30K and the rest 5K will not even fetch 1%.
Also, the merchant limitation is HDFC Swiggy compared to SBI CB.
The same reason is preventing me from closing my SBM Bank secured One card.
@Anindya98 can you please clarify
