Why HDFC is so dual faced ? 🤷

[alok416]

Seriously frustrated from HDFC,

They issued Business Money back card with 40k limit...

For Millenia they want ITR

I sent them Card Statements for C2C method...and they are not agreeing...

But if i will cancel my cards and will apply fresh by card to card method they will issue Millenia/ regalia for same Card to card method..

Stupid policymakers

 

[starstruck]

Bcoz they need fresh clients. Existing clients gaye tel lene.

They are already the bank with highest number of credit cards in the market. They will wake up when they are not the first after a few years.

 

[alok416]

Bcoz they need fresh clients. Existing clients gaye tel lene.

They are already the bank with highest number of credit cards in the market. They will wake up when they are not the first after a few years.

True....Thats why cancelling my business money back card...bcz its trash... It offers nothing....

Their nodal, PNo, grievance officers all are out of their mind...

 

[WandereR]

One more thing, their preapproved CC portal does a CIBIL enquiry for checking the cards. What a bank

 

[alok416]

One more thing, their preapproved CC portal does a CIBIL enquiry for checking the cards. What a bank

Exactly

Even for checking eligibility they do CC too...

This bank is unbelievable....

Closing both cards to get new card... Such a frustrating bank

 

[sv004]

True....Thats why cancelling my business money back card...bcz its trash... It offers nothing....

Their nodal, PNo, grievance officers all are out of their mind...

Smart buy se 1000rs ka fayda utha liya karo aur kya

 

[Chaitanya-a]

Smart buy se 1000rs ka fayda utha liya karo aur kya

Not worth keeping Moneyback card. I don't know why they're still keeping it in their catalogue. Who's gonna take that sh*tty card when there are far better cards with same fee available in the market.

 

[sv004]

Not worth keeping Moneyback card. I don't know why they're still keeping it in their catalogue. Who's gonna take that sh*tty card when there are far better cards with same fee available in the market.

Hmm yes bro its totally useless thats y they give it to everyone so that someone might get traped in emi net. Some people just want to convert their big spends to emi they dont know anything about rewards or variant of card. I was also like that before .

 

[Trust Me]

One more thing, their preapproved CC portal does a CIBIL enquiry for checking the cards. What a bank

So do ICICI.

 

[dhiraz]

Hmm yes bro its totally useless thats y they give it to everyone so that someone might get traped in emi net. Some people just want to convert their big spends to emi they dont know anything about rewards or variant of card. I was also like that before .

HDFC Bank Credit Only For ===> Loan on Credit Card, Convert Your Spend into EMI

 

[Heehaahee]

Seriously frustrated from HDFC,

They issued Business Money back card with 40k limit...

For Millenia they want ITR

I sent them Card Statements for C2C method...and they are not agreeing...

But if i will cancel my cards and will apply fresh by card to card method they will issue Millenia/ regalia for same Card to card method..

Stupid policymakers

 

[alok416]

Smart buy se 1000rs ka fayda utha liya karo aur kya

Wo to Payzapp and debit card se bhi mil jayega

 

[pprakash11]

HDFC Bank Credit Only For ===> Loan on Credit Card, Convert Your Spend into EMI

View attachment 21144
View attachment 21145

Tagda spam bhai

 

[alok416]

Not worth keeping Moneyback card. I don't know why they're still keeping it in their catalogue. Who's gonna take that sh*tty card when there are far better cards with same fee available in the market.

Exactly...and after that this illogical thing

They can take fresh application for C2C basis...

But cant upgrade on C2C basis...

 

[alok416]

Hmm yes bro its totally useless thats y they give it to everyone so that someone might get traped in emi net. Some people just want to convert their big spends to emi they dont know anything about rewards or variant of card. I was also like that before .

Yes with 14% intrest

 

[alok416]

So do ICICI.

They do Personal Loan enquiry for Credit card application

 

[alok416]

HDFC Bank Credit Only For ===> Loan on Credit Card, Convert Your Spend into EMI

View attachment 21144
View attachment 21145

Same here lol

 

[Trust Me]

They do Personal Loan enquiry for Credit card application

Exactly. Just this morning I'd fired a correction request to ICICI to fix this very issue.

Not only that, they also mislead customers with fake 'pre-approved' offers, with the so-called 'on the fly' application designed purposely to fail, with much of the data already available with them left unused in their 'on the fly' application form!

And a hard CIBIL enquiry for Personal Loan for this blatant fraud! Nice going, ICICI.

 

[alok416]

Exactly. Just this morning I'd fired a correction request to ICICI to fix this very issue.

Not only that, they also mislead customers with fake 'pre-approved' offers, with the so-called 'on the fly' application designed purposely to fail, with much of the data already available with them left unused in their 'on the fly' application form!

And a hard CIBIL enquiry for Personal Loan for this blatant fraud! Nice going, ICICI.

Best thing is that... They always rectified their cibil enquiries for personal loan which we do for Credit card

Atleast they are not fraud like HDFC who dont give LE and upgrade to some users for 4 years

 

[4uziaul]

Best thing is that... They always rectified their cibil enquiries for personal loan which we do for Credit card

Atleast they are not fraud like HDFC who dont give LE and upgrade to some users for 4 years

4 years? That's nothing!

I didn't receive a LE for approximately 13-14 years. They increased it last month by a mere 10k.